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Premier Canada.

1.2/5 (7 Reviewers)

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Company Overview

• Reliable insurance for recreational vehicles and vacation properties
• Coverage for their tourism company or adventure tourism venture
• Specialty commercial insurance for businesses such as health clubs, special events, and beauty parlours
• Comprehensive commercial and personal coverage for all of their watercraft

Premier Canada Advantages

• Premier Canada Assurance Managers Ltd. – This arm of Premier Canada offers commercial liability for professionals and contractors. The primary group of customers this entity serves consists of contractors, environmental groups, business professionals, and specialized casualty.
• Premier Marine Insurance Managers Group – One of the largest insurers of boats and luxury yacths in Canada, this part of Premier Canada specializes in insuring a wide variety of personal and pleasure watercraft.
• Oceanic Underwriters Ltd. – This is the more exciting part of Premier Canada that writes the policies for commercial marine clients, adventure tourism, and even amatuer sports organisations. When it comes to insuring the big name clients for Premier Canada, this the company that handles that business.

Premier Canada’s Insurance Products

Professional Liability

• Professional coverage package
• IT professionals
• Media – marketing – advertising
• Architects and engineers
• Accountants
• Mortgage brokers
• Financial planners
• Insurance brokers and agents
• Medical malpractice
• D&O – for profit
• D&O – non-profit
• Substance abuse rehabilitation facilities
• Life agents

Environmental Liability

• Environmental impairment coverage
• Recycling protection
• Contractor’s pollution liability
• Storage tank owners
• Pollution coverage – project by project
• Environmental engineers

Construction Risks

Specialty Commercial Lines

• Drone usage
• Protection services
• Fitness businesses
• Beauty salons
• Tattoo parlours
• Daycare facilities
• Adventure tourism
• Hobby clubs
• Event liability
• Hole-in-one event coverage
• Umbrella and excess liability
• Vacant land coverage

General Commercial Property

Commercial Marine

• Marinas
• Boat dealers
• Docks
• Yachts
• Sailing clubs
• Boat manufacturers
• Commercial marine liability coverage
• Commercial hull and P&I
• Cargo coverage – ocean and air

Pleasurecraft Marine

• Jet boats
• Small boats
• Ski boats
• Sailboats
• Power cruisers
• Boats that run in excess of 60 MPH
• Jetskis

Personal Lines

• Vacant homes and cottages
• Hard to place homes
• Homes with high values
• Short-term rental homes
• Personal umbrella coverage
• Builder’s risk
• Rented structures
• Seasonal dwellings
• Student houses
• Mobile homes
• Any property in temporary or permanent storage
• Vacation trailers
• Condos
• Tenant insurance

Rating: .5 .5 /5 stars

Premier Canada is a big SCAM!

Winnie Dong on 2023-09-14 22:16:50

We bought content insurance for our condo from them for over 4 years. When all our winter clothes, boots and duvet etc. got stolen from our locker in the building, we made a claim. Their adjuster was very intimidating, told us theft is not covered under our policy, only vandals are. We read the policy thoroughly 2 times, nowhere in it states that exclusion. The adjuster told us to withdraw our claim voluntarily, or he will deny it and leave us with a claim record. Laughable! Does he think we will go back to them next year, paying for an insurance only takes your money but covers for nothing?! Will take them to media to expose their gimmicks.

Rating: 4 4 /5 stars

They are working well

Waveline Recreation Inc on 2023-05-17 9:06:40

They are a good company and do keep you protected.
They are slow but they do move along with the claim.

Rating: .5 .5 /5 stars

RUN FAR FAR AWAY

Frustrated Customer on 2021-10-06 12:22:35

IF you are with this company for your boat IMMEDIATELY change providers. When you have a claim they will low ball you. Offer 40-50% of the actual cost of repairs, then send you to the adjuster who in a independent and cannot help you. NO ONE should use this company. Unless you enjoy spending money in court or paying for your own boat repairs

Rating: .5 .5 /5 stars

Don’t buy any insurance products from Premier

Andy Le on 2021-10-02 23:29:27

Their adjusters bullied customers a lot while processing the claim file and tried their best to deny customer legal claim.

Rating: 1 1 /5 stars

Premier Marine Insurance

Unsatisfied on 2021-05-07 23:47:55

We paid Insurance since 2007, we had cosmetic damage to our vessel Premier Insurance did not cover any damage to our boat. Consumer be aware. Adjuster, correspondence where very rude an unprofessional.
If you value your boat do not insurance with Premier Insurance.

Rating: 1 1 /5 stars

The worst

Olivia Kwiatkowski on 2020-04-29 0:41:03

When it comes time where you actually need their help by making a claim. They refuse and make up lies and find loop holes for themselves

Rating: 1 1 /5 stars

Don’t bother with Premier Marine – terrible

Dinah on 2019-08-02 10:57:30

We didn’t realize when we signed with premier marine that there was a long list of things they did NOT cover. We had a problem with our roof and had water damage inside and they would not cover us. We are now left to cover the cost and with my husband on disability – we may never be able to repair the roof.
Please read the policies before signing anything.
They are NOT listed with the BBB . If they were – I would have reported them!!