Pacific Marine Underwriting Managers Ltd.

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For several decades, Pacific Marine Underwriting Managers Ltd. (PMU) has built its business around offering comprehensive pleasure boating insurance for a wide variety of vessels and situations. From small boat insurance to protection up and down the Eastern Seaboard, boating enthusiasts rely on Pacific Marine Underwriting Managers Ltd.

Company Overview

Pacific Marine can cover:

• Pleasure crafts ranging from small boats to the largest yachts
• Long-term boating excursions that reach as far south as the Caribbean
• Marine storage
• Smaller water vehicles such as jet skis

Pacific Marine has specialized in pleasure boat and watercraft insurance for more than half a century, and works directly with brokers to solve each client’s specific needs. Pacific Marine Underwriting Managers Ltd. also works to keep the costs associated with pleasure boating insurance down by preferring to work with brokers, instead of handling a large network of agents or in-house sales personnel.

Pacific Marine Advantages

In the complex world of pleasure craft insurance, Pacific Marine is an expert that knows every detail of your liability needs. Relying on a general watercraft insurance carrier to be able to cover your pleasure vessels could turn out to be a costly mistake. Pacific Marine knows exactly what you need for coverage, and it also knows the right limits to protect your water vessel investment.

• Covering People And Vessels – The Pacific Marine offerings not only protect your craft, but your guests and your personal belongings as well. The comprehensive nature of Pacific Marine’s offerings will allow you to set out to the open waters knowing that you are fully covered.
• Water Craft Experts – Pacific Marine Underwriting Managers Ltd. works only with brokers who understand the needs of pleasure craft owners, and who can give the best possible advice on the kind of liability coverage that will best suit those clients’ needs.
• Direct Contact With Brokers – Pacific Marine speeds up service times by having online access to claims and direct contact with brokers. Pleasure craft owners do not have time to wait for claims to be processed, and the streamlined communication between Pacific Marine and its brokers assures fast service.

Pacific Marine’s Insurance Products & Services

Pacific Marine has very specific types of watercraft policies that are going to give you the kind of insurance liability protection you need when you are on the open waters.

Small Boat and Watercraft Protection

This coverage is for vessels up to 30 feet in length and have a value at or under $40,000. These liability coverage options include:

• $2 million in protection and indemnity (P&I) maritime insurance
• $1 million in waterskiing liability
• $1 million in uninsured boater protection
• Personal effects coverage up to $2,000
• Emergency towing up to $1,000
• Loss of use coverage

Personal Watercraft

Your personal watercraft is your ticket to relaxation and freedom. Pacific Marine protects your freedom with:

• $1 million in protection and indemnity (P&I) maritime insurance
• $1 million in waterskiing liability
• $1 million in uninsured boater protection
• Personal effects coverage up to $2,000
• Emergency towing up to $1,000
• Loss of use coverage

Yacht Coverage

When you have a yacht, you want to protect that investment. Pacific Marine helps you to protect your investment with:

• Coverage on the agreed value
• Partial replacement cost coverage
• Diminishing hull and machinery total deductible
• Emergency expenses (repairs and towing) covered up to $1,000
• No-fault accident waiver for your deductible
• Personal effects coverage up to $2,000
• Loss of use coverage
• No lay-up restrictions

Yacht Enhancement Endorsement

Pacific Marine offers optional endorsements for your yacht that include:

• Personal effects coverage increase up to $10,000
• Emergency expenses limit raised to $5,000
• Up to $2,500 in loss of use coverage
• Search and rescue expenses covered up to $5,000

Southern Navigation Endorsement

If you do a lot of travelling in southern waters, the Pacific Marine can offer you:

• Liability protection in all four zones that go down the Eastern Seaboard and into the Caribbean
• Boaters from Ontario and other Canadian provinces can enjoy navigation to Cuba
• Up to $1 million in protection and indemnity (P&I) coverage

Storage Endorsement

If you store your vessel for part of the year, then Pacific Marine can offer you:

• Annual policy options for vessels stored on land
• Coverage on the agreed value
• Partial losses are covered with replacement costs

Pacific Marine Underwriting Reviews