Your home is likely the largest investment you’ll ever make in your lifetime so it just makes sense to protect this investment for the long haul with home insurance. This type of property insurance is a cost-effective solution to protecting your investment, your belongings and your family’s home. In addition, you’ll have complete peace of mind in knowing that you’re protected against the unexpected. Because things happen and they usually happen when we least expect it. But if they happen when you’re protected, you’ll suffer the blow minus a devastating loss.
By investing in property insurance, you’re protecting your home in more ways than you can imagine. With the right insurance policy, you’re protected in the event of a fire, burglary, vandalism, sewage back-ups causing basement flooding, and more. This means you’ll protect yourself from loss of property and you’ll protect yourself from the cost of home restoration following an unfortunate event such as a fire. Additionally, if you have any high value items in your home, you can protect them as well. Examples of valuables that you’re able to protect with property insurance include: coin collections, jewelry, silver and gold ware, watches, and more. For other special items you’d like to protect, be sure to mention them to your insurance expert.
To get the ball rolling, you’ll want to take a thorough inventory of your home and any valuables contained within it that you’d like to protect. Keeping a written and photographic inventory on-hand will help you in the event of an emergency.
If you ever need to file a claim, this itemized list will take some of the hassle out of the equation following any type of disastrous situation. When creating your inventory, you’ll want to take photos of everything and include brief descriptions of these items. When insuring high-value items, speak with a professional appraiser so you’ll be able to provide an accurate estimated value of the item(s).
If you are concerned about protecting your home and your property, or simply have questions about your current policy, speak with the insurance experts at Mitchell & Whale. Call us at 1-800-731-2228 or email us at firstname.lastname@example.org. We’d be pleased to help you.