Canada’s Top Ten Pickups: How Much for Insurance?

If you’re looking for a new pickup truck, how much is it going to cost you in terms of insurance? We compared Canada’s top ten selling pickup trucks for 2020, and found that the Chevy Colorado produced the most affordable premiums, on average 19-24% cheaper than those for the Jeep Gladiator, which had the highest

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Wood burning stove

My Cottage, My Insurance, and a Wood Burning Stove

While wood burning stoves have become safer and more environmentally friendly, they still provide enough of a fire hazard to put upward pressure on insurance premiums (about 10%). That’s if your stove is properly installed and inspected. A wood stove that’s not installed to code could render your cottage uninsurable. What is cottage nightlife, after

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Toronto traffic

Car Insurance in Toronto For Under $100 a Month

The average annual premium for auto insurance in Toronto is now over $2,000. In order to pay less than $1,200 or $100 a month, you need to have a lot of different factors going for you. First of all, you probably need to live somewhere other than Scarborough. It also helps if you’re over 40,

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Electric car

Is Now the Time to Buy an Electric Vehicle?

Statistics suggest that most Canadians are at least thinking about buying an electric vehicle in the near future. The three main obstacles are cost, battery range, and availability of charging stations. If price is your main concern, it’s probably not quite time yet, but we should be there by 2023. With electric vehicles (EVs) growing

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Snowmobile

25 (or so…) Things You’ll Need Before You Go Snowmobiling

Snowmobiling is a great way to get out and explore Ontario’s great outdoors. Before you do, we have a checklist of items that you’ll need to make your trip safe and enjoyable. Warm and waterproof clothes, water and snacks, duct tape, proof of insurance… Every year, tens of thousands of Ontarians look forward to the

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Winter motorcycle

How Much Will it Cost to Cancel My Motorcycle Insurance?

If you ride a motorcycle in Canada, you are charged most of your annual premium for the summer months. That means if you pay monthly and try to cancel after the summer is over, you won’t get a refund. In fact, you’ll probably still owe money. This applies no matter who your insurance company is.

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Drive less and pay less insurance

Can Driving Less Really Reduce Your Premiums?

Updated Nov 4, 2021 With some Ontarians driving much less than they used to because of the COVID-19 pandemic, many are wondering how much the number of kilometres they drive affects their premiums. The answer is, all things considered, not much. The difference in premium between driving 10,000 km a year and 50,000 km a

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City of Toronto

Leaving Toronto – How much can you save on insurance?

During the pandemic, many Torontonians have taken advantage of remote working arrangements, and decided to leave the city. If you do the same, you could save up to 37% on your home and auto insurance premiums. The pandemic has led to an unprecedented spike in the number of people working from home. In January of

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Roomates

If I Have Roommates, Do I Need My Own Insurance?

In a word… Yes. While some insurance providers will let you add yourself to a roommate’s tenants insurance policy, allowing you to share the cost of the premiums, do NOT assume that you and your belongings are covered under their plan. Because the cold hard truth is that you are likely not. Tenants insurance is

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New normal

Life After COVID-19: What Will It Mean for My Insurance?

It came upon us quickly, and lingered on long enough to change our lives indefinitely. Now a new (old?) normal is on the horizon, and that can mean changes that affect your insurance policies. Whether for your car, your home or your cottage, it’s important to make sure these policies are up to date while

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