Ontario Commercial Insurance Resources

How is the Cost of Business Insurance Calculated?

August 20, 2019

How Insurers Calculate the Cost of Your Business Insurance

How much is business insurance? The shortest answer to this question is that the cost to insure your business can be as low as $200 a year, or over $200,000 – depending on what your company does and how.

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The Most Common Insurance Claims for General Contractors

January 4, 2020

The best way to control insurance costs for your general contracting business is to avoid having to make claims if possible, and to control the cost of claims when they do happen.

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The Top 8 Insurance Implications of Legal Cannabis

November 24, 2018

Now that cannabis is legal for recreational use in Canada, that has completely changed the insurance landscape around this much-hyped drug.

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What Insurance Do I Need to Open a Cannabis Store in Canada?

June 3, 2020

Opening a new cannabis retailer in Canada can be both an exciting and daunting task. It’s been nearly two years since it’s legalization, but in provinces like Ontario, cannabis retailers are still few and far between, but growing by the day.

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Do I Need Business Insurance for My Home Business?

July 16, 2020

Every home business can benefit from some type of business insurance, even if it’s a simple liability policy to protect you if work you do for a client leads to a lawsuit. Other home businesses may store dangerous materials in the home, or even meet clients there. These businesses should all consult an insurance broker, who will propose an affordable personal or business insurance package to meet any home business’ needs.

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6 Myths About Hacks, Data Breaches and Cyber Insurance

March 21, 2019

Although we’ve been living in an electronic, online world for quite some time, cyber insurance is still very new, and very misunderstood. Read more

The Most Common Claims for Plumbing Contractors & How to Avoid Them

April 9, 2019

If you run your own plumbing business, you’re probably well aware of the hazards you and your employees face while on the job that could lead to an insurance claim. If you’re just starting out, there are some risks that will be obvious, and others not so much.

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The Most Common Claims for Roofing Contractors and How to Avoid Them

April 11, 2019

Insurance companies set premiums based on how much they are likely to spend to pay claims. It stands to reason, then, that the best way to control premiums for your roofing business is to avoid claims if possible, and to limit the cost of any claims that you do make. Read more

The Most Common Claims for Landscapers and How to Avoid Them

April 16, 2019

Landscaping is a little different than most other contracting businesses. If you’re a roofer, plumber or drywaller, you’re working directly on a house or commercial building, so there’s a lot of opportunity for property damage claims.

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The Most Common Claims for Painting Contractors and How to Avoid Them

May 22, 2019

Your painting business faces very different risks when compared to other contractors. Because you’re not cutting, nailing or screwing into walls and floors, the chances of accidentally doing damage to the property you’re working on is much lower.

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