Premier Canada

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Premier Canada is part of the Premier Group of Canadian insurance companies that offers a wide range of specialty commercial and personal insurance.

Company Overview

In a short period of time, Premier Canada has built a very impressive roster of commercial and personal insurance lines that are difficult to find with other carriers. The company has split up its underwriting services to make sure that each customer gets the expert attention and assistance that they deserve.

Established in 1990, the majority of policies in Ontario are sold by brokers through Premier Canada Assurance Managers Ltd., Premier Marine Insurance Managers Group (WEST) Inc., and Oceanic Underwriters Ltd.

The company focuses on marine commercial insurance, but it also has a lot of options in personal recreation coverage as well. People go to Premier Canada when they need:

• Reliable insurance for recreational vehicles and vacation properties
• Coverage for their tourism company or adventure tourism venture
• Specialty commercial insurance for businesses such as health clubs, special events, and beauty parlours
• Comprehensive commercial and personal coverage for all of their watercraft

Premier Canada Advantages

When looking for the advantages that come with doing business with Premier Canada, it is necessary to look a little closer at the three component companies. Each organisation is set up to deliver quality customer service and underwriting services to specific types of clients. Those companies are:

• Premier Canada Assurance Managers Ltd. – This arm of Premier Canada offers commercial liability for professionals and contractors. The primary group of customers this entity serves consists of contractors, environmental groups, business professionals, and specialized casualty.
• Premier Marine Insurance Managers Group – One of the largest insurers of boats and luxury yacths in Canada, this part of Premier Canada specializes in insuring a wide variety of personal and pleasure watercraft.
• Oceanic Underwriters Ltd. – This is the more exciting part of Premier Canada that writes the policies for commercial marine clients, adventure tourism, and even amatuer sports organisations. When it comes to insuring the big name clients for Premier Canada, this the company that handles that business.

Premier Canada’s Insurance Products

Premier Canada has a long list of coverage areas and plenty of experience in handling every type of policy that is written. The strength that comes from bringing together expertise from the three different companies within the group helps to create comprehensive and cost-effective solutions for every customer.

Professional Liability

Premier Canada covers the activities of everyone from architects to medical professionals.

• Professional coverage package
• IT professionals
• Media – marketing – advertising
• Architects and engineers
• Accountants
• Mortgage brokers
• Financial planners
• Insurance brokers and agents
• Medical malpractice
• D&O – for profit
• D&O – non-profit
• Substance abuse rehabilitation facilities
• Life agents

Environmental Liability

Any company that is responsible for environmental concerns needs very specific insurance coverage.

• Environmental impairment coverage
• Recycling protection
• Contractor’s pollution liability
• Storage tank owners
• Pollution coverage – project by project
• Environmental engineers

Construction Risks

Premier Canada has a full range of builder’s risk and contractor liability coverage that can protect builders from risk and offer the right amounts of liability coverage.

Specialty Commercial Lines

Premier Canada is known for its specialty commercial lines that include coverage for:

• Drone usage
• Protection services
• Fitness businesses
• Beauty salons
• Tattoo parlours
• Daycare facilities
• Adventure tourism
• Hobby clubs
• Event liability
• Hole-in-one event coverage
• Umbrella and excess liability
• Vacant land coverage

General Commercial Property

Premier Canada offers coverage for all of your commercial land, including theft and property damage protection.

Commercial Marine

Premier Canada is one of the largest commercial marine insurers in Ontario.

• Marinas
• Boat dealers
• Docks
• Yachts
• Sailing clubs
• Boat manufacturers
• Commercial marine liability coverage
• Commercial hull and P&I
• Cargo coverage – ocean and air

Pleasurecraft Marine

Premier Canada has been insuring pleasurecraft marine vehicles since the day it started doing business.

• Jet boats
• Small boats
• Ski boats
• Sailboats
• Power cruisers
• Boats that run in excess of 60 MPH
• Jetskis

Personal Lines

Premier Canada’s personal lines include most recreational and vacation property.

• Vacant homes and cottages
• Hard to place homes
• Homes with high values
• Short-term rental homes
• Personal umbrella coverage
• Builder’s risk
• Rented structures
• Seasonal dwellings
• Student houses
• Mobile homes
• Any property in temporary or permanent storage
• Vacation trailers
• Condos
• Tenant insurance

Premier Canada Insurance Company Reviews

Rating: 1
1 /5 stars

• Savings
  User: 20%
• Application Process
  User: 0%
• Claims Process
  User: 20%
• Rate stability
  User: 0%
• Document delivery
  User: 20%

The worst

Olivia Kwiatkowski on 2020-04-29 00:41:03

When it comes time where you actually need their help by making a claim. They refuse and make up lies and find loop holes for themselves

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Rating: 1
1 /5 stars

• Savings
  User: 10%
• Application Process
  User: 20%
• Claims Process
  User: 10%
• Rate stability
  User: 40%
• Document delivery
  User: 40%

Don't bother with Premier Marine - terrible

Dinah on 2019-08-02 10:57:30

We didn't realize when we signed with premier marine that there was a long list of things they did NOT cover. We had a problem with our roof and had water damage inside and they would not cover us. We are now left to cover the cost and with my husband on disability - we may never be able to repair the roof.
Please read the policies before signing anything.
They are NOT listed with the BBB . If they were - I would have reported them!!

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