Maybe you want to find cheaper car insurance or just got your first car; whatever the reason, now you’re shopping around for car insurance quotes. To save time, it helps to be prepared with the information that will be required. The details needed fall into three main areas: you, the vehicle, and the coverage you want.
Even if you’ve had some tickets or incidents in the past, it is always best to be honest about your driving record. You don’t want a future claim to be denied due to possible misrepresentation when you secured your car insurance. The information to have ready includes:
Besides the year, the make, and the model of the car, you will need to provide the following info:
Your insurance rate will vary according to the type of vehicle you choose to drive.
How you plan to use the vehicle will determine the level of insurance coverage you need. Will it be used for:
Based on the answers to these questions, you can decide what level of coverage is necessary beyond what is required by law. You might choose a higher deductible to lower your rates or you might want higher medical coverage or additional liability coverage if you drive to the US often.
It’s always a good idea to shop around to find the lowest insurance rates for the right coverage. An insurance broker will do the shopping for you since they represent a number of different insurance companies. Instead of dealing with a bank or an agent who represent only one company, take advantage of an insurance broker who will do the shopping around saving you time and money.
If you have any questions or would like a no-obligation car insurance quote, our insurance experts would be happy to help you. Contact Mitchell & Whale Insurance Brokers at 1-800-731-2228 or email us at firstname.lastname@example.org and we’ll do the rest!
Want to add to this story? Let us know in comments below! Mitchell & Whale is a fast-growing insurance brokerage in Ontario, striving to make insurance _not suck_ one customer at a time. Give us a call today to discuss any of your insurance needs at 1.800.731.2228.