Keep your business grounded: Electrician Insurance


The success of your electrical contracting business relies on being prepared for any contingency, with insurance specifically designed for electrical contractors. Let us find you the best prices for your business fast.

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Why choose M&W Brokers for your Electrical Contractors Insurance?

Working at the business end of thousands of electrical volts every day makes having electricians insurance a no brainer. Insurance for electrical contractors should cover more than the mere provisions of a standard Commercial General Liability policy, however. Wherever you work in Ontario, guarding against the dangers of accidents and property loss requires comprehensive coverage to protect your equipment, tools, vehicles, and property.

  • Electrical Contractors
  • Electric Repairmen
  • Construction Companies
  • And more

Call us today to see how we can help you! 1.800.731.2228

Complete Commercial Insurance Coverage for Electricians:

    General Liability Insurance

    The most important coverage for an electrician is General Liability protection. You can protect yourself and your business from legal action or other financial liabilities arising from most incidents for which you are held responsible due to a contract, court decision, or other obligations. Examples of potential liabilities for electrical contractors include:

    • Electric shock
    • Fire
    • Improper installation
    • Unsafe use

    More on contractors liability insurance

    Commercial Vehicle Insurance

    Electricians insurance can be tailored to cover your vehicle and/or fleet insurance policy to protect you against any liability arising from an accident when you or your team are on the road. Protecting your business completely means having comprehensive coverage of all aspects of your business model including the company van or fleet of vehicles.

    More on commercial auto insurance

    Commercial Property Insurance

    Whether you work out of your shop, your home, or as an independent electrical contractor from your vehicle, commercial property insurance ensures your business runs smoothly in the event of unforeseeable circumstances.

    Equipment Breakdown

    Also known as boiler and machinery insurance, Equipment Breakdown insurance protects you from the costs and damages of unforeseen and unavoidable breakdown of your property that can result from electric arcing, mechanical breakdown, ruptures, cracking, and more. Equipment Breakdown insurance can protect you from:

    • Direct property loss – The cost of replacing or repairing equipment you need to run your business, such as air conditioning, electrical/computer equipment, motors/pumps, and more.
    • The cost of destroyed supplies resulting from protected equipment failure
    • The loss of contracts, work stoppages, and the cost of rented or temporary equipment
    • The cost of recovering or dealing with potential business loss
    • Various other costs associated with breakdown losses and getting back to work ASAP

    More on commercial property insurance

    Tool Coverage

    This option helps you pay for loss or damage to tools owing to theft or loss. Electricians insurance protects the equipment that you use to complete electrical repairs or installation. Additionally, insurance for electrical contractors ensures that you won’t suffer prohibitive losses when covering your equipment and tool needs.

    After understanding your electrical contracting operation, we will do the ‘shopping around’ to find you the best-priced policy. We’ll explain exactly what’s covered as well as what is not covered so you can be confident knowing you are well protected by your commercial insurance package.

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