Whether your operation is big or small, contractor’s insurance can protect your business and employees in case of injury or property damage. If on occasion you hire subcontractors, you are responsible for their work and wellbeing too so having general contractor’s insurance in place is a wise choice to safeguard your business and good reputation.
Contractor’s insurance is a commercial general liability policy designed specifically for the construction and building trades, covering a number of issues from accidents to negligence and oversight. Businesses who do a variety of construction work or remodeling, such as homebuilders, paving and road construction, usually have some type of commercial general liability insurance to protect themselves.
The main areas covered by contractor’s insurance are:
There are many trades and a wide variety of contractors so that’s why there are numerous options available to customize a contractor’s insurance policy to your exact requirements, according to the risks you face. Factors to keep in mind when looking for adequate insurance are:
For real peace of mind knowing your business is well protected, you want to get the broadest coverage for the best rates possible. So these are some good questions to help you make comparisons when shopping around for any type of contractor’s insurance.
We know you are busy and would be happy to do the shopping around for you. To discuss your particular needs, please call Mitchell & Whale Insurance Brokers at 1-800-731-2228 or email us at firstname.lastname@example.org.
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