Esurance Canada is located online, but also services customers through a national network of brokers. The company was purchased by Allstate in 2011, which offered Esurance increased financial stability and access to a seasoned team of underwriters. Customers do business with Esurance for many reasons, including:
A streamlined way to access and manage their accounts online and through the smartphone app
The chance to take advantage of the discounted premiums the company can offer because of its low-cost business model
The opportunity to be able to choose from home and auto coverage options that are easy to understand
Access to the Esurance Canada’s library of insurance information and resources
Esurance Canada stays focused on auto and home insurance, but has many coverage options and discounts in both categories. The company’s goal is to make buying, altering, and using insurance as easy as possible. Their smartphone app has received accolades from customers and industry experts, and customers enjoy the balance the company has created between online service and human interaction.
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Esurance Canada’s Advantages
Esurance Canada started at a time when online-only insurance companies were not widely known. After years of growth and success in the industry, Esurance Canada is able to offer advantages such as:
Significant Discounts – Esurance Canada has become well-known for its ability to save customers money by giving a wide range of home and auto premium discounts. For example, the company offers discounts to auto insurance customers who switch to Esurance from another company.
The Human Touch – Since Esurance Canada is based online, it has sophisticated online tools that make account management easier for customers. Esurance also has its own support call center that customers can use to get questions answered and get help in emergency situations from live operators.
Wealth of Information – The Esurance Canada website is filled with detailed information on various types of insurance issues, as well as advice on how to save money on premiums. The company also includes this money-saving information in with its product descriptions so that customers can find more ways to keep the cost of insurance down.
Esurance Canada’s Insurance Products
Esurance Canada can create customized solutions for its customers in auto and home insurance. Your broker can help you to take advantage of all of the different ways in which Esurance can get you the coverage you need at a cost you can afford.
Canadian drivers are required to have third-party auto insurance that has standard features such as $200,000 worth of liability insurance and collision protection. Esurance Canada goes a step further and offers optional coverage such as:
Up to $2 million in liability insurance
Family protection that helps to pay for expenses created by an accident with an uninsured motorist (This coverage is standard with all Esurance Canada auto policies)
Comprehensive coverage in the event of theft, fire, vandalism, falling objects, and natural disasters
Esurance Canada offers discounts on auto insurance premiums such as:
Insuring more than one vehicle
Discounts for any driver who has had their license less than three years but has taken the driving safety course
The “Switch and Save” discount for people who switch from any other insurance company to Esurance
Basic Esurance Canada home insurance includes dwelling coverage, protection for associated structures, coverage for personal possessions, liability insurance in the event that you or a family member are responsible for someone else’s injuries, and guaranteed home replacement costs. Optional home coverage includes:
Identity theft and identity recovery insurance
Oil tank liability
Coverage for on-site solar energy equipment
Liability coverage for any business equipment damaged or stolen from your home
Sports equipment coverage
Digital data recovery
Jewelry and fine furs protection
Floater coverage that fills in the gaps left behind by other parts of your policy
Esurance Canada home insurance customers enjoy discounts such as:
Planning ahead for a date when your insurance will become active
Preferred buyer discount that starts the moment your policy takes effect
Bundling with an Esurance auto policy
A discount for owning your home
Doing an annual home inspection with the Esurance app
Having a roof that is resistant to hail
Home security device installation discount
A discount for going one year without a claim
A discount for not having any cigarette smokers living in the house
Was a complete waste of my time and money. Would never recommend it. Customer Service was quick but annoying. Had to talk to a few representatives, one almost yelled at me, accused me in lying and said i was helping my partner to hide his accidents (while we have none!); do not even want to remember this nightmare. Only had it for one week and ended up paying more than $100 as a cancellation fee. Ridiculous!
Mitchell & Whale Insurance Brokers was recently voted #1 in Ontario by the Insurance Business Canada magazine. Read more
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About Mitchell & Whale
Mitchell & Whale Insurance Brokers is a family-run business since 1948, now operated by Adam Mitchell, the third generation in the business. Clients are considered part of the family too. In fact, over 90% of our clients stay with us year after year, thanks to the trust they have in our insurance experts.