Contractor insurance in Ontario varies broadly both in terms of coverage and premiums. Unlike auto insurance, the specifics of contractor insurance are not dictated by regulation.
If there’s a fire in your house, insurance is the last thing you should be thinking about.
To put your mind at ease, fire losses are generally covered by any home insurance policy, as long as the fire wasn’t set on purpose (arson). Read more
Your floor installation business is in high demand. Homeowners know that nothing spruces up an older home or condo unit quite like a beautiful new hardwood or laminate floor. But there are also risks involved in installing flooring, and you need to be aware of what they are so that you can properly train your staff, keep your customers happy and keep your business insurance premiums under control.
If you’re not familiar with the dark web, it’s a pretty scary place. You would probably just as soon never know what’s there, but then, the only way to protect yourself from bad people doing bad things is to understand who those people are, what they want, and how much damage they can really do.
So you’re looking for a reasonable rate on your auto insurance, except your spouse has two speeding tickets and a DUI on his record.
Chances are, no insurance company will want to insure you, and you will be left to buy high-risk auto insurance at a rate of $10,000 a year or more. It doesn’t matter that you say he won’t be driving the car. Read more
Your painting business faces very different risks when compared to other contractors. Because you’re not cutting, nailing or screwing into walls and floors, the chances of accidentally doing damage to the property you’re working on is much lower.
When you call your favourite insurance broker to get quotes to insure that new car, or to try to beat your current rate, the broker will ask you certain standard questions. These are based on the rating factors that car insurers in Ontario are allowed to use when determining your premium, so whoever you call, the questions should be very similar.
Has this ever happened to you? You call an insurance broker, give them all your information, and get back a super quote that meets all your needs at a price that might be significantly cheaper than what you are currently paying. Read more
When you’re learning about the world of malware, hacking and cyber-security, you’ll hear a number of terms being thrown around that you might not understand. One of those is multi-factor authentication, also known as two-factor authentication or 2FA. Read more
With high-profile hacks and data breaches making the news every week, a lot of us are rethinking our own security, at work and at home. How difficult would it be for a hacker to guess your password?