Ontario Home Insurance

Let Us Do the Shopping for Your Home insurance

Buying a home is a significant investment, and protecting your investment with the right insurance means peace of mind. Let our insurance experts shop 40 companies to put together a home insurance policy that will make sure you’re covered should the unexpected occur.

Standard Home Insurance – What’s Covered?

• Building: Available in All Risk coverage (insured for everything unless it’s specifically excluded from your policy) and Named-Perils coverage (specific perils covered by your policy). *The majority of home insurance policies contain All Risk coverage for your building.
• Contents: Insures your belongings inside the home, available in All Risk and Named-Perils coverage.
• Detached Private Structure: Coverage for structures that are on your property but are not connected to your home (ex: detached garage, shed).
• Additional Living Expenses: Pays for your living expenses while you have to temporarily live away from your home due to an insured loss.
• Personal Liability: Protects you from having to pay damages to people if you are responsible for unintentionally hurting them or their property (covers you anywhere in the world).
• Voluntary Payments for Medical Expenses: Covers medical costs if someone hurts themselves on your property.
• Voluntary Payments for Damage to Property: Covers physical damage to the property of others.

Standard Options for Home Policies include:

Learn more about the types of home insurance available in Ontario.