Allstate Insurance Company of Canada

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The Allstate Insurance Company of Canada has been delivering insurance coverage products to Canadians since 1953. The company has built its reputation around its “good hands” advertising campaign that offers peace of mind in all areas of insurance.

Allstate Canada’s parent company, The Allstate Corporation was founded in 1931, and is the second largest personal lines insurer in the US. Over the years, Allstate Canada has expanded its coverage options and continues to develop lists of discounts that help lower insurance premiums.

Allstate Canada’s Advantages

There are many advantages to doing business with a company that is part of an international corporation. In Ontario, Allstate Canada is a comprehensive auto and home insurance company able to offer a wide variety of coverage options. One of the reasons that people like doing business with Allstate Canada is the company’s ability to leverage its significant financial resources to the benefit of each individual client. The strengths of the company include:

• Truth in Advertising – Despite its status as one of the larger insurance companies in Canada, Allstate Canada does have the customer service recognition accolades to show that it cares about its clients. The “good hands” policy of caring for each and every client permeates everything the company does, and brings customers peace of mind.
• Discounts – Allstate Canada has developed an impressive array of discount programs for almost every type of insurance the company sells. While the auto and home insurance programs are the best known, the company also has discounts for boating insurance customers as well. Customers can talk to their broker about benefiting from one or more of the many cost-saving benefits offered through Allstate Canada.
• Transparency – Allstate Canada is one of the few insurance companies to offer comprehensive complaint resolution options to clients for any situation. The company’s website offers all of the phone numbers customers would need to resolve issues, even allowing customers to reach as high as the Ombudsman. The company also makes sure that its terms of service page on its website is accessible to customers, easy to read (no small print), and easy to understand.

Allstate Canada’s Insurance Products

Allstate Canada focuses on consumer products and does not offer much in the way of commercial coverage. Personal lines customers can easily find coverage that meets their needs.

Auto Insurance

The company is known for its broad range of auto insurance products that apply to just about any kind of vehicle. The vehicles covered are:

• Cars
• Trucks
• Vans
• Motorcycles
• Off-road vehicles
• Motor homes

The impressive list of auto insurance discounts includes:

• Bundling coverage
• Multi-vehicle
• Discounts for allowing Allstate to track your driving habits
• Group auto insurance
• Anti-theft
• Discount for having your own private parking spot
• Winter tires
• Good grades for students
• Retirees
• Students away from home
• Driver training courses

Allstate Auto Insurance Rate Changes, 2010 – Present

Property Insurance

Allstate Canada will cover your residence, or temporary residence, with a variety of coverage options and the usual array of discounts.

• Home
• Condo
• Tenant insurance
• Rental property insurance
• Seasonal home insurance

Some of the property coverage discounts are:

• Discounts for newer homes
• Installation of security systems
• Retiree
• No claims for at least one calendar year
• Discount for not having a mortgage

Boating Insurance

Allstate Canada will cover your boat or any other kind of watercraft, along with accessories such as trailers, to make sure that the summer fun keeps going. Coverage options include:

• Liability insurance
• Uninsured boater insurance
• Medical expense coverage
• Payment for emergency services such as towing
• Coverage for risks such as fire, explosion, damage while in transit, and theft

The boating discounts are:

• Installation of safety features such as fire extinguishers
• Bundling coverage with other insurance policies

Life and Health Insurance

Allstate Canada has the products you need to protect your family’s physical and financial health. Coverage options include:

• Term, permanent, and universal life
• Disability insurance
• Critical illness coverage
• Personal health insurance
• Long-term care

Travel Insurance

If you are planning on traveling for business or holiday, then talk to your broker about the many insurance options from Allstate Canada. Types of coverage plans include:

• Multi-trip coverage for several trips in one year
• Coverage for one trip per year
• Insurance for visitors coming into Canada
• Trip cancellation protection

Allstate Canada Company Reviews