Motorcycle Insurance
Insurance for Riders and Their Rides
If you ride a bike, insurance can be a problem. Not a lot of insurance companies insure motorcycles, and rates have been going up. Check out these posts that explain how motorcycle insurance works, and how to keep your insurance costs down.
Insurance While Riding with Your M1: What You Need to Know
With the COVID-19 pandemic wreaking havoc with lots of things, it should be no surprise that a lot of new motorcycle riders are having trouble booking the courses and testing they need to get their M2 licenses. With most insurance companies refusing to insure M1 riders, the only option for the summer of 2020 may be to get insurance with Facility Association, the insurer of last resort, through a licensed broker like Mitchell & Whale. Read more
Comparing Ontario Motorcycle Insurance to Other Jurisdictions – California
We get a lot of feedback from Ontario motorcycle riders about how expensive it is to insure a motorcycle in Ontario compared to other jurisdictions, particularly US states. Read more
What You Need to Know About the Sikh Motorcycle Helmet Exemption
Motorcycles have been in the news again in Ontario, with the government announcing that motorcycle helmets will be optional for Sikh riders in the province. Read more
Why is Motorcycle Insurance So Expensive in Ontario?
The amount you pay for any type of insurance is primarily based on your exposure to risk. This is one of the primary reasons that motorcycle is more expensive than car insurance: higher risk–of injury.
The Myth of an Insurance Blacklist for Sport Bikes
On a regular basis we hear from customers who have been searching high and low trying to find insurance on their sport bikes, only to be told there is a “blacklist”. It’s time to bust that myth.
Can I Cancel My Motorcycle Insurance in the Winter?
When it comes to motorcycle insurance, many motorcycle owners have questions about how their policy premium is calculated and if they have to cancel their policy in the fall and start a new one in the spring.
Advanced Rider Training Courses in Ontario
Whether you’ve just earned your M2 or you’re a seasoned rider, an advanced riders training program can help you boost your skills, confidence, and safety on two wheels. Read more
Ask Adam: Motorcycle Insurance Special
In This Installment of Ask Adam:
- Cost of insurance vs. value of motorcycle
- Insurance for custom bikes
- Rider training discounts
- Standalone motorcycle insurance
- Sportsbike blacklists
- Multiline discounts for experienced riders
- Advice for first time riders
- Seasonal motorcycle insurance
- Impact of automobile driving history on motorcycle insurance rates
Have a question for Adam? Just send it to us via Facebook or Twitter with the hashtag: #askadam.
Hi Adam,
Why would it cost me $3,000 – $4,000 for first time insurance when I only paid $1500 for my starter bike?
John in Scarborough
6 Things to Look For in a Motorcycle Training Program—and 1 Thing to Avoid
If you’re ready to hit the open road on a motorcycle, a rider training program will give you the skills and confidence you need to stay safe on two wheels. And not only is a motorcycle skills course a great way to learn how to enjoy your bike, it can help you save money too—insurance providers offer attractive discounts to graduates of MTO-approved motorcycle training courses in Ontario. Read more