Like other types of commercial insurance, farm insurance is critical for protecting your operation from catastrophic events that interrupt your flow of income, such as property damage, disease, or infestation. You can also select other protection options that are specific to the type of farm you run.
Much like standard business insurance, farm insurance provides complete coverage for buildings and equipment that are critical to the everyday functions of your farm, including:
Farm insurance can also provide coverage for the ecological aspect of your farm. This means that you are covered against:
Farm insurance includes general liability protection for your farm, including specific liability insurance against potential pollution created by your livestock or farming process.
Just as a farm is very different from a factory, so is a pig farm very different from a produce farm. These differences can be protected with specific options added to your farm insurance policy. For example:
No matter how careful you are, it is impossible to prepare for every possible situation, especially on a farm. Livestock and plants are living organisms that sicken, die, or animals may escape and wander off. The weather is equally temperamental and completely out of your control. With so much of your business dependent on things you do not control, farm insurance gives you control over your livelihood, providing protection that focuses on the specific situations that are unique to your farm.
Feel free to speak with Sean McNamara, who specializes in commercial insurance at Mitchell & Whale Insurance Brokers. Contact Sean at firstname.lastname@example.org or at 800-731-2228. I’d be happy to answer your questions and provide no-obligation quotes..