If you transport goods or paying passenger in Ontario, commercial auto insurance will protect you from property damage and liability claims on the job.
Insurance companies consider business vehicles differently from personal vehicles. Commercial vehicle insurance policies are set up based on the specific business situations that the vehicle will be in that you would not be undertaking while driving for personal reasons. If you don’t have any type of commercial auto insurance and get into a car accident while on business, your insurance company may not cover the damages.
Whether you are the sole proprietor of your vehicle, manage an entire fleet, or are a long haul trucker driving a big rig, only commercial auto insurance will protect you from driving-related business losses. Commercial auto insurance coverage is necessary for:
As a business owner, you need to keep your vehicle on the road delivering products and visiting customers without delay or interruption. Since traffic accidents occur every day, business auto insurance gives your company the financial protection it needs even if you are using your own personal vehicle. Personal car insurance does not cover liability or property losses when your vehicle is used for commercial purposes, so business car insurance is a necessary investment.
Similar to the policy for your own personal vehicle, a commercial auto insurance policy in Ontario offers coverage on the following:
The type of commercial auto insurance policy best for you depends on the type and size of your business, and how many people will be driving your vehicles. The insurance requirements of a cab company, for example, will be quite different than the insurance needs of an HVAC company.
As your commercial broker, we’ll find you a commercial auto insurance policy that matches:
Whether you are a one-person company servicing your clients in a particular city or you have a number of vehicles serving the whole province, it would be wise to protect your business from unexpected occurrences. An investment in commercial auto insurance ensures your organization stays safe from accidents on the road. Get the proper type of policy so that you can do business with peace of mind, knowing your company cars are protected at all times.
You can rely on the commercial vehicle insurance experts at Mitchell & Whale Insurance Brokers to help you protect your company and save money
Please call us at 1-800-731-2228 or email us at firstname.lastname@example.org.