Author: Adam Mitchell

About Adam Mitchell:

Adam Mitchell is a third-generation insurance broker and is president of the family-run Mitchell & Whale Insurance Brokers Ltd. Adam's awards and accolades include IBAO's Brokerage of the Year in 2018 and Innovator of the Year in 2016. He’s also frequently included in IBC’s Top 10 Brokerages, Elite Brokers and Young Guns lists.

Adam loves golf, squash, surfing, kiteboarding, skiing, deep-fried anything, his mom and babies.

Posts by Adam Mitchell:

How Much Does it Cost to Insure Canada’s Top Ten Vehicles?

17 Jun 2019 in Auto Insurance

The top ten selling vehicles of 2018 make up one third of all the vehicles sold in Canada during that year. These models are super-popular, and in fact, you might be looking into buying one right now. If you are looking at one of these beauties, you might want to know how much it would […]

Read more

What to Look For in an Insurance Broker

11 Jun 2019 in General Insurance Info&Insurance Brokers

Much has been said about the value of working with an independent insurance broker for all your insurance needs. Unlike buying directly online from the insurance company or through an insurance agent, dealing with a broker means that you have access to more than one insurer.

Read more

Why Advanced Safety Features Don’t Reduce Insurance Premiums

10 Jun 2019 in Auto Insurance

If you buy a new car today, it’s likely to have a number of automated safety features that, say, your old 2008 car didn’t have. Yes, that 2008 probably had anti-lock brakes, adjustable seatbelts and front airbags, but that’s likely it, unless it was a luxury model.

Read more

What Happens When You Exclude a High-Risk Driver From Your Policy?

22 May 2019 in Auto Insurance

So you’re looking for a reasonable rate on your auto insurance, except your spouse has two speeding tickets and a DUI on his record. Chances are, no insurance company will want to insure you, and you will be left to buy high-risk auto insurance at a rate of $10,000 a year or more. It doesn’t […]

Read more

Ask Adam: Auto Insurance Myths

03 Jun 2018 in Ask Adam&Auto Insurance

Every industry has its usual suspects of associated myths, and the insurance industry is no different—especially when it comes to auto insurance. Our brokers regularly come across the same misconceptions about auto insurance coverage and regulations, mostly regarding how accidents and tickets can affect your insurance premiums in Ontario. In this installment of Ask Adam, […]

Read more

Ask Adam: High-risk Auto Insurance Special

28 Feb 2018 in Ask Adam&Auto Insurance

We have a lot of customers who ask questions about high-risk auto insurance and what it means to be deemed a high risk driver after receiving a notification from their insurance company. We thought it would be a great opportunity to shed some light on the topic and make it a little bit less scary […]

Read more

Ask Adam: Car Insurance Special

14 Nov 2017 in Ask Adam&Auto Insurance

In This Installment of Ask Adam: Driver training & lower car insurance Transferring driving experience to Ontario How auto insurance companies set their rates Less-known ways to save on car insurance Insurance company with best rates in Ontario Why your car insurance rate could change How fault is determined in a car accident Missed car […]

Read more

Ask Adam: Motorcycle Insurance Special

22 Aug 2017 in Ask Adam&Motorcycle Insurance

In This Installment of Ask Adam: Cost of insurance vs. value of motorcycle Insurance for custom bikes Rider training discounts Standalone motorcycle insurance Sportsbike blacklists Multiline discounts for experienced riders Advice for first time riders Seasonal motorcycle insurance Impact of automobile driving history on motorcycle insurance rates Have a question for Adam? Just send it […]

Read more

Ask Adam: Home Businesses, Water Coverage, Moving Companies, and More

31 Jul 2017 in Ask Adam

In This Installment of Ask Adam: Home day cares and insurance Working from home and insurance Choosing an insurer for a home-based business High-rise water coverage Insurance from moving companies Home insurance and moving company damage Rental car accidents and your personal policy Have a question for Adam? Just send it to us via Facebook […]

Read more

Ask Adam: Term or Permanent Life Insurance?

12 Jul 2017 in Ask Adam&Life Insurance

Hey Adam, I know I should be considering life insurance but I’m confused about the difference between term and permanent. I’ve heard that term insurance is a lot cheaper and the best way to go. Can you help me understand the options so I can figure out what’s best for me and my family?

Read more