Where Does Your Auto Insurance Money Go?

February 10, 2020

Auto insurance isn’t just one thing. When you call to get an auto insurance quote, you’ll get a premium that includes a number of different coverages. The quote will always include the following coverages that are mandatory in Ontario:

Read more

Need an Umbrella? Why You May Want $5 Million Liability Coverage

January 30, 2020

At Mitchell & Whale, we feel strongly that every one of our customers should have much more liability coverage than the minimum $200,000 mandated by the Ontario government as part of every auto insurance policy. Read more

Ontario Distracted Driving Laws, Fines, & Penalties

January 27, 2020

Driver distraction is the new drunk driving: Here’s what texting and driving will cost you.

Read more

Ask a Broker #1 – Auto Insurance Special Q&A 1

January 21, 2020

In This Installment of Ask a Broker:

Every industry has its common questions and at times surprising answers, and the insurance industry is no different. Our brokers are on the front lines of Ontario insurance every day, and have a knack for clear answers that can save you time and money. In this instalment of Ask a Broker, the M&W team sheds some light on some of the questions they hear often related to auto insurance.

Read more

The Most Common Claims for Bricklayers and How to Avoid Them

January 15, 2020

Every business needs insurance, but your bricklaying and masonry business has unique coverage needs based on the kind of claims you are most likely to make. There are some things that can happen to any contracting business, like stolen tools and liability claims arising from injuries or damage that occurs on the work site. But what kinds of claims are most common for brick and masonry businesses like yours?

Read more

The Most Common Claims for Drywall Contractors and How to Avoid Them

January 15, 2020

As with any trade, there are certain risks that come along with drywalling, and it’s critical for every drywall contractor to be aware of the risks, minimize them as much as possible, and get the right kind of insurance in place to protect the business if something bad happens.

Read more

The Most Common Claims for Carpenters and How to Avoid Them

January 14, 2020

As a carpenter, you may be subcontracted at various stages of a construction or renovation project to complete a number of different jobs, including building concrete forms, framing, installing doors and windows, and installing cabinets. You and your employees are skilled tradespeople with a commitment to do the job right.

Read more

Comparing Ontario Motorcycle Insurance to Other Jurisdictions – California

January 12, 2020

We get a lot of feedback from Ontario motorcycle riders about how expensive it is to insure a motorcycle in Ontario compared to other jurisdictions, particularly US states. Read more

The Most Common Claims for HVAC Contractors and How to Avoid Them

January 9, 2020

Whether it’s forty degrees or forty below, your HVAC business keeps your customers cozy in Canada’s wildly varying climate. And in turn, you can rely on HVAC contractors insurance to turn down the heat on the financial risks that your business faces every day. (Yeah, it’s a bad pun, but we’ll make up for it by giving you valuable information, so please read on…)

Read more

The Most Common Insurance Claims for General Contractors

January 4, 2020

The best way to control insurance costs for your general contracting business is to avoid having to make claims if possible, and to control the cost of claims when they do happen.

Read more