General Insurance Info

What to Look For in an Insurance Broker

June 11, 2019

Much has been said about the value of working with an independent insurance broker for all your insurance needs. Unlike buying directly online from the insurance company or through an insurance agent, dealing with a broker means that you have access to more than one insurer.

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Why is My Policy Premium Different Than My Quote?

May 8, 2019

Has this ever happened to you? You call an insurance broker, give them all your information, and get back a super quote that meets all your needs at a price that might be significantly cheaper than what you are currently paying. Read more

Why Are My Insurance Premiums Increasing This Year?

March 26, 2019

You may have recently received a renewal for your auto, home or business insurance and seen a higher than usual increase in your premium. Read more

Insurance: Quietly Covering Your Assets

September 7, 2017

Money For Nothing?

Of all the goods and services competing for a share of our hard-earned cash, insurance will not likely rank high on many Top-10 Lists of most satisfying purchases.

Consumer products generally come with some immediate gratification: We show off the new car as soon as we drive it off the lot; the weekly grocery trip supplies the next meal; we rock the casual Friday jeans purchase. Even a new hairdo will normally draw a round of semi-genuine approval from friends and family. Read more

Bullish on Brokers – Why Direct Writers Must Fear the Modern Broker

July 5, 2017

I’m often asked how we are handling competition from direct writers and our feelings on insurance company affinity programs, as well as hearing our broker colleague’s talk about how these are threatening their businesses. It’s a fair question and concern, but I’m not sure it’s a threat as much as an opportunity. Read more

Closing the Gender Gap: The End of Discrimination for Insurance is Near

April 17, 2017

They say necessity is the mother of invention—a cliché that could soon be put to the test if automobile insurers are required to retool reporting processes and generate unique ratings to accommodate a new Ontario government initiative recognizing gender diversity. Read more

How Digital Technology is Helping Our Clients

November 11, 2016

I am always interested in new technologies especially when I can see how they can make our service faster and more convenient for our customers. These days, not many people have time to visit an insurance office to sign documents or even shop around for insurance quotes. This is where digital technology plays a major role in making the insurance process easier for everyone. Read more

Insurance Agent vs. Insurance Broker: What’s the Difference?

October 13, 2016

What’s the difference between an insurance agent and an insurance broker? Since we don’t buy insurance regularly most people don’t really know what the difference is or why it should matter to them.

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What You Need to Know About Insurance Fraud in Ontario

September 14, 2016

Insurance fraud in Ontario is hurting all of us by increasing the cost of insurance, when the one thing we all want is cheaper car insurance. Defrauding or attempting to defraud an insurance company is a criminal offence that can result in jail time, and good luck trying to be insured again in the future. Read more

How to Get Lower Insurance Rates

August 19, 2016

No one likes to pay for insurance so make sure you know about these ways to get lower insurance rates. The trick is to remain protected with the right amount of coverage at the right price. Read more