Top Coverage for Roofing Contractors

Get a quote on insurance coverage for Ontario roofing contractors and subcontractors.

Call for QuoteRequest Quote

Or Call Us: 1-800-731-2228

Insurance Coverage that Ontario Roofers Can Count On

Installing and repairing roofs in Ontario exposes you to more risks than the average independent contractor, and complete coverage is critical to your financial security.

Harsh winters, fluctuating temperatures, and seasonal changes in this province put your handiwork to the test. Roofers insurance will give you the peace of mind that comes from knowing that your business will survive, even if the worst happens.

  • Hot built up (BUR) roofing
  • Cold Membrane, EDPM, & Cold Bur roofing
  • Hot mop roofing
  • Shakes, shingles, tiles, & metal cladding
  • Torch on membrane roofing

Call us today to see how we can help you! 1-800-731-2228

What Does Roofers Insurance Cover?

Let us shop the top insurance companies in Ontario to find you the best package with the broadest coverage for your roofing business.

General Liability Insurance

No one is perfect, and things can happen due to human error, bad luck or an act of God that can seriously impact your business if you’re not prepared. These include a worker getting injured while on the job; an error in your installation that leads to water leaking into the customer’s house; and/or a customer or passerby being injured from materials falling from the roof while you’re working on it.

Examples of liability risks covered faced by roofing contractors include:

  • Property damage: Examples of property damage might include an overloaded roof causing structural damage from excess weight; damage to client’s home from dropped shingles or tar; or lawn damage caused your builders’ commercial vehicle.
  • Fire: Whether installing roof sheeting or cutting through dry rot, the use of propane tanks and power tools on and around a roof pose risks that include penetrating electrical wires, and fire.
  • Water damage: Similar to the fire risks associated with tools that might penetrate wiring along with roofing material, soft copper piping can also be easily perforated, creating leaks that can ruin insulation and even cause structural collapse.

More on contractors liability insurance

Commercial Vehicle Insurance

One of your biggest business assets as a roofing contractor is your vehicle. You rely on your work truck for transportation, to store your tools, to haul heavy asphalt and tile, and to keep your equipment dry and safe. Whether you drive a single truck or van, or manage an entire fleet, your business vehicle needs insurance that will cover its particular needs.

More on commercial auto insurance

Commercial Property Insurance

Property insurance protects your physical assets such as your shop and equipment against losses due to fire, theft, or vandalism and coverage includes costs to rebuild or repair.

Equipment Breakdown

Equipment breakdown insurance covers the equipment you use to run your business, such as your heating, computers, and electronic equipment from potential losses due to failure or malfunction. Equipment breakdown insurance covers replacement/repair costs, as well as losses due to work stoppages.

More on commercial property insurance

Coverage for Your Tools

As a roofing contractor, your tool inventory is likely extensive: Gravel spreaders; hydraulic lifts; tar kettles; hoists; the works. Should anything happen to your gear, work comes to a grinding halt. Insuring your tools from loss, theft, or damage is a no-brainer for any contractor, and as a roofer, you’re no exception.

Get your FREE Online Commercial Insurance Quote today! Get a Quote