General Insurance Info

FSRA and Insurance Regulation in Ontario

May 21, 2020

On June 8, 2019, the Financial Services Regulatory Authority of Ontario (FSRAO) replaced the Financial Services Commission of Ontario (FSCO) as the regulatory body for insurance in the province.

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Missed Payments During COVID-19

March 25, 2020

The COVID-19 pandemic is wreaking havoc all over the world, leading not only to severe health challenges and social isolation, but also financial and logistical problems related to closed offices and a badly struggling economy. During this time, it’s still best to keep all your insurance up-to-date, but Read more

5 Things You Shouldn’t Lie to Your Insurance Broker About

March 3, 2020

Remember when your mom taught you to always tell the truth? Well she probably wasn’t thinking about insurance at the time, but she did know that when you lie, people eventually stop trusting you. And when they stop trusting you, they just don’t want to deal with you anymore, because they can’t be sure about anything that you say or do.

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Can Missing a Monthly Payment Affect My Insurance Rates?

February 24, 2020

Missed payments are not in and of themselves a rating factor for insurance, but if you fall behind by more than a month, that could lead to you being cancelled, and that will definitely affect your future insurance rates.

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Why a Larger Insurer is Sometimes Better…and Sometimes Not

December 5, 2019

In Canada, we love small business, and with good reason. Who doesn’t want to know their local grocer or mechanic, or have their kids go to school with their insurance broker’s kids? As Canadians, we have a natural preference for small family businesses. They are our neighbours. We trust them.

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Why Do My Insurance Payments Not Come Out Right Away?

October 21, 2019

In our world of online buying and selling, we’ve grown accustomed to buying something and seeing the money come out of our account right that very second – or at least the next business day. When you switch from one insurance company to another, it can be a big cause for concern when weeks or even months pass, and no money comes out of your account.

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Why the Most Innovative Brokerage in Canada Doesn’t Use Online Quoting

July 26, 2019

Why doesn’t the brokerage that won innovator of the year and brokerage of the year use online quoting tools?

What’s Wrong with Online Auto Insurance Quotes? $220!

We live in the age of online. You can fill a prescription, design your own business cards or get a four course meal delivered, all without talking to a soul. It makes sense then that many Canadians now prefer to get their auto insurance quotes online, and there are lots of options available to them when they do. Read more

What to Look For in an Insurance Broker

June 11, 2019

Much has been said about the value of working with an independent insurance broker for all your insurance needs. Unlike buying directly online from the insurance company or through an insurance agent, dealing with a broker means that you have access to more than one insurer.

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Why is My Policy Premium Different Than My Quote?

May 8, 2019

Has this ever happened to you? You call an insurance broker, give them all your information, and get back a super quote that meets all your needs at a price that might be significantly cheaper than what you are currently paying. Read more

Why Are My Insurance Premiums Increasing This Year?

March 26, 2019

You may have recently received a renewal for your auto, home or business insurance and seen a higher than usual increase in your premium. Read more