Can Wedding Insurance Protect Your Big Day from COVID-19?

March 16, 2020

COVID-19 is making headlines all over the world, leading to travel bans and the cancellation of major events. If you’re planning your own event, say a wedding, you’re probably wondering if wedding cancellation insurance will cover you if the virus causes you to have to cancel or postpone the event. The short answer is that if you bought insurance before Read more

Why You Need Sewer Backup Coverage for Your 23rd Floor Condo

March 10, 2020

It’s a common question asked by anyone who goes from a house to a condo or apartment building:

I’m on the 7th floor. Why would I need sewer backup insurance? If the flood waters are rising that high, then we have much more to worry about than insurance. Read more

5 Things You Shouldn’t Lie to Your Insurance Broker About

March 3, 2020

Remember when your mom taught you to always tell the truth? Well she probably wasn’t thinking about insurance at the time, but she did know that when you lie, people eventually stop trusting you. And when they stop trusting you, they just don’t want to deal with you anymore, because they can’t be sure about anything that you say or do.

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Can Missing a Monthly Payment Affect My Insurance Rates?

February 24, 2020

Missed payments are not in and of themselves a rating factor for insurance, but if you fall behind by more than a month, that could lead to you being cancelled, and that will definitely affect your future insurance rates.

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Ask a Broker #2 – Home Insurance Special Q&A 1

February 19, 2020

In This Installment of Ask a Broker:

Protecting your home, your possessions and your savings from unforeseen dangers like fires, storms and lawsuits is what our service team is all about. This installment of Ask a Broker is devoted to answering your most common questions about home, condo and tenants insurance. Our team has got you covered.

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How Long Does An Accident Stay On My Driving Record?

February 13, 2020

Everyone knows that an at-fault accident affects how much you pay for auto insurance. But for how long? Technically, it stays on your record forever, but most companies use it for six or nine years to determine whether they want to insure you at all, and if so, to help set your premium. Some companies use it for up to 25 years.

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Where Does Your Auto Insurance Money Go?

February 10, 2020

Auto insurance isn’t just one thing. When you call to get an auto insurance quote, you’ll get a premium that includes a number of different coverages. The quote will always include the following coverages that are mandatory in Ontario:

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Need an Umbrella? Why You May Want $5 Million Liability Coverage

January 30, 2020

At Mitchell & Whale, we feel strongly that every one of our customers should have much more liability coverage than the minimum $200,000 mandated by the Ontario government as part of every auto insurance policy. Read more

Ontario Distracted Driving Laws, Fines, & Penalties

January 27, 2020

Driver distraction is the new drunk driving: Here’s what texting and driving will cost you.

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Ask a Broker #1 – Auto Insurance Special Q&A 1

January 21, 2020

In This Installment of Ask a Broker:

Every industry has its common questions and at times surprising answers, and the insurance industry is no different. Our brokers are on the front lines of Ontario insurance every day, and have a knack for clear answers that can save you time and money. In this instalment of Ask a Broker, the M&W team sheds some light on some of the questions they hear often related to auto insurance.

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