Author: Mitchell and Whale Team

About Mitchell and Whale Team:

The articles you'll find on the Mitchell & Whale blog are all the result of a team effort, contributed to by one or more of our RIBO licensed insurance brokers and/or other Ontario insurance experts. Contributors to our blog include our president, Adam Mitchell, Nick Kidd, Alex Gemmiti, and others, too numerous to include here.

Posts by Mitchell and Whale Team:

My House Was Damaged by Fire – What Do I Do?

30 May 2019 in Home Insurance

There’s a fire in your house: If there’s a fire in your house, insurance is the last thing you should be thinking about. To put your mind at ease, fire losses are generally covered by any home insurance policy, as long as the fire wasn’t set on purpose (arson).

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The Most Common Claims for Floor Installers and How to Avoid Them

27 May 2019 in Commercial Insurance&Contractors Insurance

Your floor installation business is in high demand. Homeowners know that nothing spruces up an older home or condo unit quite like a beautiful new hardwood or laminate floor. But there are also risks involved in installing flooring, and you need to be aware of what they are so that you can properly train your […]

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The Most Common Claims for Painting Contractors and How to Avoid Them

22 May 2019 in Commercial Insurance&Contractors Insurance

Your painting business faces very different risks when compared to other contractors. Because you’re not cutting, nailing or screwing into walls and floors, the chances of accidentally doing damage to the property you’re working on is much lower.

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What Questions Do I Need to Answer to Get an Auto Insurance Quote?

16 May 2019 in Auto Insurance

When you call your favourite insurance broker to get quotes to insure that new car, or to try to beat your current rate, the broker will ask you certain standard questions. These are based on the rating factors that car insurers in Ontario are allowed to use when determining your premium, so whoever you call, […]

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Why is My Policy Premium Different Than My Quote?

08 May 2019 in Insurance Brokers

Has this ever happened to you? You call an insurance broker, give them all your information, and get back a super quote that meets all your needs at a price that might be significantly cheaper than what you are currently paying.

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What is Multi-Factor Authentication?

08 May 2019 in Commercial Insurance&Cyber Insurance

…And How Does Multi-Factor Authentication Protect Your Business From Hackers? When you’re learning about the world of malware, hacking and cyber-security, you’ll hear a number of terms being thrown around that you might not understand. One of those is multi-factor authentication, also known as two-factor authentication or 2FA.

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What is Cryptojacking and How Can I Avoid It?

01 May 2019 in Commercial Insurance&Cyber Insurance

Cryptojacking is what we call it when cyber-criminals use your computer to mine Bitcoin or other cybercurrencies. If you understand how Bitcoin and cryptomining works, that’s all you need to know. For everyone else, please read on…

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What is a Phishing Attack and How Can I Protect Myself?

22 Apr 2019 in Commercial Insurance&Cyber Insurance

What is Phishing? Phishing is something that most of us see every day, and most of us completely ignore it. An email from what seems like a travel agency, telling you that you’ve won a free trip, and asking you to click on a link to redeem your prize. Or a message from a bank […]

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The Most Common Claims for Landscapers and How to Avoid Them

16 Apr 2019 in Commercial Insurance&Contractors Insurance

Landscaping is a little different than most other contracting businesses. If you’re a roofer, plumber or drywaller, you’re working directly on a house or commercial building, so there’s a lot of opportunity for property damage claims.

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The Most Common Claims for Roofing Contractors and How to Avoid Them

11 Apr 2019 in Commercial Insurance&Contractors Insurance

Insurance companies set premiums based on how much they are likely to spend to pay claims. It stands to reason, then, that the best way to control premiums for your roofing business is to avoid claims if possible, and to limit the cost of any claims that you do make.

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