Chieftain Insurance

Chieftain Insurance

Chieftain Insurance, a subsidiary of Travelers Canada, offers personal insurance coverage for motorists, homeowners, and tenants—exclusively for Ontario.

Chieftain Insurance
Founded1999
HeadquartersToronto, Ontario
Insurance ProductsAuto, Home, Tenants, & Condo Insurance
Provinces LicensedOntario

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Chieftain Insurance Quotes

For a quote from Chieftain or any other insurance company in Ontario, speak with one of our insurance brokers at Mitchell & Whale: Speak with a broker today: 1-800-731-2228

Company Overview

Chieftain’s roots go back as far as 1887, when the Travelers-acquired Dominion of Canada General Insurance Company was established.

Chieftain, whose motto is Sometimes, simple is better, offers standardized, comprehensive coverage for the most common types of claims; ideal for customers with uncomplicated insurance requirements, Chieftain may be a good fit for you if:

  • You haven’t filed an insurance claim for several years
  • You have a driving record that is free from accidents and infractions
  • You don’t live in an area that is prone to flooding or wildfires
  • You don’t have any gaps in your coverage

Chieftain keeps their rates competitive by offering simple insurance solutions; updating their policyholders’ information and premiums monthly.


Chieftain Advantages

If you rarely file insurance claims but still want to be prepared for the unexpected, then you probably don’t need a complicated insurance policy with many customized features. Chieftain’s insurance policies are streamlined to provide affordable, easy to understand coverage.

Chieftain’s competitive strengths include:

  • Monthly contract: Unless you cancel your policy, it’s automatically renewed monthly. Your driving history is also updated every month, so for example, if a speeding ticket drops off your record, or you become eligible for one of Chieftain’s many discounts, you don’t have to wait for a policy renewal date to see the savings on your monthly premium.
  • Ontario only: Chieftain Insurance coverage is exclusive to Ontario residents. As a policyholder, you will be insured by a company that has a unique understanding of Ontario-specific laws and considerations.
  • High liability limits: Your liability insurance is one of the most important types of coverage that you carry, protecting you from the financial burden that would be yours if you’re found to be at fault in a car accident or an accident that occurs on your property. All of Chieftain’s insurance policies include $2 million in liability coverage, helping to ensure that your assets are protected.

Insurance Products

Chieftain may be a budget-friendly option, but that doesn’t mean that their policies leave you vulnerable to financial strain if you need to file a claim. Some of Chieftain’s enhanced coverage limits and policy features include:

Auto Insurance

  • $2 million minimum liability coverage
  • Higher limits on accident benefits

Home, Tenants, & Condo Insurance

  • $2 million minimum liability coverage
  • No coverage limit for fine arts, silverware, and computers

Get a Quote Now

Chieftain Insurance Quotes

For a quote from Chieftain or any other insurance company in Ontario, speak with one of our insurance brokers at Mitchell & Whale: Speak with a broker today: 1-800-731-2228

Chieftain Insurance
Claims: 1-800-268-5371

Chieftain Insurance Reviews

Rated 2.5 stars
2.5 / 5 (4)

40%


  • Savings
    User: 35%
  • Application Process
    User: 53%
  • Claims Process
    User: 100%
  • Rate stability
    User: 29%
  • Document delivery
    User: 73%


Wes Boucher
Rating: 2
2 /5 stars

  • Savings
    User: 10%
  • Application Process
    User: 60%
  • Claims Process
    User: 0%
  • Rate stability
    User: 10%
  • Document delivery
    User: 80%

Auto rate increased for no reason

on 2019-04-30 17:14:42

My wife and I were notified that our auto insurance monthly rate was to increase by $18 - from $212 to $230. No tickets accidents or any other sort of claim. Of course no explanation for the increase - perhaps a watchdog is needed. This followed an equally inexplicable increase on our home insurance as well. Anyway will be looking to move to another insurance provider.

Mitchell & Whale Team
on 2019-05-01 17:19:56

Hi Wes,

Sorry to hear about your increase. Unfortunately, rates are up this year almost across the board in Ontario. Smart move to look around and get some context to see if any companies can offer you better value.

Going to take this chance to spread some info as you made some cool points and questions.

There is a watchguard for every penny charged on auto insurance in Ontario; FSCO. and they publish their report quarterly for the public's review. Here are FSCO's rate changes for 2019 Q1.

The rate increase has nothing to do with Wes, but rather all of the hundreds of characteristics that make up Wes’ profile in an actuary's black box of rate calculations, and where each particular insurance company is trying to become more or less competitive via making more or less profit.

Companies all go through cycles of trying to grow and pare back based on their financial performance and the results they get in all lines of business.

For example, you wouldn’t have expected rates for your auto insurance to change after a forest fire, terrorist attack, or a tsunami, but they absolutely did after Fort Mcmurray, 9/11 and the Asian tsunami, all which raised re-insurance rates for the insurance companies, who then passed on the cost to consumers like any manufacturer does. The key is to not take any of this personally, as they couldn’t individually raise your prices even if they wanted to. They have to file for it, show their math and reasoning, get it approved, and all on a aggregation basis of all the data. Best thing to do now is talk to your broker, and then our team, to find out what the others in the market have to offer you.

Here's some more info on this year's insurance rate increases: Why are My Insurance Premiums Increasing This Year?.



John
Rating: 2
2 /5 stars

  • Savings
    User: 20%
  • Application Process
    User: 20%
  • Claims Process
    User: 0%
  • Rate stability
    User: 20%
  • Document delivery
    User: 100%

Stay away from these Thieves

on 2019-04-16 18:40:09

I bought a auto insurance from Chieftain, it started at Cad 270 a month later 343 then 397 with a 6 month period. I have no accident or tickets. I bought this policy through Buckley’s insurance location in new market Ontario



Steven
Rating: 1
1 /5 stars

  • Savings
    User: 20%
  • Application Process
    User: 30%
  • Claims Process
    User: 0%
  • Rate stability
    User: 10%
  • Document delivery
    User: 10%

Scam

on 2018-11-01 03:49:48

This is not fair insurance. They give you at first small premium and increase in time without any valid reason at all. Im so dissatisfied and i will cancel insurance to them



Moiz Maqsood
Rating: 5
5 /5 stars

  • Savings
    User: 90%
  • Application Process
    User: 100%
  • Claims Process
    User: 100%
  • Rate stability
    User: 75%
  • Document delivery
    User: 100%

on 2017-10-23 10:35:45

As a young driver on his own policy, chieftain's rates were the best that I could find by far. The monthly contracts make it so the payments aren't always consistent (I probably get new documents from them every couple months) but it's a small price to pay for the rate. Also went through the claims process once with them with no issues. Everything was handled diligently and efficiently.



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