Buying a home is usually the largest purchase most of us will ever make. So it makes sense to want to protect it thoroughly with comprehensive home insurance, which as the name suggests gives you the most complete coverage.
Like all home insurance policies, comprehensive coverage reimburses you for losses caused by fire, theft, vandalism or other accidental damage such as water damage due to a toilet or appliance malfunction. With comprehensive home insurance, the building itself, other structures on your property and your personal belongings are protected from all risks, other than the two exceptions explained below. The legal liability portion of your home insurance policy protects you from lawsuits, which covers you in case you unintentionally cause someone harm or a visitor slips and falls on your property.
There are two areas of risk not usually covered by any type of home insurance policy, which are:
Our insurance experts would be happy to make sure you feel protected in your home. Simply contact us at Mitchell and Whale Insurance Brokers at 1-800-731-2228 or email us at email@example.com. We’ll do the research and get quotes for your consideration.