Al Maggi

Al Maggi is Mitchell & Whale's senior writer and content editor. Al works closely with other members of the M&W broker and executive team to make complex insurance topics understandable, and simpler ones interesting and informative.

Posts by Al Maggi:

Cheapest car to ensure

How Much Does it Cost to Insure Canada’s Top Ten Vehicles?

The top ten selling vehicles of 2018 make up one third of all the vehicles sold in Canada during that year. These models are super-popular, and in fact, you might be looking into buying one right now. If you are looking at one of these beauties, you might want to know how much it would

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Looking closely at insurance brokers

What to Look For in an Insurance Broker

Much has been said about the value of working with an independent insurance broker for all your insurance needs. Unlike buying directly online from the insurance company or through an insurance agent, dealing with a broker means that you have access to more than one insurer.

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Car safety features

Why Advanced Safety Features Don’t Reduce Insurance Premiums

If you buy a new car today, it’s likely to have a number of automated safety features that, say, your old 2008 car didn’t have. Yes, that 2008 probably had anti-lock brakes, adjustable seatbelts and front airbags, but that’s likely it, unless it was a luxury model.

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Contractor looking for best insurance companies in Ontario

The Best Contractor Insurance Companies in Ontario

Contractor insurance in Ontario varies broadly both in terms of coverage and premiums. Unlike auto insurance, the specifics of contractor insurance are not dictated by regulation. More than 30 different companies offer contractor insurance in the province, and each has a slightly different combination of coverages, and sets their premiums accordingly.

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Flooring Contractor insurance claims

The Most Common Claims for Floor Installers and How to Avoid Them

Your floor installation business is in high demand. Homeowners know that nothing spruces up an older home or condo unit quite like a beautiful new hardwood or laminate floor. But there are also risks involved in installing flooring, and you need to be aware of what they are so that you can properly train your

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Hacker

What Do Hackers Want from Your Business?

If you’re not familiar with the dark web, it’s a pretty scary place. You would probably just as soon never know what’s there, but then, the only way to protect yourself from bad people doing bad things is to understand who those people are, what they want, and how much damage they can really do.

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Excluded driver

What Happens When You Exclude a High-Risk Driver From Your Policy?

So you’re looking for a reasonable rate on your auto insurance, except your spouse has two speeding tickets and a DUI on his record. Chances are, no insurance company will want to insure you, and you will be left to buy high-risk auto insurance at a rate of $10,000 a year or more. It doesn’t

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Auto insurance rating factors

What Questions Do I Need to Answer to Get an Auto Insurance Quote?

When you call your favourite insurance broker to get quotes to insure that new car, or to try to beat your current rate, the broker will ask you certain standard questions. These are based on the rating factors that car insurers in Ontario are allowed to use when determining your premium, so whoever you call,

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Insurance Quote vs. Premium

Why is My Policy Premium Different Than My Quote?

Has this ever happened to you? You call an insurance broker, give them all your information, and get back a super quote that meets all your needs at a price that might be significantly cheaper than what you are currently paying.

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