Intact Insurance

Intact Insurance

With its headquarters in Toronto, Ontario, Intact is the largest private sector provider of P&C insurance in Canada.

Intact Financial Corporation
Founded 1809
Headquarters Toronto, Ontario
Employees ~ 13,000
Canadian Mkt. Share* 15.27% (2019)
Insurance Products Auto, Home, Renters, Landlord, Condo, Business, Drone, & Uber Insurance
Provinces Licensed AB, BC, MB, NB, NL, NWT, NS, NU, ON, PEI, QC, SK, YT
*Of all private P&C in Canada by net premiums written, excluding life and purely A&S companies.

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Contact one of our Ontario brokers for an Intact Insurance quote Speak with an Intact broker today: 1-800-731-2228

Company Overview

Intact insures over 5 Million individuals and businesses through its own brand as well as through its subsidiaries, which include Brokerlink, Jevco, its direct arm Belairdirect, and the OneBeacon Insurance Group in the US.

Intact Insurance has made a habit out of being very visible at times and in areas when their Canadian clients need them. The entire business model of Intact Insurance revolves around offering client-centric services that enhance customer satisfaction, and creating a diverse roster of product offerings to handle almost any situation. The company’s financial stability and decades of underwriting experience make it popular with Ontario consumers.

Intact Insurance provides:

  • Personal lines of insurance that go beyond what most providers offer
  • A long list of significant discounts that includes the My Driving Discount for car insurance
  • Rewards for being reliable clients who avoid making claims and pay their bills on time
  • Services that are based on quality and speed to create comprehensive customer satisfaction

Intact Insurance offers full lines of commercial and personal insurance, including products such as surety bonds for businesses that can be difficult to find. The company has built a sizeable reputation based on its generous discounts for auto insurance that can combine to save consumers a great deal of money. The company also offer special coverage types such as auto insurance based on use and not standard criteria normally used that can save consumers even more money.

Intact’s Strengths

With its years of experience and vast financial resources, Intact Insurance offers plenty of advantages to consumers. Any company that can team up reasonable premiums with a wide array of potential discounts is going to find favour with consumers. But there are other advantages to doing business with Intact that Ontario consumers have discovered through the years, and they include:

  • Customer Service Focus – Intact Insurance has a policy that a claim must be started within 30 minutes of a client initiating a phone call. Intact has also been recognized as one of the best insurance companies in Canada when it comes to customer service. The company attends to the details that keep clients happy and make life easier for brokers.
  • My Driving Discount – Auto insurance is always a focus for consumers, and Intact’s My Driving Discount program brings a lot of attention to the company’s auto lines. Consumers get five percent off their auto premiums just for signing up for the program, and then they get another 25 percent discount after a proven track record of good driving. The company collects data on the consumer’s driving habits to determine when the discount goes into effect, but the company also guarantees that collecting that information will not increase premiums at all.
  • My Lifestyle Advantage – Intact Insurance is unique because of the creative ways it finds to give clients discounts. My Lifestyle Advantage is a home insurance package that rewards clients for taking proactive steps in making their home safer and maintaining their home properly. Clients can also get their auto insurance deductible waived in the event of a natural disaster.

Intact’s Insurance Products

Intact Insurance does not work from a small list of standard products that they squeeze into a client’s situation. The company has comprehensive lines of coverage that can help people with any type of personal or commercial insurance needs.

Intact Auto Insurance

Intact Insurance has a comprehensive roster of auto insurance coverage options for all types of personal vehicles, including pleasure vehicles such as boats and ATVs.

  • Cars
  • Vans
  • Motorcycles
  • Trucks
  • Snowmobiles
  • Boats
  • ATVs
  • RVs

Special Vehicle Discounts And Programs

Intact Home Insurance

No matter what type of protection you need for your home or your home-based activities, Intact Insurance has you covered.

  • Water damage protection
  • Home insurance
  • Condo insurance
  • Cottage insurance
  • Travel insurance
  • Identity theft coverage
  • Liability coverage for a home-based business
  • Tenant protection
  • Rented structures insurance
  • Liability insurance for property incidents
  • Group policies to save on costs

Home Savings Programs

  • Lifestyle Advantage
  • My extras
  • Home and auto bundling discount

Intact Business Insuranc

Intact Insurance can help you with your diverse commercial insurance needs.

  • Commercial vehicle coverage
  • Fleet insurance
  • Commercial property liability protection
  • Surety bond program
  • Custom commercial insurance solutions

Intact’s Acquisitions & Milestones

  • 1809: The Halifax Fire Insurance Association was established
  • 1950s: Halifax Fire Insurance Association acquired by Dutch insurer Nationale-Nederlanden
  • 1980s: Nationale-Nederlanden acquired Commerce Group and Belair Insurance in Quebec, and Western Union in Alberta
  • 1991: Nationale-Nederlanden merged with NMB Postbank to create ING Group
  • 1993: Entities owned by ING Group are brought together to form ING Canada
  • 1998: ING Canada acquired Guardian Insurance’s Canadian business interests
  • 2001: ING Canada acquired Zurich Canada’s home, auto and small and medium business insurance interests
  • 2004: ING Canada acquired Allianz Canada
  • 2009: ING Canada became Intact Financial Corporation
  • 2011: Intact Financial Corporation acquired AXA Canada Inc.
  • 2012: Intact Financial Corporation acquired Jevco Insurance Company
  • 2015: Intact Financial Corporation acquired P&C insurer Canadian Direct Insurance Inc. (CDI), which has since merged with belairdirect
  • 2017: Intact Financial Corporation acquired US-based specialty business insurer OneBeacon Insurance Group, Ltd.
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Intact Insurance Quotes

Looking for an Intact insurance quote for coverage in Ontario? Contact one of our insurance brokers for an Intact Insurance quote. Speak with a broker today: 1-800-731-2228

Intact Insurance
Head Office:
700 University Avenue, Toronto, Ontario M5G 0A1, Canada
Claims: 1-866-464-2424

Yelp Reviews

Intact Insurance
Based on 5 Reviews
Darlene D.
Darlene D.
2019-12-21 12:26:13
I would absolutely never recommend anyone use Intact insurance. My son was recently in a serious car accident, in a vehicle covered by this insurance... read more
Ragul S.
Ragul S.
2016-11-16 13:21:20
WARNING:stay away from intact insurance.. i been a long time customer with intact , never had any claims in my 2-3 years with them... i recently had my... read more
Nina B.
Nina B.
2015-08-25 09:24:29
Best Insurance Company Ive dealt with. I had a hail claim and Jill London took my report. No one could have done a better job. Very thorough and they are... read more

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