Ontario Insurance News & Views - page 3
A Short Pause for The Team That Never Stops
The Mitchell & Whale team has been working super-hard throughout the pandemic to help our customers get through it. When COVID-19 hit in March, we were one of the first businesses in Ontario to be fully remote to protect both our team and our customers, and since then, we’ve not only maintained our high standards of customer care, we’ve exceeded them.
6 Myths About Hacks, Data Breaches and Cyber Insurance
Although we’ve been living in an electronic, online world for quite some time, cyber insurance is still very new, and very misunderstood. Read more
The Most Common Claims for Plumbing Contractors & How to Avoid Them
If you run your own plumbing business, you’re probably well aware of the hazards you and your employees face while on the job that could lead to an insurance claim. If you’re just starting out, there are some risks that will be obvious, and others not so much.
The Most Common Claims for Roofing Contractors and How to Avoid Them
Insurance companies set premiums based on how much they are likely to spend to pay claims. It stands to reason, then, that the best way to control premiums for your roofing business is to avoid claims if possible, and to limit the cost of any claims that you do make. Read more
The Most Common Claims for Landscapers and How to Avoid Them
Landscaping is a little different than most other contracting businesses. If you’re a roofer, plumber or drywaller, you’re working directly on a house or commercial building, so there’s a lot of opportunity for property damage claims.
The Most Common Claims for Painting Contractors and How to Avoid Them
Your painting business faces very different risks when compared to other contractors. Because you’re not cutting, nailing or screwing into walls and floors, the chances of accidentally doing damage to the property you’re working on is much lower.
The Most Common Claims for Floor Installers and How to Avoid Them
Your floor installation business is in high demand. Homeowners know that nothing spruces up an older home or condo unit quite like a beautiful new hardwood or laminate floor. But there are also risks involved in installing flooring, and you need to be aware of what they are so that you can properly train your staff, keep your customers happy and keep your business insurance premiums under control.
The Most Common Claims for Carpenters and How to Avoid Them
As a carpenter, you may be subcontracted at various stages of a construction or renovation project to complete a number of different jobs, including building concrete forms, framing, installing doors and windows, and installing cabinets. You and your employees are skilled tradespeople with a commitment to do the job right.
The Most Common Claims for Drywall Contractors and How to Avoid Them
As with any trade, there are certain risks that come along with drywalling, and it’s critical for every drywall contractor to be aware of the risks, minimize them as much as possible, and get the right kind of insurance in place to protect the business if something bad happens.
The Most Common Claims for Bricklayers and How to Avoid Them
Every business needs insurance, but your bricklaying and masonry business has unique coverage needs based on the kind of claims you are most likely to make. There are some things that can happen to any contracting business, like stolen tools and liability claims arising from injuries or damage that occurs on the work site. But what kinds of claims are most common for brick and masonry businesses like yours?