Where Does Your Auto Insurance Money Go?

February 10, 2020

Auto insurance isn’t just one thing. When you call to get an auto insurance quote, you’ll get a premium that includes a number of different coverages. The quote will always include the following coverages that are mandatory in Ontario:

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Risking Bankruptcy: Why We Recommend $2 Million Liability Coverage

March 1, 2019

As an insurance broker, every once in a while, we get copied on a notice from an insurance company to one of our customers, letting them know that a claim has been made against them.

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Ask Adam: High-risk Auto Insurance Special

February 28, 2018

We have a lot of customers who ask questions about high-risk auto insurance and what it means to be deemed a high risk driver after receiving a notification from their insurance company. We thought it would be a great opportunity to shed some light on the topic and make it a little bit less scary for those of you who find yourselves needing to shop around for new insurance.

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Be Ready for a Car Insurance Claim

January 19, 2017

No one plans to be in a car accident but chances are you’ll have to make a car insurance claim some day. Are you ready to handle that difficult situation? Just thinking about it ahead of time and knowing what to do are good steps to be prepared, even though we all hope it doesn’t happen to us. Read more

Do you Rent? Here’s 5 Reasons Why You Need Tenants Insurance

July 13, 2018

With the rising cost of real estate in Ontario, it is becoming increasingly popular for individuals to rent out investment properties. The rising cost of homes has also made it more popular to rent than it is to buy. Especially for younger couples and small families.

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Are Tornadoes Covered by Homeowners Insurance?

September 26, 2018

Yes, while home and business insurance policies do differ according to each insurer, damage from tornadoes and hurricanes is generally covered, as it is included with coverage against wind damage. Read more

What Questions Do I Need to Answer to Get Home Insurance?

December 11, 2019

Shopping for home or tenants insurance in Ontario is not quite as straightforward as shopping for auto insurance. That’s because the government has very strict rules for auto insurance, but not for home insurance. Insurance companies can determine your premium based on whatever risk factors they think are most important. (For auto insurance, certain factors are banned.)

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Why Can’t I Insure My Home For Market Value?

July 13, 2020

Many people get confused when we talk about how much their home should be insured for. It’s got nothing to do with what you paid for the home, or what you could sell it for today.

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Do I Need Business Insurance for My Home Business?

July 16, 2020

Every home business can benefit from some type of business insurance, even if it’s a simple liability policy to protect you if work you do for a client leads to a lawsuit. Other home businesses may store dangerous materials in the home, or even meet clients there. These businesses should all consult an insurance broker, who will propose an affordable personal or business insurance package to meet any home business’ needs.

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What You Need to Know About Your Home For an Accurate Insurance Quote

July 21, 2020

How Well Do You Know Your Home for an Insurance Quote?

Your home insurance premium is based on the particulars of your home, including when it was built, what it’s made of and how big it is. If you don’t know these important details about your home, you might find that the quotes you get from a broker are quite different from what you end up paying in premiums.

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