Author: Adam Mitchell
Posts by Adam Mitchell:
How Much Does it Cost to Insure Canada’s Top Ten Vehicles?
The top ten selling vehicles of 2018 make up one third of all the vehicles sold in Canada during that year. These models are super-popular, and in fact, you might be looking into buying one right now. If you are looking at one of these beauties, you might want to know how much it would […]
What to Look For in an Insurance Broker
Much has been said about the value of working with an independent insurance broker for all your insurance needs. Unlike buying directly online from the insurance company or through an insurance agent, dealing with a broker means that you have access to more than one insurer.
Why Advanced Safety Features Don’t Reduce Insurance Premiums
If you buy a new car today, it’s likely to have a number of automated safety features that, say, your old 2008 car didn’t have. Yes, that 2008 probably had anti-lock brakes, adjustable seatbelts and front airbags, but that’s likely it, unless it was a luxury model.
What Happens When You Exclude a High-Risk Driver From Your Policy?
So you’re looking for a reasonable rate on your auto insurance, except your spouse has two speeding tickets and a DUI on his record. Chances are, no insurance company will want to insure you, and you will be left to buy high-risk auto insurance at a rate of $10,000 a year or more. It doesn’t […]
Ask Adam: Auto Insurance Myths
Every industry has its usual suspects of associated myths, and the insurance industry is no different—especially when it comes to auto insurance. Our brokers regularly come across the same misconceptions about auto insurance coverage and regulations, mostly regarding how accidents and tickets can affect your insurance premiums in Ontario. In this installment of Ask Adam, […]
Ask Adam: High-risk Auto Insurance Special
We have a lot of customers who ask questions about high-risk auto insurance and what it means to be deemed a high risk driver after receiving a notification from their insurance company. We thought it would be a great opportunity to shed some light on the topic and make it a little bit less scary […]
Ask Adam: Car Insurance Special
In This Installment of Ask Adam: Driver training & lower car insurance Transferring driving experience to Ontario How auto insurance companies set their rates Less-known ways to save on car insurance Insurance company with best rates in Ontario Why your car insurance rate could change How fault is determined in a car accident Missed car […]
Ask Adam: Motorcycle Insurance Special
In This Installment of Ask Adam: Cost of insurance vs. value of motorcycle Insurance for custom bikes Rider training discounts Standalone motorcycle insurance Sportsbike blacklists Multiline discounts for experienced riders Advice for first time riders Seasonal motorcycle insurance Impact of automobile driving history on motorcycle insurance rates Have a question for Adam? Just send it […]
Ask Adam: Home Businesses, Water Coverage, Moving Companies, and More
In This Installment of Ask Adam: Home day cares and insurance Working from home and insurance Choosing an insurer for a home-based business High-rise water coverage Insurance from moving companies Home insurance and moving company damage Rental car accidents and your personal policy Have a question for Adam? Just send it to us via Facebook […]
Ask Adam: Term or Permanent Life Insurance?
Hey Adam, I know I should be considering life insurance but I’m confused about the difference between term and permanent. I’ve heard that term insurance is a lot cheaper and the best way to go. Can you help me understand the options so I can figure out what’s best for me and my family?