Customized Insurance for Landscape Contractors

Working in the landscaping industry you know that hard work, careful planning, and dependable upkeep are required to provide clients with beautiful outdoor environments for their homes and businesses. From single-operator landscapers and local lawn-care contractors to large-scale landscape, construction, and maintenance businesses, landscaping insurance is the key to protection from the unique risks and potential pitfalls specific to your industry.

Let us find you the best rates on customized coverage suited to the specifics of your landscaping operation, so you can concentrate on running your business.

  • Landscaping contractors
  • Landscaping architects, and designers
  • Arborists
  • Lawn care and irrigation specialists
  • Snow removal companies
  • And more

Call us today to see how we can help you! 1.800.731.2228

What Does Landscape Contractors Insurance Cover?


General Liability Insurance

Every landscaping job has its own set of tools, its own skill set, and its own potential risks and liability exposures. Understanding what they are, and ensuring you, your business, and your employees are covered is the reason general liability insurance is a must for every landscaper. Make sure that you’re protected against potential liabilities due to injury to your customers– or damage to their property. Examples of potential liabilities for landscapers include:

  • Damage to existing outdoor infrastructure, such as lights or sprinklers.
  • Damage to a client’s property, through flooding, electrical failure, or other accidents.
  • Unforeseen consequences of your work, including anything from broken windows to busted pipes.
  • Accidents or mishaps suffered by your clients, such as trips or falls, related to your work.

Pollution Liability Insurance

As a landscaper, you are responsible for properly managing pollution risks on your client’s property. Pollution liability insurance goes above and beyond any general liabilities to specifically protect your landscaping business from risks to the environment, and helps you protect your work sites from any potential damage from pollutants. Examples of pollution risks faced by landscaping contractors include:

  • Damage to a pipe, causing contamination on a job site
  • Contamination or illness caused by weeding chemicals or fertilizers

Commercial Vehicle Insurance

You need to be able to travel quickly and efficiently from job to job, and site to site, so you can get to work building and maintaining your clients’ outdoor spaces. Commercial vehicle coverage will protect you on the road to and from any contract, no matter where your work brings you.

Did you know?

Insurance tip

Personal auto insurance will not cover you if you are involved in an accident or your vehicle is damaged while on the job.


Commercial Property Insurance

Make sure your office or shop is protected with business property insurance that fits your specific needs. Your policy should at a minimum cover fire, theft, and vandalism, as well as liability if a customer or anyone else is injured while on your premises.

Did you know?

Insurance tip

Home-based businesses don’t require commercial property insurance, but it’s probably a good idea to talk to your insurance professional to see if you have enough coverage for equipment and supplies related to your business.


Coverage for Your Tools

Protect your tools, equipment, and other supplies from more than just breakdown; your coverage can also extend to loss or theft. Landscaper’s insurance guarantees that you do not end up out-of-pocket when you are required to replace lawnmowers, chainsaws, blowers, and all other equipment that you include in your day to day landscaping work.

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