Smart Coverage for Ontario Retailers

No matter what type of retail business you own, you can protect it with retail insurance tailored to your specific needs.

Call Us: 1-800-731-2228

Or have us contact you how and when you prefer.

Get the Best Insurance Package For Your Retail Business

In the retail business, dealing with the public means you are exposed to many risks every day. With retail insurance in place, you can have peace of mind knowing your business is protected from theft, legal action, interrupted operations or other unexpected events. We’ll shop Ontario’s leading insurance companies to get you the best coverage for:

  • Department stores
  • Convenience stores
  • Supermarkets
  • Specialty stores
  • Discount stores
  • Factory outlets

Get an insurance quote for your retail business: 1.800.731.2228

Get the Coverage Your Retail Business Needs at the Best Rates in Ontario:

Let Mitchell & Whale brokers shop Ontario’s leading insurance companies to find you the best retail insurance package at an affordable price. Recommended retail insurance packages will include:

General Liability Insurance

Commercial General Liability Insurance will protect your business if you’re found to be legally responsible for injuries or property damage at your retail location, your customers’ location, or by any of your retail products.

More on liability insurance

Commercial Vehicle Insurance

Your own personal vehicle insurance does not fully cover you when using it for business purposes. Whether you are picking up inventory or delivery orders, this coverage protects:

  • Your business assets when they are being transported
  • Your employees when they are driving
  • You, the business owner from liability in case of an accident

More on commercial vehicle insurance

Commercial Property Insurance

Protects the physical assets of your business such as the building, inventory, equipment and computers. Standard coverage includes losses due to fire, theft or vandalism.
More on commercial property insurance

Bailee’s Customers Insurance

Bailee’s coverage will protect you in the case of loss or damage to your customers’ goods while in your possession for storage, repair, or servicing. Bailee’s insurance includes coverage for customer property in transit to and from your premises.
More on bailee’s insurance coverage

Employee Dishonesty Insurance

Employee dishonesty insurance covers you from financial loss due to fraudulent or dishonest acts by your employees, such as theft of cash, securities, or property. Employee dishonesty is more common in retail than many other business sectors, as numerous staff members often have access to the cash register and stock.

Business Interruption/Income Insurance

Business interruption insurance protects you from financial losses in the event that your retail location is closed due to losses caused by property damage or theft. This important coverage compliments your property insurance, allowing you to meet your financial obligations during the time your store is closed for recovery.

More on business interruption insurance

Cyber Insurance

Protection against cyber attacks is critical to all retail businesses due to the high volume of credit card transactions made on a daily basis. Credit and debit card information stored on retail point-of-sale systems are often targeted by cyber thieves, and cyber insurance will help cover legal and other expenses associated to data breaches that might affect your customers and your business.

More on cyber insurance

Request your commercial insurance quote today! Get a Quote