Contractors Insurance

Calling All Contractors! Do You Have The Right Insurance?

Contracting businesses come in all shapes and sizes, from large general contractors with hundreds of employees, to individual plumbers, electricians and bricklayers working from a home-based office. They all need insurance, and some need special coverage that doesn’t apply to other businesses. Learn more about insurance for contracting businesses, large and small.

The Most Common Claims for Bricklayers and How to Avoid Them

January 15, 2020

Every business needs insurance, but your bricklaying and masonry business has unique coverage needs based on the kind of claims you are most likely to make. There are some things that can happen to any contracting business, like stolen tools and liability claims arising from injuries or damage that occurs on the work site. But what kinds of claims are most common for brick and masonry businesses like yours?

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The Most Common Claims for Drywall Contractors and How to Avoid Them

January 15, 2020

As with any trade, there are certain risks that come along with drywalling, and it’s critical for every drywall contractor to be aware of the risks, minimize them as much as possible, and get the right kind of insurance in place to protect the business if something bad happens.

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The Most Common Claims for Carpenters and How to Avoid Them

January 14, 2020

As a carpenter, you may be subcontracted at various stages of a construction or renovation project to complete a number of different jobs, including building concrete forms, framing, installing doors and windows, and installing cabinets. You and your employees are skilled tradespeople with a commitment to do the job right.

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The Most Common Claims for HVAC Contractors and How to Avoid Them

January 9, 2020

Whether it’s forty degrees or forty below, your HVAC business keeps your customers cozy in Canada’s wildly varying climate. And in turn, you can rely on HVAC contractors insurance to turn down the heat on the financial risks that your business faces every day. (Yeah, it’s a bad pun, but we’ll make up for it by giving you valuable information, so please read on…)

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The Most Common Insurance Claims for General Contractors

January 4, 2020

The best way to control insurance costs for your general contracting business is to avoid having to make claims if possible, and to control the cost of claims when they do happen.

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Why Do I Need a Certificate of Contractor’s Insurance?

January 3, 2020

So, you run your own business as a contractor and things are going well. You’re booked for weeks or months in advance and have a tonne of happy customers recommending you to their friends and family and others in the community.

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The Best Contractor Insurance Companies in Ontario

June 5, 2019

Contractor insurance in Ontario varies broadly both in terms of coverage and premiums. Unlike auto insurance, the specifics of contractor insurance are not dictated by regulation.

More than 30 different companies offer contractor insurance in the province, and each has a slightly different combination of coverages, and sets their premiums accordingly. Read more

The Most Common Claims for Floor Installers and How to Avoid Them

May 27, 2019

Your floor installation business is in high demand. Homeowners know that nothing spruces up an older home or condo unit quite like a beautiful new hardwood or laminate floor. But there are also risks involved in installing flooring, and you need to be aware of what they are so that you can properly train your staff, keep your customers happy and keep your business insurance premiums under control.

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The Most Common Claims for Painting Contractors and How to Avoid Them

May 22, 2019

Your painting business faces very different risks when compared to other contractors. Because you’re not cutting, nailing or screwing into walls and floors, the chances of accidentally doing damage to the property you’re working on is much lower.

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The Most Common Claims for Landscapers and How to Avoid Them

April 16, 2019

Landscaping is a little different than most other contracting businesses. If you’re a roofer, plumber or drywaller, you’re working directly on a house or commercial building, so there’s a lot of opportunity for property damage claims.

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