Author: Mitchell and Whale Team

About Mitchell and Whale Team:

The articles you'll find on the Mitchell & Whale blog are all the result of a team effort, contributed to by one or more of our RIBO licensed insurance brokers and/or other Ontario insurance experts. Contributors to our blog include our president, Adam Mitchell, Nick Kidd, Alex Gemmiti, and others, too numerous to include here.

Posts by Mitchell and Whale Team:

Is My Home Covered For Fire?

04 Mar 2021 in Home Insurance

Of course home insurance covers fire. It is the reason home insurance was invented back in the 1600s, and until quite recently, was the most common type of home insurance claim. The fire insurance in your policy typically covers not only the building, but also your possessions, if they are lost or damaged in a […]

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12 Auto Insurance Discounts You Need to Know About

27 Feb 2021 in Auto Insurance

If you’re like most Ontarians, odds are you own a vehicle and use it to perform everyday tasks. But did you know that there are a number of ways to save big while staying insured? If not, you might want to check with your insurance broker to make sure you’ve got the coverage you need, […]

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How Much is That Ticket Really Going to Cost Me?

18 Feb 2021 in Auto Insurance

When you get a ticket, the fine you pay will probably cost you less than the premium increase on your next auto or motorcycle insurance renewal. But just exactly how much more will you pay, and for how long?

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Motorcycle Insurance: Live to Ride Safely

16 Feb 2021 in Motorcycle Insurance

Motorcycle riders like to say “Four wheels move the body; two wheels move the soul.” This is true for anyone who takes to the open road on two wheels. There is nothing like cruising on the open road, feeling the rumble of the bike, and enjoying a beautiful summer day.

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Learn How to Spot Car Insurance Fraud: Don’t Be Scared, Be Aware!

10 Feb 2021 in Auto Insurance

There are many instances of fraud in our everyday lives. We are aware of instances of fraud coming at us on our computers and even now on our cell phones, and it exists on our roads as well. Insurance fraud is rampant across the country, and estimates show that it costs us more than $1 […]

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8 Home Insurance Discounts That Can Save You Money

06 Feb 2021 in Home Insurance

The price of insurance seems to always be going up in Ontario. As it pertains to home, condo and tenants insurance, the main reason for price increases over the last several decades has been a sharp increase in the number and cost of claims related to water damage. This is to be expected in an […]

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Still Working From Home – Does It Affect My Home Insurance?

05 Feb 2021 in Commercial Insurance&Home Insurance

If you’re like most of us, you’ve been working from home since the pandemic began. If you’re an employee just plugging away on your laptop, working from home shouldn’t affect your home insurance. But if you run your own business, or if your job requires interacting with clients, making or receiving deliveries, or having expensive […]

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Modifying Your Vehicle? Update Your Insurance

25 Jan 2021 in Auto Insurance

In Canada, when you buy a car from a dealer, it comes with certain “standard equipment” from the factory. If your vehicle has had significant changes from that standard equipment, whether it be a modified engine, exhaust, tires or suspension, you’ll need to let your insurer know, and depending on the changes, you may find […]

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Working From Home? Pay-As-You-Go Auto Insurance Might Be For You

22 Jan 2021 in Auto Insurance

If you continue to work from home due to the pandemic and are looking for a way to save real money on your auto insurance, CAA MyPace™ is a program that is saving low-kilometre drivers 40% on average. If you drive less than 3,000 kilometres a year, you could save 50% or more.

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Avoid Depreciation When Insuring Your Brand New Car

21 Jan 2021 in Auto Insurance

When you buy auto insurance, the assumption is that you are insuring your car for its Actual Cash Value (ACV) at the time of an accident, which is the purchase price, minus depreciation.

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