If you ride a bike, insurance can be a problem. Not a lot of insurance companies insure motorcycles, and rates have been going up. Check out these posts that explain how motorcycle insurance works, and how to keep your insurance costs down.
Motorcycle riders like to say “Four wheels move the body; two wheels move the soul.” This is true for anyone who takes to the open road on two wheels. There is nothing like cruising on the open road, feeling the rumble of the bike, and enjoying a beautiful summer day. Read more
With the COVID-19 pandemic wreaking havoc with lots of things, it should be no surprise that a lot of new motorcycle riders are having trouble booking the courses and testing they need to get their M2 licenses. With most insurance companies refusing to insure M1 riders, the only option for the summer of 2020 may be to get insurance with Facility Association, the insurer of last resort, through a licensed broker like Mitchell & Whale. Read more
We get a lot of feedback from Ontario motorcycle riders about how expensive it is to insure a motorcycle in Ontario compared to other jurisdictions, particularly US states. Read more
Motorcycles have been in the news again in Ontario, with the government announcing that motorcycle helmets will be optional for Sikh riders in the province. Read more
The amount you pay for any type of insurance is primarily based on your exposure to risk. This is one of the primary reasons that motorcycle is more expensive than car insurance: higher risk–of injury.
On a regular basis we hear from customers who have been searching high and low trying to find insurance on their sport bikes, only to be told there is a “blacklist”. It’s time to bust that myth.
When it comes to motorcycle insurance, many motorcycle owners have questions about how their policy premium is calculated and if they have to cancel their policy in the fall and start a new one in the spring.
Whether you’ve just earned your M2 or you’re a seasoned rider, an advanced riders training program can help you boost your skills, confidence, and safety on two wheels. Read more
Have a question for Adam? Just send it to us via Facebook or Twitter with the hashtag: #askadam.
Hi Adam,
Why would it cost me $3,000 – $4,000 for first time insurance when I only paid $1500 for my starter bike?
John in Scarborough
If you’re ready to hit the open road on a motorcycle, a rider training program will give you the skills and confidence you need to stay safe on two wheels. And not only is a motorcycle skills course a great way to learn how to enjoy your bike, it can help you save money too—insurance providers offer attractive discounts to graduates of MTO-approved motorcycle training courses in Ontario. Read more