When you call your favourite insurance broker to get quotes to insure that new car, or to try to beat your current rate, the broker will ask you certain standard questions. These are based on the rating factors that car insurers in Ontario are allowed to use when determining your premium, so whoever you call, the questions should be very similar.
As an insurance broker, every once in a while, we get copied on a notice from an insurance company to one of our customers, letting them know that a claim has been made against them.
If you’re in the market for a new or used vehicle, your search will usually come down to a handful of very similar choices: The 2015 BMW 3 Series, or the 2016? The brand new 2019 Jeep Cherokee Sport with the base package, or the 4×4? Usually the older vehicle, or the one with fewer features, will have a lower sticker price.
If you are among the millions of Ontarians who don’t know the ins and outs of demerit points, rest easy. We’ll spell it all out for you right here. Read more
The federal government has been hard at work strengthening the rules and charges around drunk driving, and is set to roll out some new tools on that front in an apparent follow-up to cannabis legalization, as if telling Canadians, “No, that’s still not OK either.” Read more
As of June 21, 2018, new Canadian laws impose stiff penalties for driving under the influence of cannabis and other drugs, giving police officers lots of new powers to catch high drivers, and make sure they pay the price.
Many Ontario drivers have likely never heard of David Marshall. In 2016, the Minister of Finance appointed Mr. Marshall as an advisor to make recommendations on improving Ontario’s auto insurance system. Before his appointment, Marshall was the President and CEO of the Workplace Read more
Four times a year the Financial Services Commission of Ontario (FSCO), the provincial insurance regulator, releases the average change in auto insurance rates approved by FSCO over the previous three months.
Full coverage is an ambiguous term used by many when discussing automobile insurance. You will, however, not find the words “full coverage” in your auto policy wordings or documents. So, what does it mean? Read more