COVID-19 is making headlines all over the world, leading to travel bans and the cancellation of major events. If you’re planning your own event, say a wedding, you’re probably wondering if wedding cancellation insurance will cover you if the virus causes you to have to cancel or postpone the event. The short answer is that if you bought insurance before Read more
It’s a common question asked by anyone who goes from a house to a condo or apartment building:
I’m on the 7th floor. Why would I need sewer backup insurance? If the flood waters are rising that high, then we have much more to worry about than insurance. Read more
Remember when your mom taught you to always tell the truth? Well she probably wasn’t thinking about insurance at the time, but she did know that when you lie, people eventually stop trusting you. And when they stop trusting you, they just don’t want to deal with you anymore, because they can’t be sure about anything that you say or do.
Missed payments are not in and of themselves a rating factor for insurance, but if you fall behind by more than a month, that could lead to you being cancelled, and that will definitely affect your future insurance rates.
Protecting your home, your possessions and your savings from unforeseen dangers like fires, storms and lawsuits is what our service team is all about. This installment of Ask a Broker is devoted to answering your most common questions about home, condo and tenants insurance. Our team has got you covered.
Everyone knows that an at-fault accident affects how much you pay for auto insurance. But for how long? Technically, it stays on your record forever, but most companies use it for six or nine years to determine whether they want to insure you at all, and if so, to help set your premium. Some companies use it for up to 25 years.
Auto insurance isn’t just one thing. When you call to get an auto insurance quote, you’ll get a premium that includes a number of different coverages. The quote will always include the following coverages that are mandatory in Ontario:
Driver distraction is the new drunk driving: Here’s what texting and driving will cost you.
Every industry has its common questions and at times surprising answers, and the insurance industry is no different. Our brokers are on the front lines of Ontario insurance every day, and have a knack for clear answers that can save you time and money. In this instalment of Ask a Broker, the M&W team sheds some light on some of the questions they hear often related to auto insurance.