When you call your favourite insurance broker to get quotes to insure that new car, or to try to beat your current rate, the broker will ask you certain standard questions. These are based on the rating factors that car insurers in Ontario are allowed to use when determining your premium, so whoever you call, the questions should be very similar.
Has this ever happened to you? You call an insurance broker, give them all your information, and get back a super quote that meets all your needs at a price that might be significantly cheaper than what you are currently paying. Read more
When you’re learning about the world of malware, hacking and cyber-security, you’ll hear a number of terms being thrown around that you might not understand. One of those is multi-factor authentication, also known as two-factor authentication or 2FA. Read more
With high-profile hacks and data breaches making the news every week, a lot of us are rethinking our own security, at work and at home. How difficult would it be for a hacker to guess your password?
Cryptojacking is what we call it when cyber-criminals use your computer to mine Bitcoin or other cybercurrencies. If you understand how Bitcoin and cryptomining works, that’s all you need to know. For everyone else, please read on…
Phishing is something that most of us see every day, and most of us completely ignore it. An email from what seems like a travel agency, telling you that you’ve won a free trip, and asking you to click on a link to redeem your prize. Or a message from a bank or other service provider, asking you to confirm your login details. Hard to even call it an attack. It’s an email. Read more
Landscaping is a little different than most other contracting businesses. If you’re a roofer, plumber or drywaller, you’re working directly on a house or commercial building, so there’s a lot of opportunity for property damage claims.
Insurance companies set premiums based on how much they are likely to spend to pay claims. It stands to reason, then, that the best way to control premiums for your roofing business is to avoid claims if possible, and to limit the cost of any claims that you do make. Read more
If you run your own plumbing business, you’re probably well aware of the hazards you and your employees face while on the job that could lead to an insurance claim. If you’re just starting out, there are some risks that will be obvious, and others not so much.
Electricians in Ontario are highly regulated, rigorously trained and held to the highest safety standards of any tradesperson in the province.
For this reason, Read more