Auto Insurance Resources

Good Morning Cornwall! You’re Now Paying $470 More for Auto Insurance

February 8, 2019

There’s been lots of talk about how unfair auto insurance rates are for Toronto-area drivers, and a number of politicians have come out to suggest that your postal code should no longer be used to help determine what you pay for your car insurance.

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Pay Less for a Nicer Car? Ask Your Insurance Broker

January 29, 2019

If you’re in the market for a new or used vehicle, your search will usually come down to a handful of very similar choices: The 2015 BMW 3 Series, or the 2016? The brand new 2019 Jeep Cherokee Sport with the base package, or the 4×4? Usually the older vehicle, or the one with fewer features, will have a lower sticker price.

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Demerit Points in Ontario

November 15, 2018

Demerits – The Only Points That Nobody Wants

If you are among the millions of Ontarians who don’t know the ins and outs of demerit points, rest easy. We’ll spell it all out for you right here. Read more

Ontario DUI Charges

November 13, 2018

Remember Drinking and Driving? New Rules Won’t Let You Forget

The federal government has been hard at work strengthening the rules and charges around drunk driving, and is set to roll out some new tools on that front in an apparent follow-up to cannabis legalization, as if telling Canadians, “No, that’s still not OK either.” Read more

Driving High? Here’s What You Get

October 17, 2018

As of June 21, 2018, new Canadian laws impose stiff penalties for driving under the influence of cannabis and other drugs, giving police officers lots of new powers to catch high drivers, and make sure they pay the price.

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The Status of the David Marshall Report and Auto Insurance Reforms

September 14, 2018

Many Ontario drivers have likely never heard of David Marshall. In 2016, the Minister of Finance appointed Mr. Marshall as an advisor to make recommendations on improving Ontario’s auto insurance system. Before his appointment, Marshall was the President and CEO of the Workplace Read more

Understanding Ontario’s Rate Approval Process

August 23, 2018

What Are the Quarterly Auto Insurance Rate Approvals?

Four times a year the Financial Services Commission of Ontario (FSCO), the provincial insurance regulator, releases the average change in auto insurance rates approved by FSCO over the previous three months.

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What is Full Coverage, And Why Is It Not On My Auto Policy?

August 21, 2018

Full coverage is an ambiguous term used by many when discussing automobile insurance. You will, however, not find the words “full coverage” in your auto policy wordings or documents. So, what does it mean? Read more

Telematics: Is It Worth It?

August 1, 2018

What is Telematics?

Telematics technology, also known as user-based insurance, allows an insurer to customize a driver’s insurance premium based on their pattern of driving. It works by monitoring a driver’s behaviours behind the wheel to provide an objective picture of how they drive. Read more

Ask Adam: Auto Insurance Myths

June 3, 2018

Every industry has its usual suspects of associated myths, and the insurance industry is no different—especially when it comes to auto insurance. Our brokers regularly come across the same misconceptions about auto insurance coverage and regulations, mostly regarding how accidents and tickets can affect your insurance premiums in Ontario. In this installment of Ask Adam, Adam addresses some of the most common myths.

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