Grenville Mutual Insurance Company

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Company Overview

Why Choose Grenville Mutual?

• Based in the community
• Not-for-profit – Every decision is for the policyholder
• Offers a complete suite of home and auto insurance products
• Offers a broad assortment of coverages for businesses, large and small
• Specializes in insurance for farms and agri-businesses
• Gives back to the community

Grenville Mutual’s Insurance Offers the Following Insurance Products

Grenville Mutual offers a wide array of personal, farm and business insurance to customers in Eastern Ontario.

Personal Auto Insurance

Auto insurance policies from Grenville Mutual include the following mandatory coverages:

• Third party liability
• Accident benefits
• Direct compensation – Property damage
• Uninsured Motorist coverage

Grenville also offers the following optional coverages:

• Comprehensive (protects against theft, vandalism and weather-related damage to your vehicle)
• Collision (protects against damage to your vehicle in an accident)

Comprehensive coverage can be purchased on a named perils basis, meaning you buy coverage for specific events that could happen, or you can pay a little more for all perils coverage.

You can also increase limits on your mandatory coverages, and choose from different deductible levels for collision and comprehensive.

Home Insurance

The following personal property coverages are available from Grenville Mutual Insurance:

• Owned home
• Rental home or apartment
• Condo
• Detached structures (garage etc.)
• Premises liability insurance
• Personal liability insurance
• Contents insurance
• Landlord insurance (dwelling, contents, liability, rental income)
• Cottages and seasonal dwellings
• Special additional coverage for jewellery, electronics, lawn tractors, trailers etc.
• Builders risk insurance (for buildings under construction)

Farming Insurance

Grenville Mutual has in-house expertise in farm operations, and understands the intricacies of running an agri-business. Farm coverage is extremely customizable, and can include:

• Farm outbuildings
• Machinery
• Livestock
• Farm liability
• Lost income
• Pollution insurance (if your operations cause contamination)
• Special coverage for alternative power systems like biogas, wind and solar
• Packages available for dairy, beef and other specialty operations

Business Insurance

In addition to farms, Grenville Mutual is able to offer business coverage for myriad types of businesses, large and small. Some examples include:

• Wineries & Greenhouses
• Bed & Breakfasts (excluding AirBnB and other home sharing services)
• Retail and office
• Contractors
• Churches
• Apartment buildings
• Home-based businesses
• Builders risk insurance (for buildings under construction)

Specific coverage is highly variable and depends on the type and size of business.

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