Ontario Commercial Insurance Resources

Larger Role for Tutors Means New Risks

November 20, 2020

Private tutors have been in high demand during the COVID-19 pandemic. If you’re a tutor or run a tutoring agency, you’re probably operating very differently than you ever did before, what with online learning, learning pods, and some parents needing support for homeschooling. With new opportunities come new risks, so now may be the time to look into private tutor insurance, starting at $50/month.

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Why Do I Pay More to Insure My Cannabis Shop?

November 3, 2020

When it comes to legalizing cannabis, Canada stands alone among the G7 countries. No other major economy in the world has opened itself up to the cannabis industry quite like ours has. As a result, cannabis retailing has disrupted the standard insurance practices, and so many insurers are reluctant to enter the game and readily underwrite the risks associated with this unique and still quite novel product.

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Are You Making Money With Your Car? Insurance Implications

October 28, 2020

If you use your car to make an income, you’re probably best off getting some kind of commercial auto insurance policy or at least a commercial endorsement on your personal policy. You may think it will cost a lot more, but not necessarily. Read more

As a Personal Trainer, How Do I make Sure I’m Sufficiently Covered?

September 30, 2020

More than most careers, protecting yourself against lawsuits is an essential part of being a personal trainer, whether that means you are a: Read more

Do I Need Business Insurance for My Home Business?

July 16, 2020

Every home business can benefit from some type of business insurance, even if it’s a simple liability policy to protect you if work you do for a client leads to a lawsuit. Other home businesses may store dangerous materials in the home, or even meet clients there. These businesses should all consult an insurance broker, who will propose an affordable personal or business insurance package to meet any home business’ needs.

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What Insurance Do I Need to Open a Cannabis Store in Canada?

June 3, 2020

Opening a new cannabis retailer in Canada can be both an exciting and daunting task. It’s been nearly two years since it’s legalization, but in provinces like Ontario, cannabis retailers are still few and far between, but growing by the day.

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Has Coronavirus Created New Cyber Vulnerabilities In My Business?

March 26, 2020

We’ve all watched the wildlife documentaries and know what happens when animals get separated from the herd. Don’t do it we can hear you scream, there’s a lion hidden in the grass!. Separation from the herd is extremely dangerous in the wild.

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Does My Business Insurance Cover Me For Losses Due To COVID-19?

March 24, 2020

As the coronavirus (COVID-19) pandemic continues to impact the health of Canadians, it is also having a substantial impact on many hundreds of thousands of businesses across the country.

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The Most Common Claims for Bricklayers and How to Avoid Them

January 15, 2020

Every business needs insurance, but your bricklaying and masonry business has unique coverage needs based on the kind of claims you are most likely to make. There are some things that can happen to any contracting business, like stolen tools and liability claims arising from injuries or damage that occurs on the work site. But what kinds of claims are most common for brick and masonry businesses like yours?

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The Most Common Claims for Drywall Contractors and How to Avoid Them

January 15, 2020

As with any trade, there are certain risks that come along with drywalling, and it’s critical for every drywall contractor to be aware of the risks, minimize them as much as possible, and get the right kind of insurance in place to protect the business if something bad happens.

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