Ontario Insurance News & Views

How Insurers Calculate the Cost of Your Business Insurance

How much is business insurance? The shortest answer to this question is that the cost to insure your business can be as low as $200 a year, or over $200,000 – depending on what your company does and how.

Read more

What Do Kids’ Backpacks Have to Do With Insurance?

At Mitchell & Whale, we care about people. Yes, we know that EVERYBODY says they care about people, and yes, we know that it’s a big cliché, but the fact is that our focus on people is the single biggest reason for our success, and we choose to make it central to everything we do. Read more

Why doesn’t the brokerage that won innovator of the year and brokerage of the year use online quoting tools?

What’s Wrong with Online Auto Insurance Quotes? $220!

We live in the age of online. You can fill a prescription, design your own business cards or get a four course meal delivered, all without talking to a soul. It makes sense then that many Canadians now prefer to get their auto insurance quotes online, and there are lots of options available to them when they do. Read more

There are a number of very good reasons why every business needs to have a strategy in place not only to prevent cyber attacks if possible, but also to deal with them in an efficient way when they happen. The fact is that it’s highly unlikely that your business will never be hit by hackers. What will make all the difference when it does happen is how quickly you can respond to mitigate the damage.

Read more

In an earlier article we touched on the growing trend of home-based businesses and highlighted the importance of discussing income generating ventures with an insurance broker to arrange proper coverage. The insurance industry has recognized the popularity of gainful domestic enterprise—that creative entrepreneurial space between a full commercial business and a paper route—and the market has developed products to fill the coverage need. Read more

Aging is not something that a lot of us see as a positive. We’re constantly being bombarded with messages about looking younger and feeling younger, and certainly our society puts a premium on youth. It seems everybody wants us to be young forever.

Read more

It’s easy to become overwhelmed when learning about hackers, malware and all the threats that await your business in the online world. We’d like to tell you not to be overwhelmed, but there is a lot to know when it comes to cyber attacks, and the specific scams that hackers use are evolving every day, so be overwhelmed if you must.

Read more

Every year in Ontario, more than 50,000 people change their names after getting married. Another 10,000 or so Ontarians legally change their names for other reasons. Without counting people who change back to their maiden name after a divorce, that’s more than 60,000 Ontarians a year who change the name that appears on their driver’s license. Read more

We live in a brave new world, where almost half of all employees in Canada work away from the office at least half the time. Where appropriate, flexible work arrangements are helping businesses manage office costs, and helping workers to recalibrate their work-life balance for the better.

Read more

Somebody Purposely Damaged Your Home or Stole Your Stuff:

You come home to find that someone has broken in, stolen your valuables and/or vandalized your home. Theft and vandalism are covered under most home insurance policies. In most cases, there are dollar limits. Read more