Best Insurance Companies in Ontario - Reviews & Quotes

AIG Canada, part of the global insurance provider American International Group, Inc. (AIG) group, focuses primarily on property and casualty insurance.

Allianz Global assistance, since re-branding their North American presence from Mondial Assistance in 2012, has become on the world’s leaders in travel insurance and financial protection.

Allstate Canada has been delivering insurance coverage products to Canadians since 1953. The company has built its reputation around its “good hands” advertising campaign that offers peace of mind in all areas of insurance.

April Canada specializes in high risk coverage, but also offers a wide range of standard coverage options for both commercial and personal customers.

Founded in 1927, Arthur J. Gallagher offers offers a broad range of commercial, personal, and employee benefit insurance solutions across Canada.

In business since 1835, Aviva Canada is one of our nation’s leading property and casualty insurers, providing residential, commercial, and auto insurance to 3 Million customers through 1,500 broker partners.

Beacon Underwriting specializes in niche package insurance products designed for marine, recreational vehicles, events, and more.

Beazely Canada offers innovative and progressive lines of business insurance, specialty manufacturing liability products, and much more.

Founded in 1955, Belairdirect is the direct arm of Intact Financial, and specializes in affordable auto insurance, but it also carries other personal lines such as home and auto coverage.

Established in 1967, Berkley Canada provides an extensive selection of commercial casualty, professional liability, executive risk and travel insurance products.

Blue Cross Insurance specializes in health insurance for those not covered through their employer or through Canadian health coverage, as well as group coverage for businesses.

The BMO company name has been around since 1817, and the company has developed considerable financial strength and underwriting experience in its long history.

Burns & Wilcox Canada is an underwriter specializing in high-risk coverage, including coverage for environmental, recreation, marine, and transportation sectors, among others.

Since 1974, the Canadian Automobile Association Insurance Company has been providing Canadians a variety of insurance products, which now includes coverage for auto, atv, property, travel, life, health, and pets.

Cambrian Special Risks Insurance Services has been in business since 2006, and specializes in non-standard coverage for special events, sports organizations, marine, prize Indemnity, aviation, and more.

A subsidiary of The Dominion now under the Travelers Insurance umbrella, has been offering home and auto insurance coverage exclusively to Ontario residents since 1999.

Chubb Insurance Canada is part of Chubb Limited, the world’s largest publicly traded property and casualty insurer, with insurance roots going back to 1882.

Coachman has been an industry leader in Ontario for high-risk auto insurance since 1979, and also offers a wide range of property and and casualty products. SGI Canada, who purchased Coachman in 2001, has been in the insurance business for more than 60 years.

The Commonwell Mutual Group provides residential, commercial, farm, auto, and watercraft coverage in Ontario.

As a subsidiary of The Co-Operators Group since 1987, COSECO Insurance keeps it simple, with three types of insurance, auto, home, and travel, and offers group coverage options and various discounts.

Founded in 1927, and now operating out of 10 locations across Ontario, Cowan Insurance Group deals in high risk and standard personal and business lines, and it covers situations that other companies might normally avoid.

Now a subsidiary of The Co-operators Group, CUMIS (Credit Union Members Insurance Society) was founded in 1935 to serve the insurance needs of North American credit union and caisses populaires members. In Canada, CUMIS offers credit & mortgage insurance, home & auto insurance, and travel insurance tailored to credit union members, and also offers business […]

Desjardins Insurance is a subsidiary of the Desjardins Group, the largest financial cooperation in Canada, and provides personal coverage for Ontario, Alberta, and Quebec.

Originally founded by local farmers in 1895, Dufferin Mutual remains a true mutual today, owned entirely by its policyholders. Located in Shelburne, Dufferin provides policyholders with farm, home, business, and auto insurance through independent brokers throughout south central Ontario.

Operating in Canada and Europe, Echelon Insurance specializes in non-standard auto and specialty property and casualty insurance products.

Founded in 1871, Economical Insurance offers a variety of home, auto, and commercial insurance solutions to Canadians.

Empire Life has been a Canadian provider of life insurance products, wealth management, and group benefits for almost a hundred years.

For over 40 years, ENCON Group Inc. has been providing Canadians with professional liability, construction insurance, commercial general liability, group and retiree benefits, and more, through licensed brokers.

Purchased by Allstate in 2011, Esurance Canada is an online insurance provider that also services customers through a national network of brokers.

The Facility Association is a non-profit organization established by the automobile insurance industry to ensure that auto insurance is available to all licensed drivers, notably those considered to be high risk.

For over 95 years, Federated Insurance has specialized in providing business coverage, typically to mid-sized and large companies and organizations.

