Author: Mitchell and Whale Team

About Mitchell and Whale Team:

The articles you'll find on the Mitchell & Whale blog are all the result of a team effort, contributed to by one or more of our RIBO licensed insurance brokers and/or other Ontario insurance experts. Contributors to our blog include our president, Adam Mitchell, Nick Kidd, Alex Gemmiti, and others, too numerous to include here.

Posts by Mitchell and Whale Team:

Does My Home Insurance Cover My Legal Cannabis Plants?

13 Aug 2020 in Home Insurance

Ever since those salad days when cannabis was first legalized in Canada, insurers have had to re-evaluate their stance on cannabis and insurance. Prior to legalization it was black and white – marijuana was illegal, so marijuana was uninsurable.

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Insurance While Riding with Your M1: What You Need to Know

28 Jul 2020 in Motorcycle Insurance

With the COVID-19 pandemic wreaking havoc with lots of things, it should be no surprise that a lot of new motorcycle riders are having trouble booking the courses and testing they need to get their M2 licenses. With most insurance companies refusing to insure M1 riders, the only option for the summer of 2020 may […]

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What You Need to Know About Your Home For an Accurate Insurance Quote

21 Jul 2020 in Home Insurance

How Well Do You Know Your Home for an Insurance Quote? Your home insurance premium is based on the particulars of your home, including when it was built, what it’s made of and how big it is. If you don’t know these important details about your home, you might find that the quotes you get […]

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Do I Need Business Insurance for My Home Business?

16 Jul 2020 in Commercial Insurance

Every home business can benefit from some type of business insurance, even if it’s a simple liability policy to protect you if work you do for a client leads to a lawsuit. Other home businesses may store dangerous materials in the home, or even meet clients there. These businesses should all consult an insurance broker, […]

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Why Can’t I Insure My Home For Market Value?

13 Jul 2020 in Home Insurance

Many people get confused when we talk about how much their home should be insured for. It’s got nothing to do with what you paid for the home, or what you could sell it for today.

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Snowbirds Next Flight Needs to Bridge OHIP Coverage Gap

25 Jun 2020 in Travel Insurance

Lost in all of the daily news about the coronavirus is a policy tweak to Ontario’s public health insurance plan that applies to anyone travelling outside the province who requires health services.

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What Insurance Do I Need to Open a Cannabis Store in Canada?

03 Jun 2020 in Commercial Insurance

Opening a new cannabis retailer in Canada can be both an exciting and daunting task. It’s been nearly two years since it’s legalization, but in provinces like Ontario, cannabis retailers are still few and far between, but growing by the day.

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Save Some Dough During the Pandemic With CAA MyPace™

22 May 2020 in Auto Insurance

CAA MyPace is a usage-based auto insurance program that can save you as much as 40% on your auto insurance if you drive less than 600 km a month. The less you drive, the less you pay. Sounds like just the thing for the pandemic.

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Taking Care of Our Customers During the Pandemic

12 May 2020 in COVID-19 Resources & News&News at M&W

The COVID-19 pandemic has brought with it a number of negative effects, including of course the physical and emotional toll on families directly affected by the virus. Beyond that, it has wreaked havoc on businesses, and resulted in millions of Canadians facing considerable financial hardship, either because they’ve been laid off, or possibly because of […]

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Is COVID-19 an Act of God?

06 May 2020 in COVID-19 Resources & News

Is COVID-19 an Act of God? For Insurance, It Doesn’t Matter There is a common misconception out there that “Acts of God” are never covered by insurance. This belief is founded in the history of insurance, and in fact there have been “Act of God” exclusions in many an insurance policy through the ages. The […]

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