While home and business insurance policies do differ according to each insurer, damage from tornadoes and hurricanes is generally covered, as it is included with coverage against wind damage.
In addition to property damage, your
living expenses will also be covered if you have to move out of your home for a period of time.
Once you and your family are safe, call your insurance provider to describe how you’ve been affected, and to start the
claims process. Be sure to:
If your home was hit by a Tornado in Ontario and you don’t have adequate insurance, as is the case with renters with contents coverage only, you will likely be eligible for assistance from Public Safety Canada’s Disaster Financial Assistance Arrangements (DFAA) program.
Severe weather events such as windstorms and floods are increasingly common in Ontario, so be sure to speak with your insurance broker to ensure that there aren’t any gaps in your home or business insurance which could leave you without the proper protection down the road.
Want to add to this story? Let us know in comments below! Mitchell & Whale is a fast-growing insurance brokerage in Ontario, striving to make insurance _not suck_ one customer at a time. Give us a call today to discuss any of your insurance needs at 1.800.731.2228.