Ontario Insurance News & Views - page 3
Insurance While Riding with Your M1: What You Need to Know
With the COVID-19 pandemic wreaking havoc with lots of things, it should be no surprise that a lot of new motorcycle riders are having trouble booking the courses and testing they need to get their M2 licenses. With most insurance companies refusing to insure M1 riders, the only option for the summer of 2020 may be to get insurance with Facility Association, the insurer of last resort, through a licensed broker like Mitchell & Whale. Read more
What You Need to Know About Your Home For an Accurate Insurance Quote
How Well Do You Know Your Home for an Insurance Quote?
Your home insurance premium is based on the particulars of your home, including when it was built, what it’s made of and how big it is. If you don’t know these important details about your home, you might find that the quotes you get from a broker are quite different from what you end up paying in premiums.
Do I Need Business Insurance for My Home Business?
Every home business can benefit from some type of business insurance, even if it’s a simple liability policy to protect you if work you do for a client leads to a lawsuit. Other home businesses may store dangerous materials in the home, or even meet clients there. These businesses should all consult an insurance broker, who will propose an affordable personal or business insurance package to meet any home business’ needs.
A Short Pause for The Team That Never Stops
The Mitchell & Whale team has been working super-hard throughout the pandemic to help our customers get through it. When COVID-19 hit in March, we were one of the first businesses in Ontario to be fully remote to protect both our team and our customers, and since then, we’ve not only maintained our high standards of customer care, we’ve exceeded them.
Why Can’t I Insure My Home For Market Value?
Many people get confused when we talk about how much their home should be insured for. It’s got nothing to do with what you paid for the home, or what you could sell it for today.
Snowbirds Next Flight Needs to Bridge OHIP Coverage Gap
Lost in all of the daily news about the coronavirus is a policy tweak to Ontario’s public health insurance plan that applies to anyone travelling outside the province who requires health services.
How Will COVID-19 Affect Your Insurance Rates?
The coronavirus pandemic, in the short term, is having a downward impact on auto insurance rates in Ontario, but that’s mostly related to people not driving to work. In the longer term, say in the next 3 to 5 years, COVID-19 is likely to drive up insurance rates for everyone, especially for businesses, particularly because of large class action lawsuits against airlines, cruise lines, nursing homes, and insurance companies themselves.
Careless & Dangerous Driving in Ontario: Laws, Fines, & Penalties
Careless Driving and Dangerous Driving are both serious offences that can have a significant impact on your insurance premiums, and your life. Careless Driving is a provincial offence that can in some cases double what you pay for insurance in Ontario, can get your license suspended, and Read more
What Insurance Do I Need to Open a Cannabis Store in Canada?
Opening a new cannabis retailer in Canada can be both an exciting and daunting task. It’s been nearly two years since it’s legalization, but in provinces like Ontario, cannabis retailers are still few and far between, but growing by the day.
Ontario’s Graduated Licensing System – Everything You Need to Know
Since 1994, every new driver that wants to be licensed to drive in Ontario has to go through a three tier graduated licensing system that allows them to learn under controlled conditions over 2-5 years. Levels include G1, G2 and G. Read more