Comparing Ontario Motorcycle Insurance to Other Jurisdictions – California

January 12, 2020

We get a lot of feedback from Ontario motorcycle riders about how expensive it is to insure a motorcycle in Ontario compared to other jurisdictions, particularly US states. Read more

The Most Common Claims for HVAC Contractors and How to Avoid Them

January 9, 2020

Whether it’s forty degrees or forty below, your HVAC business keeps your customers cozy in Canada’s wildly varying climate. And in turn, you can rely on HVAC contractors insurance to turn down the heat on the financial risks that your business faces every day. (Yeah, it’s a bad pun, but we’ll make up for it by giving you valuable information, so please read on…)

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The Most Common Insurance Claims for General Contractors

January 4, 2020

The best way to control insurance costs for your general contracting business is to avoid having to make claims if possible, and to control the cost of claims when they do happen.

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Why Do I Need a Certificate of Contractor’s Insurance?

January 3, 2020

So, you run your own business as a contractor and things are going well. You’re booked for weeks or months in advance and have a tonne of happy customers recommending you to their friends and family and others in the community.

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Driving Without Insurance? Good Luck!

December 19, 2019

With auto and motorcycle insurance rates in Ontario on their way up after years of stability, there are drivers and riders out there who may be thinking about taking a chance and going without insurance for a while to save some cash. How can we put this? Um, that’s a terrible idea.

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What Questions Do I Need to Answer to Get Home Insurance?

December 11, 2019

Shopping for home or tenants insurance in Ontario is not quite as straightforward as shopping for auto insurance. That’s because the government has very strict rules for auto insurance, but not for home insurance. Insurance companies can determine your premium based on whatever risk factors they think are most important. (For auto insurance, certain factors are banned.)

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Why a Larger Insurer is Sometimes Better…and Sometimes Not

December 5, 2019

In Canada, we love small business, and with good reason. Who doesn’t want to know their local grocer or mechanic, or have their kids go to school with their insurance broker’s kids? As Canadians, we have a natural preference for small family businesses. They are our neighbours. We trust them.

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Forever Young – Adam Mitchell Wins Young Broker of the Year

November 12, 2019

Recently, at the 2019 IBAO Awards, Adam Mitchell was recognized as Young Broker of the Year for Ontario.

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Do Insurance Companies Ever Lose Money on Auto Insurance?

October 30, 2019

…They Can and Do in Ontario – Here’s Proof

Auto insurance premiums in Ontario continue to go up, and there’s been a lot of talk that it’s just insurance companies lining their pockets. Well, here’s the thing: They’re not.

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The Best Home Insurance Companies in Ontario

October 24, 2019

There are more than 40 different insurance companies that offer home insurance in Ontario. It can be difficult to tell one from the next sometimes. A lot of them seem to offer similar things, so how do you know which one to choose? There’s no one answer, but there are certainly ways to narrow it down.

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