Protect your home away from home with insurance coverage for your camper or travel trailer – get a quote now!
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Like all vehicles driven on the road, your recreational vehicle must be insured in Ontario. As you may have spent considerably more on your home on wheels than your car, giving some further thought to your RV insurance is worthwhile.
For insurance purposes, an RV (recreational vehicle) is defined as a vehicle that combines transportation and living quarters within a single unit. If the weight of your RV or motorhome exceeds 11,000 kgs (24,250 lbs), a special class of driver’s license is required. If, however, you’re towing a travel trailer, a folding tent trailer, or driving a truck camper (which is detachable) behind your own vehicle, ask about adding trailer coverage to your existing auto insurance policy.
Like your car or other vehicle, if you own a motor home, you are required by law to insure it. Insurance coverage is required for the following:
Living the RV lifestyle does not need to be confined to vacations or weekend activity. If you have decided to take your show on the road living full time in your recreational vehicle, you should explore RV specialty insurance. A life on the road means that you will not be able to fall back on your homeowner’s insurance policy in the event something happens to your property. So you need to make sure that you have adequate protection for the higher liability risk you face due to increased time on the road.
If you have any questions about RV insurance or would like a no-obligation quote, please call Mitchell & Whale Insurance Brokers at 1-800-731-2228 or email us at info@mitchellwhale.com. We’d be happy to help!