I know I should be considering life insurance but I’m confused about the difference between term and permanent. I’ve heard that term insurance is a lot cheaper and the best way to go. Can you help me understand the options so I can figure out what’s best for me and my family?
At one time, a diagnosis of HIV was life-threatening news since it usually meant that AIDS would follow. Thankfully medical treatments have been developed that allow people to live with HIV, which has become regarded as a chronic disease rather than a fatal illness. This good news still didn’t make insurance companies ready to insure HIV-positive people until earlier this year when Manulife made a significant announcement. Read more
Mr. & Mrs. Smith are business owners of an incorporated business, in their late 50’s and in good health.
We contacted these clients because Mr. Smith had a term life insurance policy that was renewing that month and his rates were going to triple in cost.
Mrs. Smith asked us to come in and review their entire insurance portfolio and wanted to know what kind of insurance Mr. Smith currently has Read more