3.7/5 (3 Reviewers)
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SGI Canada was formed in 1945 after the Saskatchewan government created the Saskatchewan Government Insurance Act, the previous year. That act created SGI Canada, and its goal was to bring comprehensive but affordable insurance to the residents of Saskatchewan.

SGI Canada

Founded1945
HeadquartersRegina, Saskatchewan
Employees2,000+
Canadian Mkt. Share*1.74% (2022)
Insurance ProductsAuto, Homeowners, Condo, Tenant, Farm, Business, Cargo, and Oil & Gas Industry Insurance.
* Of all private P&C in Canada by net premiums written, excluding life and purely A&S companies.


SGI Canada Insurance Quotes

Get a Quote now

Contact one of our Ontario brokers about the insurance products offered through SGI Canada: rnSpeak with a broker today: 1-800-731-2228


Company Overview

SGI Canada offers a wide range of products in Ontario, including condo coverage, tenant insurance, and comprehensive personal lines. The organization operates through its vast network of brokers located in several provinces around Canada.

SGI Canada operates under the guidelines set forth by the original Saskatchewan Government Insurance Act of 1944, and the updated version passed in 1980.

In 2001, SGI Canada acquired Ontario’s Coachman Insurance.


Primary Goals of the Saskatchewan Government Insurance Act

The primary goals of the Saskatchewan Government Insurance Act are to:

  • Offer cost-effective insurance for all Canadians, including personal lines of coverage for Ontario residents
  • Support the communities where SGI Canada works to create a better Canada
  • Operate an insurance entity that is honest in its business and fair with its customers
  • Maintain customer service standards as outlined by the Canadian government

SGI Canada Advantages

Because it is a public entity, SGI Canada offers a strong sense of financial stability. Its status as a company that must adhere to the rules of the Canadian government means that SGI Canada offers a more trustworthy approach to insurance pricing and service. Some of the main advantages of doing business with SGI Canada include:

  • Accountable To The People – The customer satisfaction levels of SGI Canada are reviewed annually by the Canadian government, and the company must implement any changes the government mandates to improve customer service.
  • Diverse Product Offering – SGI Canada has comprehensive personal insurance lines in Ontario, including condo coverage, that can be of great value to any customer. The company also offers discount options and coverage enhancements to help clients even more.
  • Helping Your Community – SGI Canada has a very strong sense of being a part of the communities it serves, and this is an important aspect of its business operations to many of its clients. The idea that you are helping your community as well as yourself when doing business with SGI Canada is a strong incentive that brings in many new clients.

SGI Canada’s Insurance Products

SGI Canada has a vast array of product offerings that include many ways to customize coverage to meet client needs.

Auto Insurance

SGI Canada offers plenty of personal auto insurance coverage options to protect your vehicle, and your family.

  • Collision or upset coverage – Covers accidents with other vehicles and single-vehicle roll incidents.
  • Comprehensive liability protection – Protection from hail, theft, fire, high winds, and lightning.
  • All perils – Combines collision and comprehensive liability into one policy.
  • 14-day coverage – Whenever you buy a new vehicle, SGI offers 14-day coverage until you can get permanent coverage in place.
  • Family liability protection – Protects you and your family in the event of an accident with someone who does not have enough insurance.
  • Liability coverage – Covers damage to your possessions, injuries, and deaths.
  • Uninsured motorist – Protects you from the financial effects of getting into an accident with an uninsured motorist.

Home Insurance

SGI Canada offers comprehensive liability and bodily injury coverage for a broad range of home coverage. Additional protection is available, as well as discount options.

  • Damage and repair costs to your landscaping after a natural disaster
  • Damage caused by emergency personnel
  • Lost rental income for landlords
  • Coverage for evacuation costs
  • Protection for the possessions of your guests or any live-in domestic help
  • Identity theft coverage
  • Up to $1 million in personal liability protection

Condo Insurance

Condo insurance protects you and your family in many of the same ways SGI Home Insurance does. Coverage for condo owners include:

  • Identity theft protection up to $30,000
  • Protection against increased living expenses
  • Protection from lost rental income
  • Additional liability coverage to enhance the coverage offered by your condo association
  • Protection in the event of a mass evacuation
  • Up to $1 million in personal liability coverage
  • Single amount of protection insurance that is designed to fill in gaps that various parts of your condo insurance leave behind
  • Comprehensive glass coverage

Tenant Coverage

If you rent, then don’t worry because SGI Canada still has you covered.

  • Identity theft coverage up to $30,000
  • Up to $1 million in personal liability protection
  • Replacement cost coverage to replace your belongings at today’s costs

SGI Canada Insurance Quotes

Get a Quote now

Contact one of our Ontario brokers about the insurance products offered through SGI Canada: rnSpeak with a broker today: 1-800-731-2228


SGI Canada Reviews

3.7/5 (3 Reviewers)
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SGI Canada
Head Office:
10 Four Seasons Place, Suite 200, Toronto, ON M9B 6H7, Canada
Phone Number: 416-255-3417
Website:
Rating: 5 5 /5 stars

Best in the insurance game

Helpful stuff and great rates and coverage thank you Mitch and SGI , highly reccomened

Rating: 5 5 /5 stars

My move to Saskatchewan

Just thought I’d make a review based on my first impressions. I came here and needed a safety for a new-ish vehicle so i could have it insured. Passing the safety in Saskatchewan compared to Ontario is vastly different. The standards are very stringent! The auto dealers who do the safety, are afraid SGI will come down on them if they pass something they shouldn’t have. The result is not ideal.

That said, every person i spoke to at SGI – from the inquiries people, to the safety standards, to the safety inspection officer were excellent to speak with. They really try their best to help you find the best possible solution to your problems while staying within the guidelines. I have only good things to say about them, they didn’t build the system they have to operate in. I’ll be out a little cash for the headache of getting my insurance – more than I hoped. But they did set up the fastest cheapest way to make certain i passed my safety.

Rating: 1 1 /5 stars

I never see a strange company more then SGI insurance … they are debiting money without sending invoices and without any justification…