Founded in 1927, Cowan Insurance Group deals in high risk and standard personal and business lines, and it covers situations that other companies might normally avoid.

Cowan Insurance Group

Founded1927
HeadquartersCambridge, Ontario
Employees500+ (2023)
Insurance ProductsLife, Home, Auto, Boat, Travel, & Business Insurance

Cowan Insurance Quotes

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Find out what Cowan Insurance Group products can do for your personal and commercial coverage needs. Contact one of our professional brokers today for a free quote: rnSpeak with a broker today: 1-800-731-2228


Company Overview

As with most high risk providers, Cowan prides itself on a personal relationship with each broker that helps to create more customized solutions for each client. Operating out of 10 locations across Ontario.

The relationship between Cowan and their broker partners is strong, which allows both parties to always act in your best interests. Some of the reasons consumers look to Cowan Insurance Group include:

  • Specialized insurance solutions for unique personal and business situations such as contents in storage and student housing
  • Life and critical illness insurance options that include long-term care protection
  • Coverage for residential property owners that would be grouped into a high risk category
  • Financial stability granted by Cowan’s ownership structure and network of financial partners

Cowan Insurance Group is both a broker and a Managing General Agent, which means it has plenty of experience in both sides of the insurance table. That, along with its decades of underwriting experience, allows Cowan to create solutions that might be out of other insurer’s scope.


Cowan’s Strengths

Cowan Insurance Group offers a noticeably different type of experience for brokers and clients. For brokers, the process of working with Cowan is very relaxed and focused on the client. For clients, the wide range of products the company offers make it an attractive option for people who have a hard time finding insurance for their business, home, personal property, or auto. Cowan Insurance Group also offers several other advantages such as:

  • Down-To-Earth Solutions – The only way to describe the stress-free interaction between Cowan and its brokers, along with the wide range of underwriting options available to clients, is down-to-earth. There is nothing frilly about what Cowan does, and that approach shows up in the company’s responsible customer service and fast claims operations.
  • An Ontario Provider – Cowan is a big name throughout the province of Ontario, which helps to put Ontario clients of all sizes at ease. Cowan understands the challenges Ontario businesses face, and it is also well aware of the kinds of needs Ontario residential property owners have as well. While Cowan reaches out to clients all over the country, it does not shy from its Ontario roots.
  • Experts At Risk – Cowan Insurance Group is known for its ability to not only offer comprehensive coverage to hard-to-place clients that might not meet the requirements of standard carriers, but it can also offer insurance for high risk ventures such as student housing. Cowan Insurance Group has access to a team of underwriters that can put together high risk coverage for a variety of situations at very reasonable prices.

Cowan’s Insurance Products

Cowan Insurance Group deals in an array of personal and business lines that fit a lot of different needs and situations. The company can write high risk as well as standard insurance coverage for just about any type of client.

Personal Insurance

Cowan Insurance Group can protect your assets, cover your home with plenty of liability coverage, and get you the specific kind of health insurance options you need in extreme situations. The company is also adept at offering different types of life insurance, as well as writing reasonably priced insurance for high risk clients.

  • Life insurance and living benefits – Life insurance, disability insurance, critical illness coverage, long-term care options.
  • Property – Coverage for your home, possessions, associated buildings, and coverage for clients who have been denied insurance by other companies.
  • Auto – Full coverage options for cars, vans, classic and antique vehicles, motorcycles, snowmobiles, and ATVs.
  • Boat – Coverage for sports boats, personal craft, sailboats, pontoons, and cruisers.
  • Group home and auto – You can choose to join in Cowan’s group home and auto programs to save as much as 25 percent on your premiums.
  • StorageShield™ – Specialized liability coverage to protect the items you have in storage.
  • Travel Insurance – Travel protection that includes lost baggage, single trips, annual plans, students, and expatriates.

Business Insurance

Cowan Insurance Group offers a full range of specialized business liability products that can protect almost any kind of business.

  • Political risk
  • Corporate planning
  • Commercial Property
  • General Liability
  • Surety bonds
  • Directors and officers
  • Professional liability
  • Digital assets and processes
  • Environmental liability
  • Commercial vehicle coverage

Cowan Insurance Quotes

Get a Quote now

Find out what Cowan Insurance Group products can do for your personal and commercial coverage needs. Contact one of our professional brokers today for a free quote: rnSpeak with a broker today: 1-800-731-2228


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Cowan Insurance Group
Head Office:
1420 Blair Pl, Gloucester, Ontario K1J 9L8, Canada
Phone Number: (613) 741-3313
Website: