Restaurant Insurance

Restaurant Insurance Coverage

As a small restaurant owner, you probably don’t think of restaurant insurance as a key component to your success. You already know that your profits and long-term success depend upon three important things under your control: food, service, and atmosphere. What about protecting your investment and source of income from things you do not control? This is where restaurant insurance comes in.

Protect Your Restaurant From the Unexpected

Operating a restaurant without insurance exposes you to potentially significant losses of revenue due to any number of unfortunate events. In addition to providing compensation for litigation, theft and fire, restaurant insurance also:

• Provides coverage for workman’s compensation claims
• Helps absorb costs of equipment replacement
• Covers legal expenditures associated with unintentional food contamination issues
• Includes liquor liability insurance where applicable
• Gives restaurant owners peace of mind knowing that their investment is protected from financial disaster.

It takes a lot of ‘blood, sweat and tears’ for restaurant owners to build their business into a reputable and popular restaurant sustained by loyal customers, while constantly looking to attract new customers. Leaving your restaurant open to financial disaster due to a lack of adequate insurance simply does not make good business sense.

Most Restaurant Insurance Coverage Packages Include:

• Building coverage (All-risk coverage, replacement costs)
• Business contents coverage (All-risk coverage, replacement costs)
• Commercial general liability

Policies can start as low as $550/year for unlicensed restaurants

With the right restaurant insurance in place, you will have peace of mind knowing your restaurant–and your future–will be fully protected from damage, loss or litigation. Regardless of the size of your restaurant, or where it is located in Ontario, we can customize an insurance package to fully accommodate your needs.

For a no-obligation quote or to learn more about restaurant insurance options, please contact Mitchell & Whale Insurance Brokers at 1-800-731-2228 or info@mitchellwhale.com.