Get the best rate on auto insurance in Ontario. For three generations, Mitchell & Whale has been helping Ontario drivers just like you find the best coverage in the province at the most affordable rates.
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Well, it depends on what you mean by “without a car”. No insurance provider will be able to give you an accurate insurance quote without knowing the year, make and model of the vehicle that will be insured, but you don’t need to own it yet to get a quote. If you’re car shopping and trying to decide between two or three different vehicles, you can call your broker from the dealership and they should be able to give you quotes for each one.
Of course you can. As long as you’re able to tell your broker key details about the vehicle, including year, make, model, number of kilometres and whether it has winter tires, you should be able to get a fairly accurate quote. Keep in mind that you can’t actually get insurance until you show proof of ownership.
Not in Ontario. Every insurance company that sells auto insurance in Ontario is required to get approval from the provincial regulator, FSRA, whenever they want to change their rates. They can do this up to 4 times a year (once per quarter). Once rates are approved, that company can only quote those rates until their next rate change is approved. If you get a quote today, then ask the same company for a quote tomorrow, it will only be different if your circumstances have changed (e.g., new ticket), or if they happened to put through a quarterly rate change that day.
Remember that the smallest change in the information you provide could change your quote, so if you provide a different birthdate, or a different date for a claim or ticket, that could change your quote.
To get a quote on Ontario auto insurance, or to find out more about your coverage options, contact us or call us at 1-800-731-2228.
I chose Mitchell & whale because of the pricing. I will be saving over $300 annually compared to the company I’ve been with for the last 12 years. I have an excellent driving record and yet the other company kept raising the prices. I also found the staff that I spoke with to be very professional and that’s reassuring!
You helped me find a more affordable car insurance, and were very reliable and extremely helpful when it came to getting a quote for me.
Amazing service, I was searching for another company to try to get better price on car insurance and I found M&W insurance. I’m so happy. I totally recommend them. thanks for everything
I was pleased with the sales broker that helped me. While inquiring she was very warm and she listened to my concern about my car insurance and got me a good deal. Thank you so much! I’m happy to have my insurance with you.
I choose Mitchell & Whale as my insurance brokers because a recommendation given to me by a Toyota dealer in Ancaster, Ontario. When I first contact them, I had an excellent customer service and I knew I was saving money with an excellent coverage.