Learn all there is to know about Auto insurance in Ontario, from how it works, how you can save, and how to stay safe, avoiding claims.
Auto insurance premiums in Ontario continue to go up, and there’s been a lot of talk that it’s just insurance companies lining their pockets. Well, here’s the thing: They’re not.
Ontario has about 12 million registered vehicles and only about 11 million people who are currently of driving age. Long story short, if you’re an adult living in Ontario, there’s a good chance you need auto insurance. But you probably see ads for dozens of different insurance companies every week, and they all say that they’re the best, that they offer the best rates, and that they give you the best service if you have to make a claim.
Aging is not something that a lot of us see as a positive. We’re constantly being bombarded with messages about looking younger and feeling younger, and certainly our society puts a premium on youth. It seems everybody wants us to be young forever.
Every year in Ontario, more than 50,000 people change their names after getting married. Another 10,000 or so Ontarians legally change their names for other reasons. Without counting people who change back to their maiden name after a divorce, that’s more than 60,000 Ontarians a year who change the name that appears on their driver’s license. Read more
The top ten selling vehicles of 2018 make up one third of all the vehicles sold in Canada during that year. These models are super-popular, and in fact, you might be looking into buying one right now. If you are looking at one of these beauties, you might want to know how much it would cost you to insure it. So we decided to run some quotes for you.
If you buy a new car today, it’s likely to have a number of automated safety features that, say, your old 2008 car didn’t have. Yes, that 2008 probably had anti-lock brakes, adjustable seatbelts and front airbags, but that’s likely it, unless it was a luxury model. Read more
So you’re looking for a reasonable rate on your auto insurance, except your spouse has two speeding tickets and a DUI on his record.
Chances are, no insurance company will want to insure you, and you will be left to buy high-risk auto insurance at a rate of $10,000 a year or more. It doesn’t matter that you say he won’t be driving the car. Read more
When you call your favourite insurance broker to get quotes to insure that new car, or to try to beat your current rate, the broker will ask you certain standard questions. These are based on the rating factors that car insurers in Ontario are allowed to use when determining your premium, so whoever you call, the questions should be very similar.
As an insurance broker, every once in a while, we get copied on a notice from an insurance company to one of our customers, letting them know that a claim has been made against them.