Insurance coverage for personal trainers & exercise instructors in Ontario.
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Being a personal trainer means pushing clients to their limits. Working so closely and intensely with your clients comes with a considerable amount of liability risks, so whether you provide instruction online or in person it is essential that you get the kind of coverage necessary to limit your exposure to potential lawsuits and judgements. We offer a full spectrum of policies needed to cover your career in health & fitness:
As you push your clients towards higher levels of excellence in personal fitness, you could be exposed to a variety of lawsuits and claims brought on by any number of injuries and accidents that can happen when training hard. However well-meaning the intensity of your sessions, mistakes can be made. That’s why it important to make sure you are suitably covered.
Essential protection for potential lawsuits arising from bodily injury or property damage sustained by a client or a host…
Sometimes referred to as Errors and Omissions (E&O), this is important protection against being found legally responsible for accidents or oversights that result in damages to your client (proven or otherwise).
Common sense protection for your office, studio and equipment.
If your business relies on a website or other systems to attract and manage clients, it may be vulnerable to cyber attack. Adding cyber coverage to your policy is a wise decision, protecting you against privacy breaches or other cyber crime that interrupts your business operations leading to loss of income, expensive fixes or ransomware demands.