Apartment insurance is often overlooked by tenants but having a policy in place can save you stress, time, and money should a catastrophe occur. Unlike your landlord’s insurance on the building and property itself, renters insurance protects your belongings and guards against personal liability in the event of an injury in your home. Learn about the importance of apartment insurance and how it protects you.
Renter’s insurance covers everything in your home provided it’s listed in your policy, which can include both high value items and improvements made to the apartment. Additionally, accidents or injuries that occur in your apartment can be covered to reduce personal liability in the event of an unforeseen event. Here’s how tenant insurance can protect you:
The key to obtaining the proper amount of tenant insurance coverage is to accurately list your valuables and plan for the unexpected. A few things you will need to consider before obtaining a policy include:
A common misconception about apartment insurance is that it’s expensive and difficult to obtain. This couldn’t be further from the truth, as there are many discounts and savings options available to tenants.
At Mitchell & Whale, we specialize in creating affordable, comprehensive apartment insurance policies designed to protect you should unexpected damage or injury occur. Call us today at 1-800-731-2228 or email firstname.lastname@example.org to get started.
Want to add to this story? Let us know in comments below! Mitchell & Whale is a fast-growing insurance brokerage in Ontario, striving to make insurance _not suck_ one customer at a time. Give us a call today to discuss any of your insurance needs at 1.800.731.2228.