Are Remote Employees Increasing Your Cyber Risk?

July 9, 2019

We live in a brave new world, where almost half of all employees in Canada work away from the office at least half the time. Where appropriate, flexible work arrangements are helping businesses manage office costs, and helping workers to recalibrate their work-life balance for the better.

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Somebody Broke Into or Vandalized My Home – What Do I Do?

July 2, 2019

Somebody Purposely Damaged Your Home or Stole Your Stuff:

You come home to find that someone has broken in, stolen your valuables and/or vandalized your home. Theft and vandalism are covered under most home insurance policies. In most cases, there are dollar limits. Read more

How Much Does it Cost to Insure Canada’s Top Ten Vehicles?

June 17, 2019

The top ten selling vehicles of 2018 make up one third of all the vehicles sold in Canada during that year. These models are super-popular, and in fact, you might be looking into buying one right now. If you are looking at one of these beauties, you might want to know how much it would cost you to insure it. So we decided to run some quotes for you.

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What to Look For in an Insurance Broker

June 11, 2019

Much has been said about the value of working with an independent insurance broker for all your insurance needs. Unlike buying directly online from the insurance company or through an insurance agent, dealing with a broker means that you have access to more than one insurer.

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Why Advanced Safety Features Don’t Reduce Insurance Premiums

June 10, 2019

If you buy a new car today, it’s likely to have a number of automated safety features that, say, your old 2008 car didn’t have. Yes, that 2008 probably had anti-lock brakes, adjustable seatbelts and front airbags, but that’s likely it, unless it was a luxury model. Read more

The Best Contractor Insurance Companies in Ontario

June 5, 2019

Contractor insurance in Ontario varies broadly both in terms of coverage and premiums. Unlike auto insurance, the specifics of contractor insurance are not dictated by regulation.

More than 30 different companies offer contractor insurance in the province, and each has a slightly different combination of coverages, and sets their premiums accordingly. Read more

My House Was Damaged by Fire – What Do I Do?

May 30, 2019

There’s a fire in your house:

If there’s a fire in your house, insurance is the last thing you should be thinking about.

To put your mind at ease, fire losses are generally covered by any home insurance policy, as long as the fire wasn’t set on purpose (arson). Read more

The Most Common Claims for Floor Installers and How to Avoid Them

May 27, 2019

Your floor installation business is in high demand. Homeowners know that nothing spruces up an older home or condo unit quite like a beautiful new hardwood or laminate floor. But there are also risks involved in installing flooring, and you need to be aware of what they are so that you can properly train your staff, keep your customers happy and keep your business insurance premiums under control.

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What Do Hackers Want from Your Business?

May 23, 2019

If you’re not familiar with the dark web, it’s a pretty scary place. You would probably just as soon never know what’s there, but then, the only way to protect yourself from bad people doing bad things is to understand who those people are, what they want, and how much damage they can really do.

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What Happens When You Exclude a High-Risk Driver From Your Policy?

May 22, 2019

So you’re looking for a reasonable rate on your auto insurance, except your spouse has two speeding tickets and a DUI on his record.

Chances are, no insurance company will want to insure you, and you will be left to buy high-risk auto insurance at a rate of $10,000 a year or more. It doesn’t matter that you say he won’t be driving the car. Read more