General Insurance Info

Insurance: Quietly Covering Your Assets

September 7, 2017

Money For Nothing?

Of all the goods and services competing for a share of our hard-earned cash, insurance will not likely rank high on many Top-10 Lists of most satisfying purchases.

Consumer products generally come with some immediate gratification: We show off the new car as soon as we drive it off the lot; the weekly grocery trip supplies the next meal; we rock the casual Friday jeans purchase. Even a new hairdo will normally draw a round of semi-genuine approval from friends and family. Read more

Bullish on Brokers – Why Direct Writers Must Fear the Modern Broker

July 5, 2017

I’m often asked how we are handling competition from direct writers and our feelings on insurance company affinity programs, as well as hearing our broker colleague’s talk about how these are threatening their businesses. It’s a fair question and concern, but I’m not sure it’s a threat as much as an opportunity. Read more

Closing the Gender Gap: The End of Discrimination for Insurance is Near

April 17, 2017

They say necessity is the mother of invention—a cliché that could soon be put to the test if automobile insurers are required to retool reporting processes and generate unique ratings to accommodate a new Ontario government initiative recognizing gender diversity. Read more

How Digital Technology is Helping Our Clients

November 11, 2016

I am always interested in new technologies especially when I can see how they can make our service faster and more convenient for our customers. These days, not many people have time to visit an insurance office to sign documents or even shop around for insurance quotes. This is where digital technology plays a major role in making the insurance process easier for everyone. Read more

Insurance Agent vs. Insurance Broker: What’s the Difference?

October 13, 2016

What’s the difference between an insurance agent and an insurance broker? Since we don’t buy insurance regularly most people don’t really know what the difference is or why it should matter to them.

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What You Need to Know About Insurance Fraud in Ontario

September 14, 2016

Insurance fraud in Ontario is hurting all of us by increasing the cost of insurance, when the one thing we all want is cheaper car insurance. Defrauding or attempting to defraud an insurance company is a criminal offence that can result in jail time, and good luck trying to be insured again in the future. Read more

How to Get Lower Insurance Rates

August 19, 2016

No one likes to pay for insurance so make sure you know about these ways to get lower insurance rates. The trick is to remain protected with the right amount of coverage at the right price. Read more

How Insurance Works

May 26, 2016

Whether you are new to insurance or would just like to understand it better, this topic will explain how insurance works for you, providing financial protection when you need it most.

Car accidents happen. Fires happen – in the kitchen, the garage or the basement. Even though we want to think it will never happen to us, these unfortunate events do happen. The sudden need for insurance, whether car insurance or home insurance, can occur in a split second Read more

When to Go Insurance Shopping

June 29, 2015

Is it time to go insurance shopping? If your insurance policy is set to renew soon and you’re thinking about shopping around for a new insurance company, now’s the time to start exploring your options. However, if you’re on the fence with your decision to make a switch, there are a few ways to know when it’s time to shop around. Read more

The Benefits of Using an Insurance Broker

April 28, 2015

There are several differences between an insurance agent and an insurance broker, but there is one key difference that sets them worlds apart: a broker is an insurance expert that works for you, whereas an agent is an insurance expert that works for the insurance company – and one company at that. Since an insurance broker represents many insurance companies, you can relax while they do the shopping around for the best coverage and the best rates for you.

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