Desjardins Insurance

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Desjardins General Insurance Group Inc. (DGIG) is a subsidiary of the Desjardins Group, the largest financial cooperation in Canada, and provides personal coverage for Ontario, Alberta, and Quebec.

Company Overview

Specializing in Home and Auto coverage with an emphasis on auto insurance products, Desjardins Insurance offers various discounts for low-risk drivers in Ontario and Alberta.

Desjardins coverage is good fit for customers that don’t need any commercial insurance with their personal insurance, as the company focuses primarily on personal coverage such as home and auto products.

Desjardins Insurance offers a full range of personal (non-commercial) insurance products, including home, auto, and tenant insurance, as well as specialized coverage for recreational vehicles and pets. Desjardins has maintained its good standing, both with the community it has served for over 40 years, and the insurance brokers that facilitate the transactions between the company and its loyal clients.

Customers trust Desjardins Insurance for:

• Access to multi-line discounts to give clients comprehensive coverage at a friendly price
• Home and auto insurance that provides coverage of a diverse range of different risks
• Rewards for participation in home and auto savings programs

Desjardins Insurance Advantages

The 3rd-largest insurance agency in Canada, Desjardins covers over 2 million customers in Alberta and Ontario and has become a trusted option in Ontario for home, auto and tenant insurance, as well as specialty vehicle and pet coverage. The company offers peace of mind through its reputation and involvement with the Desjardins Group and the fact that as one of Canada’s largest insurers, it has the financial resources to provide comprehensive coverage to policy owners. Some of the advantages of using Desjardins insurance for your personal insurance include:

• Intuitive Discounts – Many insurance companies offer discounts to their customers, but Desjardins is a company that provides a particularly impressive range of discount options to clients. Ranging from standard multi-line discounts to discounts for risk-averse driving as measured by an innovative telematics program, Desjardins offers customers savings around every corner.
• Diverse, Specialized Coverage Options – Desjardins makes it easy for customers to acquire coverage for their unique home and auto needs. They allow customers to include vehicles like ATVs and recreational motor homes under their automobile policy with ease, and cover boats and personal watercraft under home policies, meaning that diverse sets of circumstances can all be covered under the same umbrella.
• Innovative, Customer-First Coverage – From Desjardins auto-adjacent product Ajusto, a telematics technology that tracks a user’s driving habits and offers instant discounts through the company’s app, to a multi-tiered, extensive range of pet insurance products, Desjardins ensures that their products are extremely customer-friendly. This is even evidenced by an extremely well-organized website, which directs current clients and prospective new ones to almost any information they need to find.

Desjardins Insurance Products

Desjardins Insurance offers a variety of standard home, rental, and auto products, as well as coverage in non-standard areas such as watercraft and specialty vehicles, and pets. Home, Auto, and Tenant insurance coverage with Desjardins can usually be bundled for multi-line discounts.

Auto Insurance

Desjardins is known for covering a wide range of vehicles:

• Cars
• Trucks
• Vans
• Motorcyles
• Off-road Vehicles
• Motor Homes and RVs
• Snowmobiles

As Desjardins specializes in auto coverage, this is the area where it offers the most impressive list of discounts, including:

• Discounts for using winter tires during inclement weather
• Multi-vehicle discounts
• The use of the Ajusto progam through the company’s official mobile app provides a snapshot of a user’s driving habits after a sufficient amount of time and offers immediate and responsive discounts to reward risk-averse driving.

Home and Tenant Insurance

With very few exceptions, Desjardins Insurance covers your permanent, seasonal or rental residences with a variety of coverage options.

• Home (House, Condo, Apartment)
• Seasonal Property
• Rental Property

The company also offers several major property coverage discounts, including:

• A major discount if sufficient time is passed with a property claim
• Discounts for verified use of alarms
• Multi-line discounts for bundling home and auto products

Pet Insurance

One area where Desjardins Insurance is truly unique is in their coverage of personal pets. The company offers coverage plans for pets with favourable deductibles and multiple levels of coverage for accidents, medical care and other animal health and wellness needs, so that pet owners can choose the one that fits them and their pet.

Desjardins Insurance Reviews