Ontario Insurance News & Views

Can I Cancel My Motorcycle Insurance in the Winter?

When it comes to motorcycle insurance, many motorcycle owners have questions about how their policy premium is calculated and if they have to cancel their policy in the fall and start a new one in the spring. Read more

Advanced Rider Training Courses in Ontario

Whether you’ve just earned your M2 or you’re a seasoned rider, an advanced riders training program can help you boost your skills, confidence, and safety on two wheels. Read more

Top 5 auto insurance discounts no one talks about

Everyone wants to save on their car insurance, and time and time again, most of us are aware of common discounts such as multi-policy discounts, and driver training discounts. What you may not know about is there are even more discounts you can qualify for depending on your situation. Read more

Insurance: Quietly Covering Your Assets

Money For Nothing?

Of all the goods and services competing for a share of our hard-earned cash, insurance will not likely rank high on many Top-10 Lists of most satisfying purchases.

Consumer products generally come with some immediate gratification: We show off the new car as soon as we drive it off the lot; the weekly grocery trip supplies the next meal; we rock the casual Friday jeans purchase. Even a new hairdo will normally draw a round of semi-genuine approval from friends and family. Read more

The X-Factor: Genderless Auto Insurance Hits Ontario

Have you opted for the ‘X’ gender option on our Ontario driver’s licence? You just might now get a lower auto insurance rate.

Earlier this year we talked about how Ontario was adding a third option, ‘X’, for unspecified to gender selection on drivers licenses. This will allow people who do not identify as either male or female to have their gender unspecified, allowing them to choose an option which better reflects their identity. Read more

Ask Adam: Motorcycle Insurance Special

Adam Mitchell

In This Installment of Ask Adam:

  1. Cost of insurance vs. value of motorcycle
  2. Insurance for custom bikes
  3. Rider training discounts
  4. Standalone motorcycle insurance
  5. Sportsbike blacklists
  6. Multiline discounts for experienced riders
  7. Advice for first time riders
  8. Seasonal motorcycle insurance
  9. Impact of automobile driving history on motorcycle insurance rates


Hi Adam:
Why would it cost me $3,000 – $4,000 for first time insurance when I only paid $1500 for my starter bike?

John in Scarborough

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Ask Adam: Home Businesses, Water Coverage, Moving Companies, and More

Adam Mitchell

In This Installment of Ask Adam:

  1. Home day cares and insurance
  2. Working from home and insurance
  3. Choosing an insurer for a home-based business
  4. High-rise water coverage
  5. Insurance from moving companies
  6. Home insurance and moving company damage
  7. Rental car accidents and your personal policy


Hey Adam,
I run a daycare from my home, do I have coverage under my home insurance?

Sandra from Toronto

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Presentation for the 2017 Young Brokers Conference

Below is the slide deck from a presentation I gave to the annual Young Brokers Conference (YBC) in Niagara Falls last month. An energetic group of 124 young up and comers in the industry were given a case study of a stagnant brokerage that wasn’t growing and had a pile of other issues.

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6 Things to Look For in a Motorcycle Training Program—and 1 Thing to Avoid

If you’re ready to hit the open road on a motorcycle, a rider training program will give you the skills and confidence you need to stay safe on two wheels. And not only is a motorcycle skills course a great way to learn how to enjoy your bike, it can help you save money too—insurance providers offer attractive discounts to graduates of MTO-approved motorcycle training courses in Ontario. Read more

Ask Adam: Term or Permanent Life Insurance?

Hey Adam:
I know I should be considering life insurance but I’m confused about the difference between term and permanent. I’ve heard that term insurance is a lot cheaper and the best way to go. Can you help me understand the options so I can figure out what’s best for me and my family?

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