Commercial Real Estate Insurance

Commercial Real Estate Insurance For Ontario Landlords

Whichever type of commercial real estate you own, you need coverage that matches the type of business that operates on your property.

You rely on your commercial real estate as an investment, so you need an insurance policy that covers your buildings and the property inside own inside those buildings from all risks. Commercial landlord insurance will repair, replace or recover the value of your building, should you suffer losses due to covered perils.

Key Coverage for Commercial Landlords:

• Business interruption/loss of rental income: To replace lost rental income during any period that your property in being restored.
• Commercial General Liability: Protection from public liability and property damage with respect to your operations as a landlord.
• Equipment Breakdown: Tailored to cover the machinery, boilers and electrical equipment in your building.
• Occupiers Liability: For protection against slip & fall claims

Each and every commercial property is different from the other, and our commercial brokers will go over the details of your needs as a landlord.

Get the Full Benefits of a Commercial Real Estate Insurance Expert

Just some of the considerations our commercial lines brokers will help you with:

• Replacement costs: Keeping track of the replacement cost value of your property as inflation and construction costs increase.
• Under-insurance: The gaps in coverage and misunderstandings that you can’t afford to miss.
• Duplicate-insurance: Strategies to avoid areas and unnecessary costs associated with risks that your tenants’ are obliged to insure.
• Rebuild time To ensure that the length of time for which benefits are payable matches the amount of time it would take to rebuild in the event of a total loss.