In spite of rising car insurance rates in Ontario and across Canada, there are still many ways you can save money on your auto insurance policy, while maintaining an up-to-date car insurance policy designed to cover anything that may happen to you and your vehicle while on the road.
Many auto insurance companies have numerous discounts to offer, but not all customers are aware of the advantages that may be available to them. By being proactive and working one on one with your insurance professional, you may be surprised at how affordable your coverage can be.
Never had an accident? No tickets on your record? Whether you know it or not, a good driving record can make a big difference when it comes to your insurance rates. Even if you have had an accident, your driving record isn’t forever, making safe driving practices financially important too. By staying as safe as possible on the road, you’ll be able to keep your rates as low as possible.
Many people don’t think about how the type of car they are driving can affect their insurance rates – all cars are not made equal when it comes to car insurance. There are numerous factors that influence average insurance rates for vehicles, including:
Although it may be more fun to drive a Maserati than a Toyota, your Toyota will be more affordable to insure.
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Your insurance company may have discounts to offer that you don’t even know about. Do you have a child with strong grades? Is someone listed on your policy as a primary driver who doesn’t need to be? Can you afford to pre-pay for your policy in full? All of these things, among many others, can reduce the cost of your payments. By providing more information, your insurance expert may be able to help you save money.
Did you know that many insurance companies provide significant discounts for seniors? Whether you consider yourself a senior or not, drivers over 55 may be able to reduce their rates considerably. If you’re reaching this age, or if you have already retired, consider talking to your insurance broker about the possibility of rate reductions.
There’s no reason to pay any more for car insurance than absolutely necessary. Instead, contact Mitchell & Whale at 1-800-731-2228 or email us at firstname.lastname@example.org and see what our team of insurance professionals can do for you!