If you’re thinking about getting the holiday trailer or camper ready for use, then its time to dust off the vacation trailer insurance too. Exploring the country and taking the road less travelled is a great escape and worth protecting with appropriate holiday trailer insurance or camper insurance.
These recreational vehicles are designed to be towed by a motorized vehicle and do not require the driver to obtain a special license classification. Examples of towable trailers and camper units include:
Each of these detachable trailers or campers would be eligible for vacation trailer insurance, as long as the combination weighs 11,000 kgs (24,250 lbs) or less. Learn more about the insurance requirements of RVs and motor homes.
Pulling any type of vacation trailer behind your car or other vehicle requires extra care and attention. You will certainly notice you cannot accelerate as quickly and that means you will not be able to stop as quickly either! Being a cautious driver and towing your trailer safely will definitely help you avoid accidents but for added peace of mind, insurance for your trailer or camper will help keep your vacation on track if an accident, storm or some other mishap occurs.
You have some choices when it comes to insuring your holiday trailer. You can protect it by:
1) Adding it to your auto insurance policy, or
2) Adding it to your home insurance policy, or
3) Choosing a stand-alone trailer insurance policy.
When you add it to an existing policy, there is an additional charge for the extra coverage. The type and value of your trailer will determine which option will provide the best coverage for you.
Lots of options usually mean lots of questions! If you have any questions or would like a no obligation insurance quote, please call Mitchell & Whale Insurance Brokers at 1-800-731-2228 or email us at firstname.lastname@example.org. We’d be happy to help!
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