Zurich Insurance Group is a worldwide name when it comes to protecting businesses from a wide variety of different occupational risks. The company’s Canadian branch, operating in Ontario and throughout the rest of the country, is no exception, offering extensive coverage to Canadian businesses. The company serves primarily mid-sized to large businesses, with small-business owners being better off seeking a different company.
Zurich Canada’s parent company was founded in Switzerland in 1872 as an insurer for marine organizations and businesses, and in the following century and a half, spread its operations to 3 continents and over 200 countries.
Today, the company specializes in commercial risk protection (for a wide array of risks) in the transportation, healthcare, manufacturing, marine, railroad, real estate, financial, energy and public sectors.
Businesses that use Zurich Canada to protect their operations against a variety of risks have come to rely on:
|Canadian Mkt. Share*||1.1% (2016)|
|Insurance Products||Business Insurance|
|Provinces Licensed||AB, BC, MB, NB, NL, NWT, NS, NU, ON, PEI, QC, SK, YT|
|* Of all private P&C in Canada by net premiums written, excluding life and purely A&S companies.|
In some of the regions where it operates, Zurich Insurance Group has dedicated insurance agents. In Canada, however, the company relies solely on brokerages like Mitchell & Whale to connect its clients and prospective customers with reliable commercial insurance.
Business owners with policies from Zurich Canada enjoy the following advantages of working with the company:
Zurich Canada provides business owners with a variety of optional risk coverage to meet the needs of their unique industry and business.
Ideal for businesses in the construction and contracting industries, builder’s risk policies provide the following:
Casualty policies are applicable in almost any industry because they protect against general risk and liability. Zurich Canada offers three different casualty policies:
Zurich Canada covers basic collision and liability for commercial vehicles like buses, transportation vans, and long-haul cargo trucks.
As for commercial property, Zurich Canada insures general risk that comes with owning a business in the context of the facility and property that it occupies. The company offers coverage in two major areas:
The company offers risk protection to companies that provide large amounts of credit to other businesses and clients, as well as protection against policies that have a major effect on business, such as tariffs and embargoes.
Crime/fidelity insurance from Zurich Canada protects business owners from varying degrees of theft, either from the inside or from employees of a company. This includes:
Zurich Canada offers drone damage and liability coverage for clients in the following sectors:
Zurich Canada supports the environment industry, as well as environmentally friendly business practices by providing insights and liability coverage for environmental practices like using solar or wind energy and more.
Zurich Canada has the unique advantage of having a parent company that operates globally, giving the company a better channel to protect risk for companies that operate overseas.
For the growing area of data and cyber-security, Zurich Canada offers measures to protect its clients’ data.
Zurich Canada offers risk protection for companies that manufacture, buy, and sell products and manage inventory, to ensure that they don’t take on an unsafe level of risk, including:
Zurich Canada protects against failure to meet the terms of a surety bond.
Zurich Canada also offers policies that cover Directors and Operators (D&O) risks that come with managing a business and a workforce.
For any of the company’s other commercial insurance products, Zurich Canada gives clients the ability to customize their policies with excess coverage in areas that they elect. Zurich’s umbrella insurance encompasses excess and optional additional coverages for the businesses it insures.
Contact one of our commercial insurance brokers to find out what we have to offer: Speak with a broker today: 1-800-731-2228