In an April 2017 report, Special Advisor to the Minister of Finance in Ontario, David Marshall, pegged the average Ontario car insurance premium in the year 2015, at $1,458 per vehicle—a figure almost 55 percent higher than the average rate for the rest of Canada. We discuss this in more detail in an Read more
If I take driver training, will it affect my car insurance rate? Is driver training worth it?
Patrick from Toronto
Home insurance protects the financial investment you have in your home, and it offers important coverage your family may need in case of an emergency. An experienced insurance broker can help you make the right coverage choices for your home, and introduce you to money saving discounts. When an underwriting team looks at your home insurance application, it uses many different elements to determine your premium.
Most people have their cottages open and available for three out of four seasons, and closed during the winter. The process of getting your cottage ready to withstand the winter is called winterizing, and it is important that you are as thorough as possible with your winterizing techniques to protect your property and make sure it’s in great shape for the following spring.
When it comes to motorcycle insurance, many motorcycle owners have questions about how their policy premium is calculated and if they have to cancel their policy in the fall and start a new one in the spring. Read more
Whether you’ve just earned your M2 or you’re a seasoned rider, an advanced riders training program can help you boost your skills, confidence, and safety on two wheels. Read more
Everyone wants to save on their car insurance, and time and time again, most of us are aware of common discounts such as combined insurance multi-policy discounts, and driver training discounts. What you may not know about is there are even more discounts you can qualify for depending on your situation. Read more
Of all the goods and services competing for a share of our hard-earned cash, insurance will not likely rank high on many Top-10 Lists of most satisfying purchases.
Consumer products generally come with some immediate gratification: We show off the new car as soon as we drive it off the lot; the weekly grocery trip supplies the next meal; we rock the casual Friday jeans purchase. Even a new hairdo will normally draw a round of semi-genuine approval from friends and family. Read more
Have you opted for the ‘X’ gender option on our Ontario driver’s licence? You just might now get a lower auto insurance rate.
Earlier this year we talked about how Ontario was adding a third option, ‘X’, for unspecified to gender selection on drivers licenses. This will allow people who do not identify as either male or female to have their gender unspecified, allowing them to choose an option which better reflects their identity. Read more
Why would it cost me $3,000 – $4,000 for first time insurance when I only paid $1500 for my starter bike?
John in Scarborough