Contractors Insurance

Calling All Contractors! Do You Have The Right Insurance?

Contracting businesses come in all shapes and sizes, from large general contractors with hundreds of employees, to individual plumbers, electricians and bricklayers working from a home-based office. They all need insurance, and some need special coverage that doesn’t apply to other businesses. Learn more about insurance for contracting businesses, large and small.

The Most Common Insurance Claims for General Contractors

January 4, 2020

The best way to control insurance costs for your general contracting business is to avoid having to make claims if possible, and to control the cost of claims when they do happen.

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The Most Common Claims for Plumbing Contractors & How to Avoid Them

April 9, 2019

If you run your own plumbing business, you’re probably well aware of the hazards you and your employees face while on the job that could lead to an insurance claim. If you’re just starting out, there are some risks that will be obvious, and others not so much.

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The Most Common Claims for Roofing Contractors and How to Avoid Them

April 11, 2019

Insurance companies set premiums based on how much they are likely to spend to pay claims. It stands to reason, then, that the best way to control premiums for your roofing business is to avoid claims if possible, and to limit the cost of any claims that you do make. Read more

The Most Common Claims for Landscapers and How to Avoid Them

April 16, 2019

Landscaping is a little different than most other contracting businesses. If you’re a roofer, plumber or drywaller, you’re working directly on a house or commercial building, so there’s a lot of opportunity for property damage claims.

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The Most Common Claims for Painting Contractors and How to Avoid Them

May 22, 2019

Your painting business faces very different risks when compared to other contractors. Because you’re not cutting, nailing or screwing into walls and floors, the chances of accidentally doing damage to the property you’re working on is much lower.

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The Most Common Claims for Floor Installers and How to Avoid Them

May 27, 2019

Your floor installation business is in high demand. Homeowners know that nothing spruces up an older home or condo unit quite like a beautiful new hardwood or laminate floor. But there are also risks involved in installing flooring, and you need to be aware of what they are so that you can properly train your staff, keep your customers happy and keep your business insurance premiums under control.

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The Most Common Claims for Carpenters and How to Avoid Them

January 14, 2020

As a carpenter, you may be subcontracted at various stages of a construction or renovation project to complete a number of different jobs, including building concrete forms, framing, installing doors and windows, and installing cabinets. You and your employees are skilled tradespeople with a commitment to do the job right.

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The Most Common Claims for Drywall Contractors and How to Avoid Them

January 15, 2020

As with any trade, there are certain risks that come along with drywalling, and it’s critical for every drywall contractor to be aware of the risks, minimize them as much as possible, and get the right kind of insurance in place to protect the business if something bad happens.

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The Most Common Claims for Bricklayers and How to Avoid Them

January 15, 2020

Every business needs insurance, but your bricklaying and masonry business has unique coverage needs based on the kind of claims you are most likely to make. There are some things that can happen to any contracting business, like stolen tools and liability claims arising from injuries or damage that occurs on the work site. But what kinds of claims are most common for brick and masonry businesses like yours?

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How Much is Contractors Insurance in Ontario?

January 28, 2019

For $1,000,0000 of general liability coverage, including basic tools and equipment coverage, contractors insurance premiums can start as low as $67 / month. Read more