Echelon specializes in specialty insurance, such as for high risk drivers, motorcycles and vintage cars and motorcycles.
Echelon offers a full range of insurance products, which, in Ontario, includes personal and commercial auto insurance, business owner’s insurance, commercial property insurance, and motorcycle insurance.
Echelon Insurance may be a good fit for customers that fall outside the regular market due to driving record, vehicle, or other considerations that make it difficult to acquire or afford insurance, such as if you have:
A specialty vehicle, such as an exotic car, a sports car, or a collectible
Multiple accidents or claims on your insurance record
Lapses in coverage
A business in construction, food and hospitality, or other high-risk industry
Any other factor that may cause you to face higher premiums
*Insurance coverage and availability may vary by province. Speak with your broker for details.
While Echelon has its own specialized products and underwriting process, it saves money by not employing in-house agents; its insurance products are available solely through a limited number of select insurance brokers with whom they partner.
For a quote from Echelon or other high risk insurers in Ontario, speak with one of our special-risk insurance brokers at Mitchell & Whale: Speak with a broker today: 1-800-731-2228
Echelon’s Competitive Advantages
Consumers that are considered by insurance companies to be high risk may face higher premiums and higher deductibles. Echelon Insurance believes that high quality, affordable insurance should be within reach for everyone, even for those who need high risk auto insurance.
Echelon’s strengths include:
Unique Underwriting Process – During the underwriting process, insurers consider how risky someone would be to insure. The more likely that your insurer believes you are to file a claim, the higher your premium will be. Echelon has a unique underwriting process allows them to offer rates and options. To customers That fall outside of the main stream underwriting guidelines of the standard insurance companies.
Insurance for many types of vehicles – Even if you have a good driving record, owning a classic or collectible car, a classic motorcycle, a sports car, or an exotic car may be considered a special risk for other insurance providers. Echelon provides coverage for all types of vehicles, even those that may be more costly to repair or replace.
Lower Rates – If you are a high risk driver, then your insurance options may be limited to the costly coverage that the Facility Association provides. Echelon provides affordable insurance coverage for those who may find it difficult or even impossible to get coverage often at lower rates than what Facility offers.
Echelon’s Key Insurance Products Available in Ontario
Echelon Insurance offers a full range of insurance products for individuals and businesses. If you require non-standard insurance, then Echelon offers several insurance products that you may benefit from.
Non-standard Auto Insurance
In Ontario, Echelon’s personal insurance products are limited to auto-related coverage, including:
Motorcycle and trail bike
Insuring your business can be a challenge, but Echelon caters to high-risk commercial customers by offering a variety of products, including:
Statefarm jacked my motorcycle insurance rate way up, Chris got me a great rate with Echelon motorcycle insurance that was less than what I was paying with Statefarm! :D Seems like a great company but it took a while for me to get my paperwork from them in the mail. :( apparently they were backlogged this summer with all kinds of people loving the sweet rates!
Mitchell & Whale Insurance Brokers was recently voted #1 in Ontario by the Insurance Business Canada magazine. Read more
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About Mitchell & Whale
Mitchell & Whale Insurance Brokers is a family-run business since 1948, now operated by Adam Mitchell, the third generation in the business. Clients are considered part of the family too. In fact, over 90% of our clients stay with us year after year, thanks to the trust they have in our insurance experts.