Motorcycle Insurance

Motorcycles have been in the news again in Ontario, with the government announcing that motorcycle helmets will be optional for Sikh riders in the province. Read more

The amount you pay for any type of insurance is primarily based on your exposure to risk. This is one of the primary reasons that motorcycle is more expensive than car insurance: higher risk–of injury.

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On a regular basis we hear from customers who have been searching high and low trying to find insurance on their sport bikes, only to be told there is a “blacklist”. It’s time to bust that myth.

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When it comes to motorcycle insurance, many motorcycle owners have questions about how their policy premium is calculated and if they have to cancel their policy in the fall and start a new one in the spring.

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Whether you’ve just earned your M2 or you’re a seasoned rider, an advanced riders training program can help you boost your skills, confidence, and safety on two wheels. Read more

In This Installment of Ask Adam:

1. Cost of insurance vs. value of motorcycle
2. Insurance for custom bikes
3. Rider training discounts
4. Standalone motorcycle insurance
5. Sportsbike blacklists
6. Multiline discounts for experienced riders
7. Advice for first time riders
8. Seasonal motorcycle insurance
9. Impact of automobile driving history on motorcycle insurance rates

Have a question for Adam? Just send it to us via Facebook or Twitter with the hashtag: #askadam.

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If you’re ready to hit the open road on a motorcycle, a rider training program will give you the skills and confidence you need to stay safe on two wheels. And not only is a motorcycle skills course a great way to learn how to enjoy your bike, it can help you save money too—insurance providers offer attractive discounts to graduates of MTO-approved motorcycle training courses in Ontario. Read more