Sonnet Insurance is part of the Economical Insurance group which was established in 1871, and has a very experienced and diverse underwriting team. Sonnet Insurance’s presence is online only, and benefits from what the latest technology has to offer.
Homeowners, Condo, Tenant, Landlord, & Auto Insurance
Sonnet offers auto, home, tenant, condo, and landlord insurance. They have a team of call center associates available to answer questions, and customers can also call on their broker for help and information. Thanks to Sonnet’s unique online business model, they can offer better coverage at a lower cost for all their customers.
Customers use Sonnet Insurance for its:
Simple online interface that makes managing an account easy
Lower premium rates made possible by the low costs associated with being an online business
Ability to deliver truly customized service thanks to its advanced Internet applications
Straightforward approach to explaining insurance and taking claims
Prefer to speak with a broker? We have more markets and more choice than any other broker in Ontario. Call Mitchell & Whale: 1-800-731-2228
Sonnet Insurance specializes in fast service for claims and account management. Sonnet Insurance uses its online business approach to offer advantages such as:
Precise Premium Calculations – Sonnet Insurance uses the data it collects from its clients to help create more precise insurance premiums. For example, the company collects up to date information on customer neighborhoods including recent claim amounts, crime levels, and numbers of claims, and uses that information to develop more accurate premiums.
Truly Personalized Service – The customers of Sonnet Insurance get real information about their specific coverage when they review their accounts online. Information regarding a customer’s driving habits can help lower auto insurance premiums and help that customer to learn how to be a safer driver. The information Sonnet Insurance delivers does more than make insurance easier, it helps customers to improve their lives.
Effective Smartphone App – Internet access through smartphones is growing, and Sonnet Insurance has an app that helps customers stay updated on their insurance coverage. The company’s app allows for complete access to all parts of a customer’s account, and it also offers the same interactive features as the desktop website.
Sonnet’s Insurance Products
Sonnet Insurance deals mostly in personal lines of insurance, with products for income property owners as well.
Sonnet Insurance auto policies include standard coverage such as liability, collision, accident benefits, and accident forgiveness. Along with those standard areas of coverage, the company offers options such as:
Rental vehicle coverage
Coverage based on the replacement value of your vehicle
Hit-n-run deductible waiver
Home insurance coverage includes liability, full sewer backup, overland water coverage, actual replacement costs, and hail coverage. Coverage options are:
First claim forgiveness
The ability to settle claims at replacement cost even if you do not replace the item
A deductible waiver for claims of $10,000 or more (earthquake claims not included)
100 percent replacement costs guaranteed
Claim settlements that include additional funds to use environmentally friendly materials and construction methods
Condo insurance from Sonnet is similar to the home insurance, but there are a few coverage options offered that are specific to condos. They are:
Condo special coverage that does not rely on unit contingent coverage to protect your investment
Condo owners do not need a separate policy if they rent their condo out to tenants for parts of the year
Tenant insurance has the same standard coverage as property insurance. The special options for renters include:
Coverage to pay for accommodations while your rental unit is being repaired
Coverage for any upgrades you make to your rental unit
Sonnet Insurance offers excellent coverage for landlords who want to protect their properties from the unexpected acts of tenants. The standard coverage features for landlord insurance are the same as for property owners, but landlords get extra options such as:
Insurance that pays you any rent you would lose while your property is being remodeled, repaired, or even replaced
Replacement costs for 100 percent of the cost of your property
These guys have simply the worst customer service for an insurance company ever. I have had 3 NO FAULT accidents and they couldn't organize a 1 man parade. Had to make every phone call myself, from start to finish. DON"T WASTE YOUR TIME WITH SONNNET AKA ECONOMICAL INSURANCE
Rating: 2.5 2.5 /5 stars
Nunya Bon 2018-05-31 00:15:41
THE worst experience. Technology means nothing without customer service. Don't waste your time with these clowns.
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About Mitchell & Whale
Mitchell & Whale Insurance Brokers is a family-run business since 1948, now operated by Adam Mitchell, the third generation in the business. Clients are considered part of the family too. In fact, over 90% of our clients stay with us year after year, thanks to the trust they have in our insurance experts.