Founded in 1839, Gore Mutual Insurance is Canada’s oldest P&C insurer. Voted the #1 insurance company by the Insurance Brokers Association of Ontario (IBAO) in 2014, Gore provides personal and commercial insurance across the country.

Founded in 1891, Great-West Life Insurance has personal and commercial insurance lines that focus on families and businesses of all sizes.

Green Shield Canada has been Canada’s only nation-wide not-for-profit specialist in providing health and dental benefits since 1957.

Based in Kemptville, Ontario, just outside of the nation’s capital, Grenville Mutual Insurance has been serving residents of Eastern Ontario for a century and a quarter.

Established in 2009, Hagerty provides specialty classic and collector auto insurance throughout Canada for more classics than anyone else in the world. Headquartered in the GTA of Ontario, Hagerty’s policies are underwritten by Aviva.

Headquartered in Guelph, Ontario, the Halwell Mutual Insurance Company is one of Canada’s oldest insurance providers. With roots that date back to 1859, Halwell Mutual was formed in 1967 as an amalgamation of Halton Union Farmers, Puslinch and Eramosa Mutual to create an insurance company focused on clients in rural communities throughout Southwestern Ontario.

Established in 2016, Heartland Farm Mutual Insurance Company, a merger of North Waterloo Farmers Mutual and Oxford Mutual, offers auto, home, farm, business, & specialty insurance.

HSB BI&I is a Canadian leader in residential and commercial equipment breakdown insurance, as well as a trusted source of reinsurance to over 50 P&C insurers.

Hamilton Township Mutual (HTM) Insurance was founded in 1898 as a company that provided risk protection against fires at Ontario farms. From the company’s founding, HTM Insurance has become a major mutual insurance company in Ontario, and serves customers across the province, specializing in home, auto, farm and business insurance products.

Industrial Alliance Financial Group has become a major player in the Canadian personal and group insurance market since its beginnings in 1892.

With its headquarters in Toronto, Ontario, Intact is the largest private sector provider of P&C insurance in Canada. Intact insures over 5 Million individuals and businesses through its own brand as well as through its subsidiaries, which include Brokerlink, Jevco, and Belairdirect.

Ivari Insurance (formerly Transamerica Life Canada) is a life insurance and investment company committed to making the process of selecting and buying insurance as simple as possible for their clients.

Now part of Intact Financial Corporation, Jevco has been providing non-standard (high risk) auto insurance solutions throughout Ontario for over 30 years.

A member of the RSA Group since 1997, Johnson Insurance is one of the country’s fastest growing leaders in personal and group insurance.

Lemonade Insurance Company offers homeowners and renters insurance and is on its way to Canada soon. Instead of using brokers or agents, Lemonade uses chatbots and artificial intelligence to deliver insurance policies and handle claims.

Founded in 1887, Manulife offers services ranging from investment consulting to personal insurance lines, and focuses on its extensive range of life and health products.

Formerly known as Elliott Special Risks, Markel has operated since 1966, providing specialized commercial liability coverage across Canada.

As a subsidiary of The Marsh & McLennan Companies, Marsh Canada is a leading insurance provider for components, hardware, instrumentation, microelectronics, multimedia, software, and telecommunications.

Max Insurance is a small insurance provider that promises to “modernize” the insurance business and specializes in coverage policies for a customer’s home, business, motorcycle, and farm.

Founded in 2010, Next Wave Insurance Canada brings cannabis business coverage north of the border, from cultivation to retail, and everything in between.

Northbridge Insurance offers personal and business insurance throughout Canada, and is a subsidiary Northbridge Financial Corporation, a company with over 90 years of providing insurance solutions to Canadians.

Launched in the Canadian market in 2017, Onlia is a joint venture of Fairfax Financial Holdings Ltd. and Achmea Canada Holding Inc., and offers auto and home insurance.

Founded in 1969 as ‘Gilles Blondeau & Compagnie’, Optimum General Insurance offers a variety of home, auto, and business coverage options to customers in Alberta, Manitoba, Saskatchewan, Ontario, Quebec, and British Columbia.

Pacific Marine Underwriting Managers has been providing marine insurance for pleasure craft in Canada for over 50 years.

A subsidiary of Allstate Canada Group of Companies (ACG), Pafco has been a provider of non-standard, or high-risk auto insurance for over 25 years.

Established in 1989, PAL Insurance is a Canadian broker specializing in Special Events Liability, as well as niche lines such as weddings and ATM/Vending Machine Insurance.

Peel Mutual, owned and operated for residents of Ontario, specializes in farm, commercial, life and residential coverage.

Pembridge Insurance Company, a subsidiary of Allstate, has been offering Canadians traditional P&C coverage since 1999, as well as insurance for recreational vehicles such as motorcycles; RVs; boats; ATVs; and snowmobiles.

Perth Insurance is a member of the leading Canadian insurance company Economical Insurance, and offers coverage for vehicle and home owners in high-risk markets.

A Canadian-owned mutual insurance company founded in 1884, Portage Mutual offers insurance products for personal/residential, automobile, retail/commercial, and agricultural business.

Founded in 1989, the Premier Group of insurance companies offers commercial, specialty marine, and adventure tourism coverage in Canada through Premier Canada Assurance Managers Ltd., Premier Marine Insurance Managers Group (WEST) Inc., and Oceanic Underwriters Ltd..

RBC Insurance is one of the largest bank-owned insurance companies in Canada with over five million customers throughout the country, and benefits from RBC’s large network of insurance experts and vast financial resources.

The Royal & Sun Alliance Insurance Company (RSA) is Canada’s largest marine insurer, 3rd largest P&C insurer, and top travel insurer, providing personal and commercial insurance nationwide.

ScotiaLife Financial, a subsidiary of The Bank of Nova Scotia (Scotiabank) offers Canadians term life, health, auto, home, travel, and creditor insurance.

SGI Canada is the property and casualty insurance division of SGI (Saskatchewan Government Insurance Act). SGI Canada offers property and casualty insurance products in 5 Canadian provinces, including Ontario, as it does with its subsidiary, the Coachman

Sonnet Insurance is an online insurance provider with a very experienced and diverse underwriting team. Sonnet is part of the Economical Insurance group.

Since 1961, South Western Insurance has been providing specialty, niche, and hard-to-place business insurance coverage across Canada.

State Farm is an international insurance carrier that sold its Canadian operations to Desjardins Financial Security Life Assurance Company in 2014, but the operation has maintained its State Farm name.

Established in 1865, Sun Life Canada is one of the oldest insurance companies in Canada. Throughout the company’s long history, it has developed its core goals of improving the health and wealth of its personal lines clients.

As a part of TD Bank Group, one of the largest financial services firms in Canada, TD Insurance has built itself into one of the top 3 personal home and auto insurance groups in Canada.

Specializing in life insurance, Canada Life Insurance has been refining its underwriting techniques for two centuries, and constantly updating its personal and business lines for its clients.

The Co-operators offers extensive lines of home, auto, farm, life, business, and travel insurance.

A North American leader in surety and specialty insurance, with products for the Canadian market that include contract; commercial and developer surety; corporate insurance; transportation; personal insurance.

Specialized in covering farms and businesses for well over a century, MFI has grown to serve residential and commercial customers across five provinces.

The Personal offers group insurance to over 700 member organizations and professions, such as the Canadian military, engineers, firefighters, accountants, healthcare professionals, police forces, and many others.

Established in 2002, Totten Insurance Group specializes in non-standard insurance P&C coverage such as for hospitality; construction; roofing, agriculture, and protective services industries.

Travelers Canada is a part of The Travelers Companies, Inc., a leading provider of insurance for auto, home, and business. In 2013, Travelers Inc. acquired one of Canada’s largest P & C insurers, The Dominion of Canada General Insurance Company.

Trillium Mutual Insurance was established in 2004 when Formosa Mutual Insurance Company merged with Elma Mutual Insurance Company. Trillium Mutual offers home, auto, business, and farm insurance to Ontarians.

TruShield Insurance is Canada’s first direct-to-consumer small business insurance provider, and is a subsidiary of Northbridge Financial Corporation.

Tugo Insurance offers a personal touch in to the Canadian travel insurance market populated by larger, less customer-focused companies.

Founded in 1955, Unica is a subsidiary of La Capitale General Insurance, and provides home, car, and businesses insurance through a network of professional insurance brokers across Ontario.

Wawanesa Insurance has grown into one of the premier auto insurance companies in Ontario based, and is known for its huge list of discounts and special packages.

Wayfarer has been providing Recreational Vehicle insurance since 1989. Underwritten by Aviva Elite, Wayfarer occasionally acts as intermediary to Mitchell & Whale, providing reinsurance for better service to our Ontario customers.

With roots going back to 1710, Western Assurance, a member of the RSA Group, is a home and auto insurance provider that works through trusted, local Ontario insurance brokers.

Wynward Insurance Group specializes in business insurance for professionals in a wide array of industries, including some not often covered by commercial insurers.

Founded in 1804 as Lobard Canada, Zenith Insurance is part of the Northbridge Financial Corporation, and offers personal home and auto coverage to customers across Canada.

Zurich Canada offers extensive coverage to mid-sized to large businesses throughout the country. Its parent company was founded in Switzerland in 1872 and has operations to 3 continents and over 200 countries.