Learn all there is to know about Auto insurance in Ontario, from how it works, how you can save, and how to stay safe, avoiding claims.
Ontario has about 12 million registered vehicles and only about 11 million people who are currently of driving age. Long story short, if you’re an adult living in Ontario, there’s a good chance you need auto insurance. But you probably see ads for dozens of different insurance companies every week, and they all say that they’re the best, that they offer the best rates, and that they give you the best service if you have to make a claim.
Since 1994, every new driver that wants to be licensed to drive in Ontario has to go through a three tier graduated licensing system that allows them to learn under controlled conditions over 2-5 years. Levels include G1, G2 and G. Read more
Auto insurance isn’t just one thing. When you call to get an auto insurance quote, you’ll get a premium that includes a number of different coverages. The quote will always include the following coverages that are mandatory in Ontario:
As an insurance broker, every once in a while, we get copied on a notice from an insurance company to one of our customers, letting them know that a claim has been made against them.
We have a lot of customers who ask questions about high-risk auto insurance and what it means to be deemed a high risk driver after receiving a notification from their insurance company. We thought it would be a great opportunity to shed some light on the topic and make it a little bit less scary for those of you who find yourselves needing to shop around for new insurance.
No one plans to be in a car accident but chances are you’ll have to make a car insurance claim some day. Are you ready to handle that difficult situation? Just thinking about it ahead of time and knowing what to do are good steps to be prepared, even though we all hope it doesn’t happen to us. Read more
Careless Driving and Dangerous Driving are both serious offences that can have a significant impact on your insurance premiums, and your life. Careless Driving is a provincial offence that can in some cases double what you pay for insurance in Ontario, can get your license suspended, and Read more
The OPP just wrapped up their annual distracted driving campaign during the March break to remind Ontarians they have a zero tolerance policy for anyone using a handheld device while driving. Read more
If you are among the millions of Ontarians who don’t know the ins and outs of demerit points, rest easy. We’ll spell it all out for you right here. Read more
Driver distraction is the new drunk driving: Here’s what texting and driving will cost you.