Like many insurance companies that serve rural Ontario, the Trillium Mutual Insurance Company traces its roots back to the early days of mutual fire insurance and still serves the province’s local farmers today.
|Employees in Canada||75 – 100 (2020)|
|Canadian Mkt. Share*||0.11% (2019)|
|Insurance Products||Home Insurance, Auto Insurance, Business Insurance, & Farm Insurance|
Trillium Mutual Insurance was formed in 2004 when Formosa Mutual Insurance Company merged with Elma Mutual Insurance Company, founded in 1880 and 1884, respectively. From the beginning, both companies specialized in protecting farms against risk, and Trillium Mutual uses the combined resources to continue this mission while expanding their business to serve several other types of customers.
Today, the company offers home, business, farm, and auto insurance, with added coverage for cybersecurity for farm and business owners. Like many smaller insurers in the region, Trillium Mutual claims a deep commitment for communities in rural Ontario, and works with members and policyholders to support local organizations in the areas they serve.
Policyholders of Trillium Mutual have come to expect the following from their insurance provider:
Trillium Mutual is a relatively small insurance company, and as such, relies on a network of brokers to connect the company with prospective policyholders in the patchwork of rural communities in serves.
Trillium Mutual doesn’t have the financial resources of the bigger insurance companies in Ontario, but it compensates by positioning itself as a more intimate, familiar partner in risk management and asset protection. The company’s customers enjoy the following benefits of purchasing coverage from Trillium Mutual:
Trillium Mutual covers the full spectrum of “standard” insurance areas: home, auto, commercial, and farm, with added cyber protection.
Trillium Mutual provides insurance coverage for several different types of properties, including such as single-dwelling homes, townhomes, and condos, cottages. Protection is also available for renters. Residential insurance from Trillium Mutual includes the following areas:
When it comes to auto insurance, Trillium Mutual offers coverage for a diverse range of vehicle types, including the following:
The company also offers several different options for discounts off policyholders’ monthly premiums:
Trillium Mutual covers businesses across Ontario, offering a list of different protections, according to a business owner’s unique risk areas. The list includes the following:
Trillium Mutual makes special mention of the company’s understanding of what it takes to run a business in the information age, and offers coverage to match, including:
For businesses that rely on vehicles or fleets to continue operations, Trillium offers additional coverage. Vehicle types include:
Trillium Mutual Insurance’s commitment to the farms that it covers is made evident by the fact that the company provides a special distinction (Real Ontario Farm Insurance, or ROFI) to brokers in its network who are knowledgeable about the unique needs of farm owners. Trillium Mutual offers the following protections to farmers and agribusinesses of varying size: